DBS Eminent Card

DBS Eminent Card

For Key Facts Statement for Credit Card, please click here

For Repayment Calculator, please click here.

You can use the Repayment Calculator to work out the number of months and total cost involved in paying a balance in full by making only minimum payment.

All-new Exciting Privileges: Introducing DBS Eminent Card 5% Rebate Program

Up to 5% rebate

Remarks:

DBS Eminent Cardholders must complete the registration of “DBS Eminent Card Up To 5% Rebate Program” successfully via DBS Card+ mobile application. Eligible spending will be calculated for rebate according to this program from the next calendar day upon successful registration.
Applicable to retail spending of physical or online merchants. We will classify all eligible spending according to the merchant codes as defined by Visa or a merchant's acquiring bank, and is determined by the Bank at its sole discretion.
The first HK$8,000 (applicable to Visa Signature Card) / HK$4,000 (applicable to Visa Platinum Card) spending of the 4 designated spending categories in total in each calendar month will be entitled to a 5% rebate, and the first HK$20,000 (applicable to Visa Signature Card) / HK$15,000 (applicable to Visa Platinum Card) other retail spending in each calendar month will be entitled to a 1% rebate.

Details & Registration

Exclusive Dining Privileges for DBS Eminent Visa Signature Card

Hyatt Regency Hong Kong, Tsim Sha Tsui
15% off

Hyatt Regency Hong Kong, Sha Tin
10% off

The Peninsula Hong Kong 10% off

More Dining Privileges

Harbour Plaza 8 Degrees
Café 8 Degrees
Up to 30% off

Classified 25% off

Da Filippo Trattoria
20% off

Gateway Hotel Three on Canton
15% off

Marco Polo Hongkong Hotel Cafe Marco
15% off

Conrad Hong Kong
Up to 10% off

JW Marriott Hotel Hong Kong
Up to 10% off

Amelia Hong Kong
HK$200 off

DBS Credit Cards Year-round Dining Perks

Health & Medical Privileges

PURE Fitness /
PURE Yoga
Trial offer

Health Check-up Plans Up to 52% off

More Exciting Offers

Fortress HK$100 off

I Love Coffee
"Buy-5-Get-1 Free" Offer

24-hour Manned Hotline

Year-round Treats

Welcome OfferNew Customers^ who successfully apply DBS Eminent Card by 2 October 2023 can enjoy the first year annual fee waiver and following fabulous welcome offer, upon spending with the new card in the first 3 months and activating DBS Card+ account in the first month*:

Up to HK$600 Rewards

New Customer

10% Cash Rebate (with a maximum limit of up to HK$450)
Spending Requirement - accumulate retail spending or make transaction as listed below with the New Card within 3 months from card issuance date (“Spending Period”):
- accumulate retail spending of HK$3,000 or above, and/or
- designated Instant Cash Service: the approved cash out amount that the New Customer has successfully applied for “Instant Cash” service via online (The Eligible Spending amount of this item is up to HK$3,000, and the maximum cash rebate is HK$300)
and / or;
Extra HK$100 Cash Rebate
Spending requirement - accumulate spending or make transaction as listed below with New Card within Spending Period: HK$1,000 or above in total for top up amount via Octopus Automatic Add Value Service; or apply 12-month or above Flexi Shopping Programme
HK$50 “InstaRedeem” Amount for activating the New Card within one month from card issuance date

New Customers^{^} who apply for DBS Credit Card can also enjoy the following welcome offer：

Card Issued in Minutes**
Instant Cash Out
6 months Interest Cash Rebate for Instant Cash – Cash Instalment Loan

How to Apply

DBS Eminent Visa Signature Card
Minimum annual income: HK$360,000	Visa Signature Exclusive Privileges Up to 5% Rebate for Spending on Designated Categories Details Year-round Privileges Details

Key Facts Statement

Repayment Calculator

How to Get Your Card?

1. New Customer or Existing Customer applies DBS Credit Cards in a faster and more convenience way through DBS Card+!

Download & Apply Now ^**

2. Use your DBS Credit Card via Apple Pay or Google Pay upon card approval.

New Customer

Apply now

Current DBS Cardholder (Only applicable to existing principal cardholders who have no change of mobile phone number, home address, nationality or other information)

Apply now

Resume your application

Resume application

DBS Eminent Visa Platinum Card
Minimum annual income: HK$150,000	Up to 5% Rebate for Spending on Designated Categories Details Year-round Privileges Details

How to Apply

Key Facts Statement

Repayment Calculator

How to Get Your Card?

1. New Customer or Existing Customer applies DBS Credit Cards in a faster and more convenience way through DBS Card+!

Download & Apply Now ^**

2. Use your DBS Credit Card via Apple Pay or Google Pay upon card approval.

New Customer

Apply now

Current DBS Cardholder (Only applicable to existing principal cardholders who have no change of mobile phone number, home address, nationality or other information)

Apply now

Resume your application

Resume application

Remarks:
- Starting from 1 October 2018, all newly issued, renewed or replaced Visa cards will be equipped with Visa payWave function.
^ New Customers shall mean applicants who, during the new card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the new card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by us.
* New Customers must download DBS Card+, register and activate DBS Card+ account within 1 month from the new card issuance date in order to be eligible for the welcome gift.
**Credit card application may not be approved instantly through DBS Card+ for respective reasons. The Bank may request other documents from you, like address proof and income proof, for application approval. The credit card application is subject to the Bank’s final approval.

