DBS COMPASS VISA

DBS COMPASS VISA

Successfully apply to enjoy a welcome gift of LE MAURICE® CUBIX 28” Aluminum Frame Suitcase or other offers!

DBS COMPASS VISA

For Key Facts Statement for Credit Card, please click here

For Repayment Calculator, please click here. You can use the Repayment Calculator to work out the number of months and total cost involved in paying a balance in full by making only minimum payment.

Spend and earn more!

  • Enjoy COMPASS Dollar rebate at all merchants and an exclusive 1% COMPASS Dollar rebate at designated merchants
  • Spend & earn up to 3% rebate at Taobao and Tmall
  • Enjoy HK express free baggage upgrade throughout the year
  • Enjoy Flexi Shopping 6/12-month interest-free instalment for any spending
 

Welcome Offer

Successfully apply DBS COMPASS VISA on or before 30 November 2020 and achieve spending requirement in the relevant spending period to enjoy one of following welcome offers and the first year annual fee waiver.

HK$400 PARKnSHOP & Watsons “InstaRedeem” Amount

HK$400 PARKnSHOP/Watsons “InstaRedeem” Amount

 
New Customer
“InstaRedeem” amount will be pushed automatically to the eligible New Customer after the eligible New Customer has completed a spending transaction with amount in excess of HK$400.

Spending requirement: HK$4,800 or above within 3 months from the New Card issuance date

or
HK$300 all merchants “InstaRedeem” Amount

HK$300 all merchants “InstaRedeem” Amount

 
New Customer
“InstaRedeem” amount will be pushed automatically to the eligible New Customer after the eligible New Customer has completed a spending transaction with amount in excess of HK$300.

Spending requirement: HK$4,800 or above within 3 months from the New Card issuance date

or

 
  • Includes all Dyson Airwrap™ styler attachments
  • Engineered for multiple hair types
  • 30mm Airwrap™ barrels
  • 40mm Airwrap™ barrels
  • Firm smoothing brush
  • Soft smoothing brush
  • Round volumising brush
  • Pre-styling dryer
  • Storage case
  • Powered by the Dyson digital motor V9
  • No extreme heat
  • Attracts and wraps hair, using air
  • Styles and dries simultaneously
  • Coanda to smooth
New Customer
Spending requirement: HK$4,800 or above within 3 months from the New Card issuance date
Redemption fee: Redeem by paying HK$3,480(HK$290 x 12 month instalment)
or
LE MAURICE ALUMETAL 26” Aluminum frame Suitcase

 
LE MAURICE® CUBIX 28” Aluminum frame Suitcase
  • The optimal capacity allows you to stay within the limitations imposed by the airline companies.
  • APC shell with aluminum frame strengthening the body structure.
  • Reinforced aluminum corners increase the protection of suitcase.Built-in hook to carry extra bags or items.
  • 360° rotating double wheels are durable and compatible on any kind of road conditions.
  • Interior zipper mesh pockets for increased packing organization.
  • Two TSA approved locks ensures security while traveling.
  • One year factory warranty.
  • 770mm(H) x 330mm (W) x 530mm (L)
New Customer
Spending requirement: HK$6,800 or above within 3 months from the New Card issuance date
or
6 MCL movie ticket vouchers

 
  • Cardholders must download DBS Omni app, register and activate Omni account within 1 month of the New Card issuance date and meet the Spending Requirement in 3 months from the New Card issuance date to be eligible for Welcome Offer for free.
  • Applicable to following MCL cinemas, include: MCL MOVIE TOWN, Festival Grand Cinema, Grand Kornhill Cinema, Grand Windsor Cinema, STAR Cinema, MCL Metro City Cinema, MCL Telford Cinema, MCL South Horizons Cinema and MCL Green Code Cinema
  • Spending requirement: accumulate HK$4,800 or above within 3 months from the New Card issuance date
  • Spending requirement: accumulate HK$1,800 or above within 3 months from the New Card issuance date (Applicable to applicant uses the application form for tertiary student)
New Customer
6 MCL movie ticket vouchers
 

Existing Customers who successfully apply DBS COMPASS VISA by 30 November 2020 can enjoy the first year annual fee waiver and the following fabulous welcome gifts, upon spending with the new card in the first 3 months and activating DBS Omni account in the first month:

Up to HK$200 “InstaRedeem” Amount

“InstaRedeem” Amount will be sub-divided into 4 times (HK$50 each time) and pushed automatically to the eligible Existing Customer once per calendar month after the eligible Existing Customer has completed Eligible Spending with amount of HK$50 or above.

Spending requirement: HK$1,800 or above with the New Card within 3 months of the New Card issuance date

 

Double Welcome Offer

New Customer# apply for DBS Credit Card can also enjoy the following double welcome offer：

3-Times Free Trial for Flexi Shopping
3 Free Trials for Flexi Shopping		3 months Interest Cash Rebate for Instant Cash Instalment Loan
3 months Interest Cash Rebate for Instant Cash Instalment Loan
  

3 Free Trials for Flexi Shopping

New customers apply for Flexi-Shopping with 6 months instalments via DBS Omni during the Promotion Period to enjoy 3-Times Free Trial for Flexi Shopping!

Promotion is bound by Terms and Conditions

 

3 months Interest Cash Rebate for Instant Cash Instalment Loan Promotion

During the promotion period, new customers successfully applied the first Instant Cash Instalment Loan with cash out amount >=HK$30,000 and number of Instalments >= 36 months could enjoy 3 months Interest Cash Rebate.

Promotion is bound by Terms and Conditions

 

#New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or COMPASS VISA credit cards) issued by the Bank.

