Loan amount of your personal loans
You need to take a long, hard look at your current and future financial situation before you take on any new debt. As part of this analysis, you should look at your debt ratio and set a realistic budget for debt repayment. We recommend that no more than 40% of your monthly income should go to paying all of your debts, including mortgage payments.
Loan amount of different loan type (Based on the final approval on account condition):
|
Min |
Max |
|---|---|---|
Personal Installment Loan | HK$10,000 or above | Up to 20 times of monthly salary or HK$2,000,000 (whichever is lower) |
Debt Consolidation Loan | HK$10,000 or above | Up to 21 times of monthly salary or HK$2,000,000 (whichever is lower) |
Cashline Revolving Loan | HK$10,000 or above | Up to 12 times of monthly salary or HK$800,000 (whichever is lower) |
To borrow or not to borrow? Borrow only if you can repay !
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