Timeline, Budget & Insight

Manage, understand and plan your spending in one go

More about Timeline
What is Timeline?

DBS Card+ Timeline records your everyday credit card transactions and categorises them for your easy management. It will even remind you on instant rewards, so you will never miss out!

How to use Timeline at Card+?

Your spending will be shown on your timeline automatically. Upload a picture or #hashtag your transactions on Timeline just like how you would on Facebook or Instagram. For detailed instruction, please click here.

How can I find a specific transaction in Timeline?

You can click the Magnifier at the upper left corner of Card+, input the merchant's name of that transaction or the description you added. You can also search by transaction type or month.

I can see boxes with different colors in Timeline, what do they mean?

Timeline shows credit cards transactions, including merchant name, transaction amount and transaction type. We use different colors and icons to classify the transaction type. Transaction types are for reference only and subject to bank records.

Transaction types include Watches & Jewellery, Bill payment, Fashion & Beauty, Catering, Electronic Products, Entertainment, Supermarket, Medical insurance, Tourism & Traffic, Shopping, Services, Octopus and Others.

Why didn't my spending show in Timeline?

Once the credit card system gets the authorization code, that transaction will be shown in Timeline. However, for some kinds of transaction (e.g. Paywave, Octopus Auto Add Value, Gas station, Hotel deposit), there may be amount difference between the period of getting authorization code and transaction posting. For these kinds of transaction, they will be shown in Timeline after posting. Also, AMEX transaction cannot be shown real time in Timeline. All credit card transactions are subject to posting record.

I uploaded photo to Timeline but I can't see it, why?

Photos uploaded to Timeline will be stored in that particular mobile phone only. If you login DBS Card+ via website or another mobile phone, that photo will not be displayed.

More about Budget
What is Budget?

Budget is a function of Card+. It can help you to plan the amount of money you have available to spend.

Please note that budget alert maybe override by other important alert. It is not guaranteed Budget will display the expenditure in real time, and Budget will not limit the use of your credit card.

How to use Budget at DBS Card+?

You may use Budget to set the monthly budget for each category, and set the % of budget reached for the category. Once the spending amount reaches the % of set budget, notification will be automatically sent to you (push notification must be enabled for DBS Card+).

When the spending amount exceeds the set budget, notification will also be sent to you (push notification must be enable for Card+). For detailed instruction, please click here.

Please note that budget alert maybe override by other important alert. It is not guaranteed Budget will display the expenditure in real time, and Budget will not limit the use of your credit card.

More about Insight
What is Insight?

Insight will display the 5 highest spending categories in the past 6 months, and display the monthly spending summary of these 5 categories.

How to use Insight at DBS Card+?

For detailed instruction, please click here.

To borrow or not to borrow? Borrow only if you can repay !

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