 

  Key Facts Statement for Credit Card  Repayment Calculator

 

Remarks:

1. Unless otherwise specified, the Welcome Offer is only applicable to applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by the Bank (“New Customers”).

* Customer must conduct spending according to designated condition and successfully register and activate DBS Omni account via website https://cards.dbs.com.hk or DBS Omni mobile application within designated period to enjoy the welcome offer.
Welcome offer is bounded by the Welcome Offer Terms and Conditions


The online application will not be processed in real time and is not for urgent submission of information. Should you have any enquiry, please contact our 24-hour hotline at (852) 2290 8888.

 

Privileges


8% InstaRedeem Discount
Up to 3% rebate at Taobao and Tmall
ParknShop 8% discount promotion

Watsons 8% discount promotion
HK Express Free Baggage Upgrade
Free App Day
 

Other Offer


Up to 1%COMPASS Dollar rebate
Redeem trendy gadgets at eSHOP with COMPASS Dollar
Flexi Shopping – Interest-Free Instalment

Equipped with Visa payWave, Enjoy the ease of cashless payment
 

DBS Omni

Introducing the brand new DBS Omni mobile app, the perfect companion for your DBS Credit Cards. Download and experience four ‘first-in-market’ innovations that will revolutionalise the way you use your credit cards.


Register Omni
Timeline
Your spending will be shown on your timeline automatically.
Insight
Track your personal finances effectively with Budget

Budget
Track your personal finances effectively with Budget
InstaRedeem
Instant Redemption and save on your transaction
EasyPayment
Making payment to your DBS Credit Cards easier
下載Omni

Download DBS Omni：

 

 

Shopping ProtectionWhen you encounter situation(s) such as having received damaged or defective goods, or the goods or services being not matched with what was described, or not having received the goods or services ordered, you should contact the merchant which sold you the goods or services immediately and resolve any complaints about such goods or services directly with the merchant.  If you cannot resolve the matter with the merchant or are unable to contact the merchant because it has ceased business, you can contact us for assisting you to dispute the transaction through the chargeback mechanism provided by the relevant card association.

The chargeback mechanism is a form of customer protection provided by the relevant card association which allows cardholder to file a complaint regarding disputed transactions.  Once the cardholder files a dispute, the card issuing bank will conduct an investigation into the complaint by requesting the concerned merchant to submit proof through its bank (“card acquiring bank”).  Once the chargeback request is proven to be valid, the card acquiring bank will refund the disputed transaction amount to the cardholder via the card issuing bank. Cardholder may be charged with a processing fee by the relevant card association in certain circumstances.

Examples of chargeback:

  • Cardholder did not receive the goods or services he/she paid for due to closure of the merchant
  • Cardholder returned the purchased goods but did not get the refund from the merchant within the agreed timeframe
  • Cardholder cancelled the subscribed services but merchant continues to charge for recurrent payments

Cardholder should pay special attention to the chargeback time limit, and submit before expiry of the time limit the chargeback request together with the relevant supporting documents to the card issuing bank for processing. For more details, please refer to Help & Support > Dispute transaction.

Important Note:
The chargeback mechanism is not applicable to purchases with credit cards through the use of Card Interest-Free Instalment Loan offered by us.

Fraud Transaction ProtectionIf you find any doubtful or unauthorized transactions in your statement, call our DBS Credit Card 24-hour Customer Services Hotline at (852) 2290 8888 immediately. Upon receipt of your request; on a case-by-case basis subject to our approval, we may withhold your payment of the relevant transaction until an investigation is concluded . However, please note that if it is found to be a valid transaction after investigation, we shall re-impose the applicable finance charges for the period starting from the date when the relevant transaction should have been paid.

Important Notes:
  1. You should report the doubtful or unauthorized transaction(s) on any statements to us within 60 days after the relevant statement date , otherwise you shall be deemed to have accepted such transactions and any dispute requests subsequently raised may be declined.
  2. According to the rules of relevant card association, there is no dispute right for certain transactions.
  3. Use of your credit card shall always be subject to DBS Personal Credit Card Terms and Conditions, DBS$ / COMPASS CARD Reward Scheme Terms and Conditions and DBS$ / COMPASS Dollar Redemption Offer Terms and Conditions.
Superior Line of Credit

DBS COMPASS VISA offers you generous spending limits for maximum financial flexibility. You may also request for an instant temporary credit limit increase* anytime you want.

Please download and complete the Credit Card Line Increase/Reduction Request Form and return to us with copy of your current income proof via fax to (852) 2235 5901.

*Not applicable to cash advance and subject to final approval of DBS Bank (Hong Kong) Limited

VISA Plus Global ServiceYou can withdraw local currencies anywhere in the world through ATMs bearing the logo plus logo from your pre-registered DBS Bank HKD Savings or Current Account with your DBS COMPASS VISA*
*A HK$25 handling fee applies for each transaction made and details will be recorded in your passbook or bank statement.
Frequently Asked Questions
DBS Personal Credit Card Terms and Conditions
Key Facts StatementClick here for details
Fee Schedule
Others card features and benefitsClick here for details
 

How to Apply

  Key Facts Statement for Credit Card  Repayment Calculator

Personal Information Collection (PIC)

DBS Bank (Hong Kong) Limited safeguards your data in accordance with applicable Hong Kong laws.

We only use the data we collect in accordance with our Data Policy which explains the data collection purposes, the persons to whom we may transfer data, your data access and correction rights and how you may contact our Data Protection Officer.


Reminders about Responsible Borrowing

  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
  • You should assess your repayment ability and avoid over-borrowing.
  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest.
  • To borrow or not to borrow?  Borrow only if you can repay!

Topics

Cards

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