Finance Charges - If you do not pay the total outstanding balance by the payment due date, a Finance Charge will be applied to the outstanding balance. This is calculated on a daily basis at a prevailing interest rate as shown on the applicable Fee Schedule
and Credit Card Monthly Statement.
Late Charges - If you do not pay the minimum payment by the due date, a Late Fee will be billed to your card per statement cycle (in accordance with the applicable Fee Schedule
amended from time to time).