Cards

DBS COMPASS VISA

Spend more and save more! Successfully apply to enjoy a welcome gift of your choice. You can also earn 1% rebate at designated merchants along the year!

Apply DBS Credit Cards in a faster and more convenience way through DBS Omni! Upon successful application, you will enjoy fabulous welcome gift as well as up to extra $60 InstaRedeem discount to offset transactions amount at online merchants!	Download and Apply Now
New Customer	Apply now
Current DBS Cardholder (Only applicable to existing principal cardholder who has no change of mobile phone number, home address, nationality or other information)	Apply now
Application form for tertiary student	Apply now

Welcome Offer
What's Hot
Privileges
DBS Omni
Spending Protection & Useful Information

DBS COMPASS VISA

Successfully apply DBS COMPASS VISA on or before 31 May 2018 (Promotion Period Extension) and achieve spending requirement in the relevant spending period to enjoy one of following welcome offers.

Apply now and get 1 time 12-month Flexi Shopping for free^!

Hallmark Design Collection 26” Suitcase [Model: HM-834FT - 26”]

Aluminum Frame Case with 2 TSA combination lock for security
3 Years Warranty
72cm(H) x 48.5cm(W) x 27.5cm(D)

New Customer
Spending requirement: HK$6,800 or above within 3 months from the New Card issuance date

récolte Pot Duo qualité (Red)[model: RPD-2 (QS)]

Revolutionary aluminum frame which welds into the PC material with nails manually hammered into each frame for extra precision.
Versatile machine that can steam, boil, grill, fry and cook to create a variety of dishes
Adjustable 3-level temperature setting
Compact design suitable for small dining areas in Hong Kong

New Customer
Spending requirement: HK$4,800 or above within 3 months from the New Card issuance date

6 MCL movie ticket vouchers

Cardholders must download DBS Omni app, register and activate Omni account within 1 month of the New Card issuance date and meet the Spending Requirement in 3 months from the New Card issuance date to be eligible for Welcome Offer for free.
Applicable to following MCL cinemas, include: Festival Grand Cinema, Grand Kornhill Cinema, Grand Windsor Cinema, STAR Cinema, MCL Metro City Cinema, MCL Telford Cinema, MCL South Horizons Cinema and MCL Green Code Cinema
Spending requirement: accumulate HK$4,800 or above within 3 months from the New Card issuance date
Spending requirement: accumulate HK$1,800 or above within 3 months from the New Card issuance date (Applicable to applicant uses the application form for tertiary student)

New Customer	Existing Customer
6 MCL movie ticket vouchers	2 MCL movie ticket vouchers

$600 COMPASS Dollar Rebate

Cardholders must download DBS Omni app, register and activate Omni account within 1 month of the New Card issuance dateNew Customer must download, register & activate DBS Omni App and meet the Spending Requirement of HK$6,800 (New Customer) or HK$2,800 (Existing Customer) in 3 months from the New Card issuance date to be eligible for Welcome Offer for free.

New Customer	Existing Customer
$600 COMPASS Dollar Rebate	$200 COMPASS Dollar Rebate

Remarks:

Unless otherwise specified , welcome offer is applicable to both New Customer and Existing Customer: New Customer shall mean applicants who, during the New Card approval process have not applied for or held, and in the 12 months prior to the date of application for the New Card have not held and/or cancelled any principal credit card (including Co-branded Cards and COMPASS Credit Card) issued by the Bank. Existing Customer shall mean applicants who, during the New Card approval process have applied for or held, or in the 12 months prior to the date of application for the New Card have cancelled any principal credit card (including Co-branded Cards and COMPASS Credit Card) issued by the Bank.

