For Key Facts Statement for Credit Card, please click here

For Repayment Calculator, please click here. You can use the Repayment Calculator to work out the number of months and total cost involved in paying a balance in full by making only minimum payment.



All-new Exciting Privileges: Introducing DBS Eminent Card 5% Rebate Program

Up to 5% rebate

  1. DBS Eminent Cardholders must complete the registration of “DBS Eminent Card Up To 5% Rebate Program” successfully via DBS Card+ mobile application. Eligible spending will be calculated for rebate according to this program from the next calendar day upon successful registration.
  2. Applicable to retail spending of physical or online merchants. We will classify all eligible spending according to the merchant codes as defined by Visa or a merchant's acquiring bank, and is determined by the Bank at its sole discretion.
  3. The first HK$8,000 (applicable to Visa Signature Card) / HK$4,000 (applicable to Visa Platinum Card) spending of the 4 designated spending categories in total in each calendar month will be entitled to a 5% rebate, and the first HK$20,000 (applicable to Visa Signature Card) / HK$15,000 (applicable to Visa Platinum Card) other retail spending in each calendar month will be entitled to a 1% rebate.


Details & Registration


DBS Eminent Card Extraordinary Dining Privileges

The Kitin 30% off
The Kitin 30% off

Exclusive Dining Privileges for DBS Eminent Visa Signature Card

Hyatt Regency Hong Kong, Tsim Sha Tsui 15% off
Hyatt Regency Hong Kong, Tsim Sha Tsui
15% off
Hyatt Regency Hong Kong, Shatin 10%
Hyatt Regency Hong Kong, Sha Tin
10% off
The Peninsula 10%
The Peninsula Hong Kong 10% off

More Dining Privileges

Harbour Plaza 8 Degrees
Harbour Plaza 8 Degrees
Café 8 Degrees
Up to 30% off
Classified 25%
Classified 25% off
Da Filippo Trattoria 20%
Da Filippo Trattoria
20% off
Gateway Hotel Three on Canton 15%
Gateway Hotel Three on Canton
15% off
Marco Polo Hongkong Hotel Cafe Marco 15%
Marco Polo Hongkong Hotel Cafe Marco
15% off
Conrad Hong Kong
Conrad Hong Kong
Up to 10% off
JW Marriott Hotel Hong Kong
JW Marriott Hotel Hong Kong
Up to 10% off
Amelia Hong Kong HK$200 off
Amelia Hong Kong
HK$200 off
DBS Credit Cards Year-round Dining Perks
DBS Credit Cards Year-round Dining Perks

Health & Medical Privileges

ClassPass Trial & Extra Offer
Trial & Extra Offer
Pure Yoga Trial & Welcome Offer
PURE Fitness /
Trial offer
Year-round Offers
Year-round Offers
6-month Sport Protect Insurance
Free 6-month
Sport Protect Insurance
Health Check-up Plans Up to 52% off
Health Check-up Plans Up to 52% off

More Exciting Offers

Fortress HK$100 off
Fortress HK$100 off
I Love Coffee Buy-5-Get-1 Free Offer
I Love Coffee
"Buy-5-Get-1 Free" Offer
HKTaxi 5 Rides and Get 1 Free Offer
HKTaxi "5 Rides and Get 1 Free" Offer
24-hour Manned Hotline
24-hour Manned Hotline
Year-round Treats
Year-round Treats

Welcome Offer

New Customers^ who successfully apply DBS Eminent Card by 2 April 2023 can enjoy the first year annual fee waiver and following fabulous welcome offer, upon spending with the new card in the first 3 months and activating DBS Card+ account in the first month*:

Welcome offer

Up to HK$1,000 Cash Rebate

New Customer
  • 10% Cash Rebate
    With a maximum limit of up to HK$800 : Spending Requirement - accumulate retail spending of HK$2,800 or above with the New Card within 3 months from card issuance date ("Spending Period")
    and / or;
  • Extra HK$200 Cash Rebate
    Spending requirement - accumulate spending or make transaction as listed below with New Card within Spending Period: HK$1,000 or above in total for retail transactions at AlipayHK or WeChat Pay HK or top up amount via Octopus Automatic Add Value Service; or apply 12-month or above Flexi Shopping Programme


New Customers^ who apply for DBS Credit Card can also enjoy the following welcome offer:

Instant cash
Card Issued in Minutes**
Instant Cash Out

6 months Interest Cash Rebate for Instant Cash – Cash Instalment Loan

How to Apply

DBS Eminent Visa Signature Card

DBS Eminent Visa Signature Card
Minimum annual income: HK$360,000
  • Visa Signature Exclusive Privileges
  • Up to 5% Rebate for Spending on Designated Categories  Details
  • Year-round Privileges   Details

DBS Eminent Visa Platinum Card

DBS Eminent Visa Platinum Card
Minimum annual income: HK$150,000
  • Up to 5% Rebate for Spending on Designated Categories  Details
  • Year-round Privileges  Details

How to Apply

- Starting from 1 October 2018, all newly issued, renewed or replaced Visa cards will be equipped with Visa payWave function.
^ New Customers shall mean applicants who, during the new card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the new card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by us.
* New Customers must download DBS Card+, register and activate DBS Card+ account within 1 month from the new card issuance date in order to be eligible for the welcome gift.
**Credit card application may not be approved instantly through DBS Card+ for respective reasons. The Bank may request other documents from you, like address proof and income proof, for application approval. The credit card application is subject to the Bank’s final approval.

