500
DBS Black World Mastercard®
Think big. Travel more.
DBS Black World Mastercard®
For Key Facts Statement for Credit Card, please click here
For Repayment Calculator, please click here. You can use the Repayment Calculator to work out the number of months and total cost involved in paying a balance in full by making only minimum payment.
We are all travel addicts. That's why we offer you 2X DBS$+ (HK$6 = 1 mile) on local spending and 3X DBS$+ (HK$4 = 1 mile) on overseas spending, plus a host of travel perks.
Remarks:
+ For details of 2X and 3X DBS$, please refer to the web page of DBS$ Reward Scheme and DBS$ Reward Scheme Terms and Conditions. Please click here for details.
Starting from 28 August 2019, all newly issued, renewed or replaced Mastercard will be equipped with Mastercard contactless payment function.
Welcome Offer
New customers^ who successfully apply DBS Black World Mastercard® by 2 April 2023 can enjoy the first year annual fee waiver and Up to 80,000 miles, upon spending with the new card in the first 2 months and activating DBS Card+ account*:
New Customers are entitled to get Extra 2,000 Miles if they successfully apply for 12-month or above Flexi Shopping Programme (of any amount) with the New Card within 2 months of the New Card issuance date!
| Spending Condition | Miles Conversion Rate | ||
|
| First HK$2,000 | HK$0.5 = 1 mile (upper limit: 4,000 miles) | |
| Thereafter HK$176,000 | HK$4 = 1 mile (upper limit: 44,000 miles) | ||
| Overseas Spending | First HK$90,000 | HK$3 = 1 mile (upper limit: 30,000 miles) | |
| Total accumulated miles rewards | 78,000 miles (i.e. DBS$3,744)# | ||
Reward
New Customer^ who apply for DBS Credit Card can also enjoy the following reward:
 Card Issued in Minutes** |
How to Apply
Remarks:
**Credit card application may not be approved instantly through DBS Card+ for some individual reasons. The Bank may request other documents from you, like address proof and income proof, for application approval. The credit card application is subject to the Bank’s final approval.
Remarks:
^New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded) issued by the Bank.
*New Customer must download DBS Card+, register and activate DBS Card+ account within 1 months of the New Card issuance date in order to be eligible to the Welcome Gift.
#Capped at HK$178,000 Local Spending amount and HK$90,000 Overseas Spending amount, when exceeding the cap, Extra Reward is always DBS$880 and DBS$360 respectively.
**Credit card application may not be approved instantly through DBS Card+ for some individual reasons. The Bank may request other documents from you, like address proof and income proof, for application approval. The credit card application is subject to the Bank’s final approval.
Welcome Offer is subject to Welcome Offer Terms and Conditions.
For other related Credit Card Terms & Conditions, please refer to the Bank’s website go.dbs.com/hk-cardtnc_en.
The online application will not be processed in real time and is not for urgent submission of information. Should you have any enquiry, please contact our 24-hour hotline at (852) 2290 8888.
Privileges
 | Mastercard Airport Experiences Provided by LoungeKey |
 | DBS$ & Miles Conversion Rates |
 | Exclusive 45% Off iGO Rewards Redemption |
 | Priceless Hong Kong |
 ; | Card Features and Benefits |
Highlights
What's Hot | ||
 HKTaxi "InstaRedeem" Offer |  InstaRedeem 30% off on Online / Travel Merchant Spending |  20% Off Cash Rebate Redemption |
 DBS$ Recharge | ||
Travel Privileges | ||
 Up to 12% Off Hotel Booking Offer from Expedia.com.hk |  10% Off on Hotel Booking from Hotels.com |  Klook InstaRedeem Offers |
Other Privileges | ||
 Online Shopping Privileges |  e-Commerce Protection | |
Rewards
Earn Rewards
| DBS$ & Miles Conversion Rates |
Redeem Rewards
| Exclusive 45% Off iGO Rewards Redemption iGO Rewards |
 | Instant redemption & conversion of Asia Miles |
 | Redeem British Airways Executive Club's Avios, handling fee waived |
 | Redeem Singapore Airlines' KrisFlyer, handling fee waived |
 | Redeem Air China's PhoenixMiles, handling fee waived |
 | Instant redemption with DBS$ at any merchants round the globe |
 | InstaRedeem upgraded offers |
 | Redeem a range of rewards with DBS$ earned |
Register Card+ 
Spending 
Insight 
Budget 
InstaRedeem 
EasyPayment 
DBS Card+
Introducing the brand new DBS Card+ mobile app, the perfect companion for your DBS Credit Cards. Download and experience four ‘first-in-market’ innovations that will revolutionalise the way you use your credit cards.
Register Card+
Spending
Insight
Budget
InstaRedeem
EasyPayment
Download DBS Card+ Now
Or click the link below to download
Spending Protection & Useful Information
| Shopping Protection | When you encounter situation(s) such as having received damaged or defective goods, or the goods or services being not matched with what was described, or not having received the goods or services ordered, you should contact the merchant which sold you the goods or services immediately and resolve any complaints about such goods or services directly with the merchant. If you cannot resolve the matter with the merchant or are unable to contact the merchant because it has ceased business, you can contact us for assisting you to dispute the transaction through the chargeback mechanism provided by the relevant card association. The chargeback mechanism is a form of customer protection provided by the relevant card association which allows cardholder to file a complaint regarding disputed transactions. Once the cardholder files a dispute, the card issuing bank will conduct an investigation into the complaint by requesting the concerned merchant to submit proof through its bank (“card acquiring bank”). Once the chargeback request is proven to be valid, the card acquiring bank will refund the disputed transaction amount to the cardholder via the card issuing bank. Cardholder may be charged with a processing fee by the relevant card association in certain circumstances. Examples of chargeback:
Cardholder should pay special attention to the chargeback time limit, and submit before expiry of the time limit the chargeback request together with the relevant supporting documents to the card issuing bank for processing. For more details, please refer to Help & Support > Dispute transaction. Important Note: |
| Fraud Transaction Protection | If you find any doubtful or unauthorized transactions in your statement, call our DBS Credit Card 24-hour Customer Services Hotline at (852) 2290 8888 immediately. Upon receipt of your request; on a case-by-case basis subject to our approval, we may withhold your payment of the relevant transaction until an investigation is concluded . However, please note that if it is found to be a valid transaction after investigation, we shall re-impose the applicable finance charges for the period starting from the date when the relevant transaction should have been paid. Important Notes:
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24-hour Emergency Card Replacement |
In the event that DBS Black Card is stolen, damaged or lost in Hong Kong, please call 24-hour Customer Service Hotline (852) 2290 8888 and we will provide a replacement card by the next business day within Hong Kong. |
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DBS Black Card DBS$ Conversion Rates |
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| Frequently Asked Questions | |
| DBS Personal Credit Card Terms and Conditions | |
| Key Facts Statement | Click here for details |
| Fee Schedule | |
| Others card features and benefits | Click here for details |
Should there be any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.
Personal Information Collection (PIC)DBS Bank (Hong Kong) Limited safeguards your data in accordance with applicable Hong Kong laws.
We only use the data we collect in accordance with our Data Policy which explains the data collection purposes, the persons to whom we may transfer data, your data access and correction rights and how you may contact our Data Protection Officer.
Reminders about Responsible Borrowing
- You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
- You should assess your repayment ability and avoid over-borrowing.
- You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest.
- To borrow or not to borrow? Borrow only if you can repay!
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