Earn COMPASS Dollar with eligible spending

Eligible spending of COMPASS Dollar

“Eligible Spending” includes all posted retail transactions and specified fund purchases. For a purchase under Card Interest-free Instalment Loan, a Cardholder earns COMPASS Dollar as and when the instalment is posted to the Card account. For the avoidance of doubt, the following types of transaction SHALL NOT fall under the scope of Eligible Spending:

1. Cash advances and relevant handling/ administration fees

2. Casino chips

3. Foreign exchange

4. Finance charges

5. Reversed transactions

6. Late charges

7. Credit card annual fee

8. Call-a-loan

9. Balance Transfer

10. Funds Transfer

11. Flexi Shopping

12. Transactions in Hong Kong Dollars at the point of sales (in case of online transactions, the place of registration and/or settlement of the merchant) outside Hong Kong

13. Insurance payment (not applicable for Manulife Credit Card)

14. Tax payment

15. Bill payment transactions (made through DBS iBanking, JET Payment Service, the “Pay & Transfer” function of the mobile application or any other means as specified by the Bank from time to time)

16. Fund transfer transactions (made through the “Pay & Transfer” function of the mobile application or any other means as specified by the Bank from time to time)

17. Transactions that have been subject to cancellation

18. Charge-back

19. Return of goods and/or refund or any other types of transactions specified by the Bank from time to time

Note:

• COMPASS Dollar has no expiry date.

• You cannot combine COMPASS Dollar in different credit card accounts, and also you cannot transfer COMPASS Dollar to another credit card account.

• Please click here to browse COMPASS Card Reward Scheme Terms and Conditions and COMPASS Dollar Redemption Offer Terms and Conditions.

To borrow or not to borrow? Borrow only if you can repay !