COMPASS VISA WELCOME OFFER TERMS & CONDITIONS

1. The Compass Visa Welcome Offer (“Welcome Offer”) is only available to applicants who have successfully applied to become the principal cardholder of COMPASS VISA Platinum card issued by DBS Bank (Hong Kong) Limited (the “Bank”) (“New Card”) by submitting the COMPASS VISA Platinum Application Form (including but not limited to Tertiary Student COMPASS VISA Platinum Application Form) (“Application Form”) to the Bank during the period from 04 July 2018 to 30 September 2018 (“Offer Period”) and all supporting documents required by the Bank within one month from the date of application.
2. Unless otherwise specified, the Welcome Offer is applicable to both “New Customers” and “Existing Customers” (collectively, the “Customers”). “New Customers” shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or COMPASS VISA credit cards) issued by the Bank. “Existing Customers" shall mean applicants who are not New Customers.
3. Under the Welcome Offer, Customers are entitled to choose any one applicable welcome gift (“Welcome Gift”) set out below:

   New Customers	Existing Customers
   $600 COMPASS Dollar	$200 COMPASS Dollar
   foxshot Camera
   récolte pot duo qualité (Red) [model: RPD-2 (QS)]
   6 MCL Movie Vouchers

4. Customer shall indicate his/her choice of the Welcome Gift on the Application Form. If Customer has not indicated his/her choice or indicated more than one choice in the Application Form, Customer will automatically be assigned “$600 COMPASS Dollar” (for New Customer) or “$200 COMPASS Dollar” (for Existing Customer) as his/her Welcome Gift. Once such choice has been made or assigned, it cannot be changed.
5. Each Customer can enjoy the Welcome Offer once during the Offer Period. For the avoidance of doubt, if Customer has successfully applied for more than one New Card with the Bank by submitting multiple Application Forms to the Bank, he/she will only be entitled to redeem ONE Welcome Gift in respect of all applications submitted during the Offer Period.
6. Customer must accumulate retail spending (“Eligible Spending”) of designated amount (as set out in the table below) (“Spending Requirement”) within 3 months of the New Card issuance date (“Spending Period”) and fulfil the additional requirement (as set out in the table below) (“Additional Requirement”) in order to be eligible to the Welcome Gift.

	Welcome Gift	Spending Requirement	Additional Requirement
New Customers (other than Customers who applied for the New Card via the Tertiary Student COMPASS VISA Platinum Application Form)	$600 COMPASS Dollar	HK$6,800	Download DBS Omni app, register and activate DBS Omni account within 1 month of the New Card issuance date
	foxshot Camera	HK$4,800	Nil
	Hallmark Design Collection 26” Suitcase [Model: HM-828FT - 26”]	HK$6,800	Nil
	6 MCL Movie Vouchers	HK$4,800	Download DBS Omni app, register and activate DBS Omni account within 1 month of the New Card issuance date
New Customers who applied for the New Card via the Tertiary Student COMPASS VISA Platinum Application Form	6 MCL Movie Vouchers	HK$1,800	Download DBS Omni app, register and activate DBS Omni account within 1 month of the New Card issuance date
Existing Customers	$200 COMPASS Dollar	HK$2,800	Download DBS Omni app, register and activate DBS Omni account within 1 month of the New Card issuance date



7. Only posted Eligible Spending transactions will be counted towards fulfillment of the Spending Requirement (for Eligible Spending transactions being settled with a Card Interest-free Instalment Loan, only posted monthly instalments will be counted). The following types of transactions shall not be considered as Eligible Spending: cash advance and its relevant handling / administration fees, application fee / handling fee of Octopus Automatic Add-Value Service, Balance Transfer, Flexi Cash, Call-a-loan, Funds Transfer, Fee Based Instalment, COMPASS VISA Flexi Shopping Instalment, tax payment, top up of e-Wallets (including but not limited to PayMe and WeChat Pay), all bill payment transactions made via Internet / JETCO / 24-hour Customer Service Hotline or other available means, transactions in Hong Kong Dollars at the point of sales (in case of online transactions, the place of registration and / or settlement of the merchant) outside Hong Kong, casino chips, foreign exchange, security purchases, credit card annual fee, finance charges, late charges, reversed transactions, transaction that has been subject to cancellation, charge-back, return of goods and / or refund or any other types of transactions as the Bank may specify from time to time.
8. Fulfillment of the Spending Requirement shall be calculated based on Eligible Spending conducted with each New Card successfully applied during the Offer Period. If Customer has successfully applied for more than one New Card, Eligible Spending transactions conducted with different New Cards cannot be combined for the purpose of calculating fulfillment of the Spending Requirement. The amount of any Eligible Spending transactions conducted through any supplementary card under the New Card will be aggregated with that of the principal card of the New Card for the purpose of calculating fulfillment of the Spending Requirement.
9. The Welcome Gift is available while stocks last. The Bank has the right to provide eligible Customer with an alternative gift without further notice.
10. The relevant Welcome Gift will be credited or sent to eligible Customers as follows:
    