^ Bounded by Free 12-month Flexi Shopping Promotion Terms & Conditions

Welcome offer is bounded by the Welcome Offer Terms and Conditions

“DBS Omni InstaRedeem Extra Offer” Terms & Conditions

Hottest Privileges

	HK Express Free Baggage Upgrade Enjoy 1-time Free Baggage Upgrade1 with a single transaction of HK$2,000 at HK Express with DBS COMPASS VISA (Valued at HK$136) throughout the year! Learn more
	Flexi Shopping – Interest-Free Instalment No matter what you shopped, just check out with DBS COMPASS VISA with a simple registration via DBS Omni, website or service hotline. You can then enjoy interest-free instalment of your choice up to 12 months. It’s so flexi!* Learn more
	3% rebate at Taobao^® Marketplace and Tmall Starting from the successful registered month, spend at Taobao^® Marketplace and Tmall to earn 3% COMPASS Dollar rebate with DBS COMPASS VISA. Learn more
	ParknShop 8% discount promotion Enjoy 8% discount on the 2nd, 12th and 22nd day of every month for single purchase of $100 or above Learn more
	Watsons 8% discount promotion Enjoy 8% discount on the 5th, 15th and 25th day of every month for single purchase of $500 or above Learn more

Other Features

Flexi-Travel

Enjoy up to 90-day interest-free repayment period for all travel and overseas spending, including hotel/airline as well as online shopping in foreign currency. No registration required!*

Flexi Shopping Instalment Programme

DBS COMPASS VISA provides you with unique payment option of interest-free instalment. No matter what you shopped, just check out with DBS COMPASS VISA with a simple registration via DBS Omni, website or service hotline. You can then enjoy long repayment period of your choice up to 12 months. It’s so flexi!*

“淘宝网/淘寶網”, “Taobao”, “Taobao.com”, “天猫”, “Tmall”, “Tmall.com”, “Tmall.hk” and their devices are trademarks of Alibaba Group Holding Limited and are used under license.

* Promotion is bounded by relevent Terms and Conditions

Enjoy HK$5 instant discount at Pacific Coffee

Member-Get-Member Referral Program

In partnership with, enjoy these offers with your COMPASS VISA

Up to 1%COMPASS Dollar rebate

HK Express Free Baggage Upgrade

Flexi Shopping – Interest-Free Instalment

3% rebate at Taobao® Marketplace and Tmall

ParknShop 8% discount promotion

Watsons 8% discount promotion

Flexi Travel – Up to 90 days repayment period for travel and overseas transactions

iFlexi - Up to 90 days repayment period for online transactions

Free App Day

Equipped with Visa payWave, Enjoy the ease of cashless payment

Redeem trendy gadgets at eSHOP with COMPASS Dollar

Tap to Win Lucky Draw

Introducing the brand new DBS Omni mobile app, the perfect companion for your DBS Credit Cards. Download and experience four ‘first-in-market’ innovations that will revolutionalise the way you use your credit cards.

Timeline
Your spending will be shown on your timeline automatically.

Insight
Track your personal finances effectively with Budget

Budget
Gain Insights on your past six months’ spending.

InstaRedeem
Instant Redemption and save on your transaction

EasyPayment
Making payment to your DBS Credit Cards easier!