Welcome gift is subject to Welcome Offer Terms and Conditions.
For other related Credit Card Terms & Conditions, please refer to the Bank’s website go.dbs.com/hk-cardtnc_en.

The online application will not be processed in real time and is not for urgent submission of information. Should you have any enquiry, please contact our 24-hour hotline at (852) 2290 8888.

DBS Card+ & Rewards

DBS Card+

Introducing the brand new DBS Card+ mobile app, the perfect companion for your DBS Credit Cards. Download and experience four ‘first-in-market’ innovations that will revolutionalise the way you use your credit cards.

Spending
Your spending will be shown on your Spending automatically.

Insight
Track your personal finances effectively with Budget

Budget
Track your personal finances effectively with Budget

InstaRedeem
Instant Redemption and save on your transaction with DBS$ / COMPASS Dollar

EasyPayment
Making payment to your DBS Credit Cards easier

Download DBS Card+ Now

Download now

Or click the link below to download

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Spending Protection & Useful Information

Shopping Protection	When you encounter situation(s) such as having received damaged or defective goods, or the goods or services being not matched with what was described, or not having received the goods or services ordered, you should contact the merchant which sold you the goods or services immediately and resolve any complaints about such goods or services directly with the merchant. If you cannot resolve the matter with the merchant or are unable to contact the merchant because it has ceased business, you can contact us for assisting you to dispute the transaction through the chargeback mechanism provided by the relevant card association. The chargeback mechanism is a form of customer protection provided by the relevant card association which allows cardholder to file a complaint regarding disputed transactions. Once the cardholder files a dispute, the card issuing bank will conduct an investigation into the complaint by requesting the concerned merchant to submit proof through its bank (“card acquiring bank”). Once the chargeback request is proven to be valid, the card acquiring bank will refund the disputed transaction amount to the cardholder via the card issuing bank. Cardholder may be charged with a processing fee by the relevant card association in certain circumstances. Examples of chargeback: Cardholder did not receive the goods or services he/she paid for due to closure of the merchant Cardholder returned the purchased goods but did not get the refund from the merchant within the agreed timeframe Cardholder cancelled the subscribed services but merchant continues to charge for recurrent payments Cardholder should pay special attention to the chargeback time limit, and submit before expiry of the time limit the chargeback request together with the relevant supporting documents to the card issuing bank for processing. For more details, please refer to Help & Support > Dispute transaction. Important Note: The chargeback mechanism is not applicable to purchases with credit cards through the use of Card Interest-Free Instalment Loan offered by us.
Fraud Transaction Protection	If you find any doubtful or unauthorized transactions in your statement, call our DBS Credit Card 24-hour Customer Services Hotline at (852) 2290 8888 immediately. Upon receipt of your request; on a case-by-case basis subject to our approval, we may withhold your payment of the relevant transaction until an investigation is concluded . However, please note that if it is found to be a valid transaction after investigation, we shall re-impose the applicable finance charges for the period starting from the date when the relevant transaction should have been paid. Important Notes: You should report the doubtful or unauthorized transaction(s) on any statements to us within 60 days after the relevant statement date , otherwise you shall be deemed to have accepted such transactions and any dispute requests subsequently raised may be declined. According to the rules of relevant card association, there is no dispute right for certain transactions. Use of your credit card shall always be subject to DBS Personal Credit Card Terms and Conditions, DBS$ / COMPASS CARD Reward Scheme Terms and Conditions and DBS$ / COMPASS Dollar Redemption Offer Terms and Conditions.
Superior Line of Credit	DBS Eminent Card offers you generous spending limits for maximum financial flexibility. You may also request for an instant temporary credit limit increase* anytime you want. Please download and complete the Credit Card Line Increase/Reduction Request Form and return to us with copy of your current income proof via fax to (852) 2235 5901. *Not applicable to cash advance and subject to final approval of DBS Bank (Hong Kong) Limited
VISA Plus Global Service	You can withdraw local currencies anywhere in the world through ATMs bearing the logo from your pre-registered DBS Bank HKD Savings or Current Account with your DBS Eminent Card* *Only applicable for VISA cardholders. A HK$25 handling fee applies for each transaction made and details will be recorded in your passbook or bank statement.
Frequently Asked Questions	Credit Cards Frequently Asked Questions
DBS Personal Credit Card Terms and Conditions	DBS Personal Credit Card Terms and Conditions
Key Facts Statement	Click here for details
Fee Schedule	DBS Credit Card Fee Schedule & Annualized Percentage Rate Table
Others card features and benefits	Click here for details

Reminders about Responsible Borrowing

You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.

You should assess your repayment ability and avoid over-borrowing.

You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest.

To borrow or not to borrow? Borrow only if you can repay!