    10.1 「COMPASS Dollar」
    The Welcome Gift will be credited to the eligible Customers’ New Card account within 3 months after the Spending Requirement and the Additional Requirement are met.
    
    10.2 「“foxshot Camera” / “Hallmark Design Collection 26” Suitcase”」
    10.2.1 A gift redemption letter will be sent to the correspondence address of Customers within 6 weeks after the New Card was activated. Customer must follow the instructions in the gift redemption letter to complete the registration via DBS Omni app or DBS Omni website at cards.dbs.com.hk. The Bank’s designated courier company will deliver the Welcome Gift to the Customer’s designated delivery address free of charge (unless Customer’s designated delivery address is in non-urban areas). Further details and terms and conditions of redemption of the Welcome Gift will be set out in the gift redemption letter.
    10.2.2 If Customer successfully redeemed the Welcome Gift but is not able to meet the Spending Requirement within the Spending Period, the Bank will debit HK$799 (for “foxshot Camera”) or HK$1,880 (for “Hallmark Design Collection 26” Suitcase) directly from Customer’s New Card account after the end of the Spending Period without prior notice.
    
    10.3 「 MCL Movie Vouchers」
    10.3.1 The Welcome Gift will be sent to the correspondence address of eligible Customers within 4 months after the Spending Requirement and the Additional Requirement are met. The Bank will not be responsible for any loss, damage or theft of the Welcome Gift in the mailing process.
    10.3.2 The MCL Movie Vouchers (“Vouchers”) can be used to redeem movie tickets at the following MCL cinemas: MCL MOVIE TOWN, Festival Grand Cinema, Grand Kornhill Cinema, Grand Windsor Cinema, STAR Cinema, MCL Metro City Cinema, MCL Telford Cinema, MCL South Horizons Cinema and MCL Green Code Cinema. The use of the Vouchers is subject to terms and conditions printed on the Voucher. For details, please check with the respective cinema staff.
11. The Bank is not the supplier of the Welcome Gift or the description, photos or reference price (if any) in relation to the Welcome Gift published in our marketing materials (which are intended to be for reference only). Any enquiry, claim or complaint in relation to the quality or availability of the Welcome Gift or the accuracy of any of the aforementioned information contained in the marketing materials shall be directed to the relevant supplier. The Bank shall assume no liability in respect thereof.
12. Welcome Gift is only available to Customers whose New Card accounts are determined in the sole discretion of the Bank to be in good standing, remain valid and not in default during the relevant Spending Period and when the Welcome Gift is issued. The Bank shall have the sole discretion in determining a Customer’s entitlement to the Welcome Gift.
13. Customers must keep the original receipt of each Eligible Spending transaction. In case of disputes about the entitlement of Welcome Gift, the Bank reserves the right to require the Customer to present the original receipt of the Eligible Spending transactions for verification. If there is any discrepancy between the Bank’s record and Customer’s receipt, the Bank’s record and determination shall be final and conclusive.
14. A person who is not a party to these Terms and Conditions may not enforce any of their terms under the Contracts (Rights of Third Parties) Ordinance (Cap 623 of the Laws of Hong Kong).
15. Entitlement of the Welcome Gift is subject to there being no abuse/non compliance by the Customer, failing which the Bank will debit the value of the Welcome Gift from the Customer’s account without notice and/or take such action to recover any outstanding amounts.
16. The Bank may change these terms and conditions and/or modify or terminate the Welcome Offer. The Bank’s decision is final.
17. The English version shall prevail if there is any inconsistency between the English and Chinese versions.