Welcome gift is subject to Welcome Offer Terms and Conditions.
For other related Credit Card Terms & Conditions, please refer to the Bank’s website

The online application will not be processed in real time and is not for urgent submission of information. Should you have any enquiry, please contact our 24-hour hotline at (852) 2290 8888.


DBS Card+ & Rewards

DBS Card+

Introducing the brand new DBS Card+ mobile app, the perfect companion for your DBS Credit Cards. Download and experience four ‘first-in-market’ innovations that will revolutionalise the way you use your credit cards.

Register Card+

Your spending will be shown on your Spending automatically.

Track your personal finances effectively with Budget

Track your personal finances effectively with Budget

Instant Redemption and save on your transaction with DBS$ / COMPASS Dollar

Making payment to your DBS Credit Cards easier


Download DBS Card+ Now

Download now

Or click the link below to download

iOS Android


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Shopping Protection When you encounter situation(s) such as having received damaged or defective goods, or the goods or services being not matched with what was described, or not having received the goods or services ordered, you should contact the merchant which sold you the goods or services immediately and resolve any complaints about such goods or services directly with the merchant.  If you cannot resolve the matter with the merchant or are unable to contact the merchant because it has ceased business, you can contact us for assisting you to dispute the transaction through the chargeback mechanism provided by the relevant card association.

The chargeback mechanism is a form of customer protection provided by the relevant card association which allows cardholder to file a complaint regarding disputed transactions.  Once the cardholder files a dispute, the card issuing bank will conduct an investigation into the complaint by requesting the concerned merchant to submit proof through its bank (“card acquiring bank”).  Once the chargeback request is proven to be valid, the card acquiring bank will refund the disputed transaction amount to the cardholder via the card issuing bank. Cardholder may be charged with a processing fee by the relevant card association in certain circumstances.

Examples of chargeback:

  • Cardholder did not receive the goods or services he/she paid for due to closure of the merchant
  • Cardholder returned the purchased goods but did not get the refund from the merchant within the agreed timeframe
  • Cardholder cancelled the subscribed services but merchant continues to charge for recurrent payments

Cardholder should pay special attention to the chargeback time limit, and submit before expiry of the time limit the chargeback request together with the relevant supporting documents to the card issuing bank for processing. For more details, please refer to Help & Support > Dispute transaction.

Important Note:
The chargeback mechanism is not applicable to purchases with credit cards through the use of Card Interest-Free Instalment Loan offered by us.

Fraud Transaction Protection If you find any doubtful or unauthorized transactions in your statement, call our DBS Credit Card 24-hour Customer Services Hotline at (852) 2290 8888 immediately. Upon receipt of your request; on a case-by-case basis subject to our approval, we may withhold your payment of the relevant transaction until an investigation is concluded . However, please note that if it is found to be a valid transaction after investigation, we shall re-impose the applicable finance charges for the period starting from the date when the relevant transaction should have been paid.

Important Notes:
  1. You should report the doubtful or unauthorized transaction(s) on any statements to us within 60 days after the relevant statement date , otherwise you shall be deemed to have accepted such transactions and any dispute requests subsequently raised may be declined.
  2. According to the rules of relevant card association, there is no dispute right for certain transactions.
  3. Use of your credit card shall always be subject to DBS Personal Credit Card Terms and Conditions, DBS$ / COMPASS CARD Reward Scheme Terms and Conditions and DBS$ / COMPASS Dollar Redemption Offer Terms and Conditions.
Superior Line of Credit

DBS Eminent Card offers you generous spending limits for maximum financial flexibility. You may also request for an instant temporary credit limit increase* anytime you want.

Please download and complete the Credit Card Line Increase/Reduction Request Form and return to us with copy of your current income proof via fax to (852) 2235 5901.

*Not applicable to cash advance and subject to final approval of DBS Bank (Hong Kong) Limited

VISA Plus Global Service You can withdraw local currencies anywhere in the world through ATMs bearing the logo from your pre-registered DBS Bank HKD Savings or Current Account with your DBS Eminent Card*
*Only applicable for VISA cardholders. A HK$25 handling fee applies for each transaction made and details will be recorded in your passbook or bank statement.
Frequently Asked Questions
DBS Personal Credit Card Terms and Conditions
Key Facts Statement Click here for details
Fee Schedule
Others card features and benefits Click here for details

Reminders about Responsible Borrowing

  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
  • You should assess your repayment ability and avoid over-borrowing.
  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest.
  • To borrow or not to borrow? Borrow only if you can repay!


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