Download DBS Omni：

Shopping Protection	When you encounter situation(s) such as having received damaged or defective goods, or the goods or services being not matched with what was described, or not having received the goods or services ordered, you should contact the merchant which sold you the goods or services immediately and resolve any complaints about such goods or services directly with the merchant. If you cannot resolve the matter with the merchant or are unable to contact the merchant because it has ceased business, you can contact us for assisting you to dispute the transaction through the chargeback mechanism provided by the relevant card association. The chargeback mechanism is a form of customer protection provided by the relevant card association which allows cardholder to file a complaint regarding disputed transactions. Once the cardholder files a dispute, the card issuing bank will conduct an investigation into the complaint by requesting the concerned merchant to submit proof through its bank (“card acquiring bank”). Once the chargeback request is proven to be valid, the card acquiring bank will refund the disputed transaction amount to the cardholder via the card issuing bank. Cardholder may be charged with a processing fee by the relevant card association in certain circumstances. Examples of chargeback: Cardholder did not receive the goods or services he/she paid for due to closure of the merchant Cardholder returned the purchased goods but did not get the refund from the merchant within the agreed timeframe Cardholder cancelled the subscribed services but merchant continues to charge for recurrent payments Cardholder should pay special attention to the chargeback time limit, and submit before expiry of the time limit the chargeback request together with the relevant supporting documents to the card issuing bank for processing. For more details, please refer to Help & Support > Dispute transaction. Important Note: The chargeback mechanism is not applicable to purchases with credit cards through the use of Card Interest-Free Instalment Loan offered by us.
Fraud Transaction Protection	If you find any doubtful or unauthorized transactions in your statement, call our DBS Credit Card 24-hour Customer Services Hotline at (852) 2290 8888 immediately. Upon receipt of your request; on a case-by-case basis subject to our approval, we may withhold your payment of the relevant transaction until an investigation is concluded . However, please note that if it is found to be a valid transaction after investigation, we shall re-impose the applicable finance charges for the period starting from the date when the relevant transaction should have been paid. Important Notes: You should report the doubtful or unauthorized transaction(s) on any statements to us within 60 days after the relevant statement date , otherwise you shall be deemed to have accepted such transactions and any dispute requests subsequently raised may be declined. According to the rules of relevant card association, there is no dispute right for certain transactions. Use of your credit card shall always be subject to DBS Personal Credit Card Terms and Conditions, DBS$ / COMPASS CARD Reward Scheme Terms and Conditions and DBS$ / COMPASS Dollar Redemption Offer Terms and Conditions.
Superior Line of Credit	DBS COMPASS VISA offers you generous spending limits for maximum financial flexibility. You may also request for an instant temporary credit limit increase* anytime you want. Please download and complete the Credit Card Line Increase/Reduction Request Form and return to us with copy of your current income proof via fax to (852) 2235 5901. *Not applicable to cash advance and subject to final approval of DBS Bank (Hong Kong) Limited
VISA Plus Global Service	You can withdraw local currencies anywhere in the world through ATMs bearing the logo from your pre-registered DBS Bank HKD Savings or Current Account with your DBS COMPASS VISA* *A HK$25 handling fee applies for each transaction made and details will be recorded in your passbook or bank statement.
Frequently Asked Questions	Credit Cards Frequently Asked Questions
DBS Personal Credit Card Terms and Conditions	DBS Personal Credit Card Terms and Conditions
Key Facts Statement	Click here for details
Fee Schedule	DBS Credit Card Fee Schedule & Annualized Percentage Rate Table
Others card features and benefits	Click here for details
Other Services	Click here for details

The information specific to Visa offers above are provided by Visa and DBS HK is not responsible or liable for the content of your use of them.

How to Apply

Apply online

Apply DBS Credit Cards in a faster and more convenience way through DBS Omni! Upon successful application, you will enjoy fabulous welcome gift as well as up to extra $60 InstaRedeem discount to offset transactions amount at online merchants!	Download and Apply Now
New Customer	Apply now
Current DBS Cardholder (Only applicable to existing principal cardholder who has no change of mobile phone number, home address, nationality or other information)	Apply now
Application form for tertiary student	Apply now

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Personal Information Collection (PIC)

DBS Bank (Hong Kong) Limited safeguards your data in accordance with applicable Hong Kong laws.

We only use the data we collect in accordance with our Data Policy which explains the data collection purposes, the persons to whom we may transfer data, your data access and correction rights and how you may contact our Data Protection Officer.

Reminder: To borrow or not to borrow? Borrow only if you can repay!

Compass visa facebook

Follow COMPASS VISA Facebook fans page for latest promotion offers, Let you save more when you spend!

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DBS COMPASS VISA x PARKnSHOP Promotion

Enjoy 8% discount at PARKnSHOP on designated day

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DBS COMPASS VISA

Hallmark Design Collection 26” Suitcase [Model: HM-834FT - 26”]