For Key Facts Statement of Card Loan, please click here.

Credit Card Low Interest Loan

Sometimes, a financial boost goes a long way to making dreams come true. Having access to extra cash could be of great comfort if the unexpected happens. DBS offers two Credit Card Low Interest Loans – the “Call-a-loan” Instalment Cash Service and the “Funds Transfer” Flexi Cash Service –to allow you to get cash anytime with DBS online express approval.

 

"Call-a-loan" Instalment Cash Service

  • Personalised preferential interest rate1 as low as APR 3.88%2
  • Repayment periods of 6 to 60 months
  • Apply without documents and online express approval3

"Call-a-loan" Special Offer

Apply “Call-a-loan” Instalment Cash Service online to enjoy up to HK$5,000 cash rebate**! Here are some illustrative examples:

  1. Apply "Call-a-loan" of HK$300,000 with 60-month instalments and enjoy HK$5,000 rebate!
  2. Apply "Call-a-loan" of HK$150,000 with 48-month instalments and enjoy HK$2,000 rebate!
  3. Apply "Call-a-loan" of HK$80,000 with 36-month instalments and enjoy HK$1,000 rebate!

Promotion period: 1/11/2018 – 30/11/2018

To get started, get ready of

To get started, get ready of credit card, mobile phone and bank account information
 

"Funds Transfer" Flexi Cash Service

  • Personalised preferential interest ratea as low as 5.8%b
  • Flexible repayments as low as the minimum payment of credit card monthly statement
  • Apply without documents and online express approvalc

“Funds Transfer” Special Offer

Apply “Funds Transfer” Flexi Cash Service online to enjoy up to $2,000 cash rebate^! Here are some illustrative examples:

  1. Apply “Funds Transfer” of HK$300,000 and enjoy up to $2,000 cash rebate
  2. Apply “Funds Transfer” of HK$150,000 and enjoy up to $1,000 cash rebate
  3. Apply “Funds Transfer” of HK$80,000 and enjoy up to $800 cash rebate

Promotion period: 1/11/2018 – 30/11/2018

To get started, get ready of

To get started, get ready of credit card, mobile phone and bank account information
 

How to Apply

  • Apply Online
  • Application Hotline: 2290 8333
 

Notes

Notes for "Call-a-loan" service:

  1. "Call-a-loan" service and the personalised preferential interest rate is only applicable to selected customers. Personalised preferential interest rate is for reference only. DBS Bank (Hong Kong) Limited reserves the right at its absolute discretion on the acceptance of application, approval of the service and determining the preferential interest rate from time to time according to different promotions. Please logon via "Apply Now" or call Application Hotline 2290 8333 to enquire for the personalised preferential interest rate and the related fee.
  2. Personalised preferential monthly flat rate as low as 0.17%, is only applicable to selected customers; Monthly flat rate of 0.17%, its annualised percentage rate is 3.88%. The Annualised Percentage Rate (APR) is calculated in accordance with the guidelines issued by the Hong Kong Monetary Authority in respect of the Code of Banking Practice.
  3. Cash will be deposited to your designated account within 2 working days for successful application. Otherwise, the bank will contact you within 2 working days. The Bank reserves the right to request additional documents for application approval.
  4. The application of "Call-a-loan" service should be bound by related terms and conditions. For details, please refer to the Terms and Conditions of "Call-a-loan" service or call Application Hotline 2290 8333.

Note: Early repayment of "Call-a-loan"

If you choose to pay off the "Call-a-loan" early, you are not able to save any interest because interest payable for the remaining term of the "Call-a-loan", which is embedded in the monthly instalment amount shall still be payable.

** Cash rebate entitled by the customer depends on the approved loan amount, Preferential APR and tenor of "Call-a-loan" Online Instalment Cash Service. The following terms and conditions apply to the promotion offer, please refer to the followings for details:

  • Terms and Conditions for "Call-a-loan" Online Instalment Cash Service get "Cash Rebate" promotion (up to HK$5,000)
  • Terms and Conditions for general promotional offer of "Call-a-loan"

 

Notes for "Funds Transfer" service:

  1. "Funds Transfer" service and the personalised preferential interest rate is only applicable to selected customers. Personalised preferential interest rate is for reference only. DBS Bank (Hong Kong) Limited reserves the right at its absolute discretion on the acceptance of applications, approval of the service and determining the preferential interest rate from time to time according to different promotions. Please logon via "Apply Now" or call Application Hotline 2290 8333 to enquire for the personalised preferential interest rate and the related fee.
  2. Annual interest rate of 5.8%, its annualised percentage rate is 5.96%. The Annualised Percentage Rate (APR) is calculated in accordance with the guidelines issued by the Hong Kong Monetary Authority in respect of the Code of Banking Practice.
  3. Cash will be deposited to your designated account within 2 working days for successful application. Otherwise, the bank will contact you within 2 working days. The Bank reserves the right to request additional documents for application approval.
  4. The application of "Funds Transfer" service should be bound by related terms and conditions. For details, please refer to the Terms and Conditions of "Funds Transfer" service or call our Application Hotline on 2290 8333.

^ Cash rebate entitled by the customer depends on the approved loan amount (Transfer Amount), Annualized Percentage Rate (APR) and monthly statement’s Finance Charges of “Funds Transfer" Online Cash Service. The following terms and conditions apply to the promotion offer, please refer to the followings for details:

  • Terms and Conditions for "Funds Transfer" Online Cash Service get “Cash Rebate” promotion (up to HK$2,000)
  • Terms and Conditions for general promotional offer of “Funds Transfer”

Reminder: To borrow or not to borrow? Borrow only if you can repay!

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