Loan amount of your personal loans

You need to take a long, hard look at your current and future financial situation before you take on any new debt. As part of this analysis, you should look at your debt ratio and set a realistic budget for debt repayment. Many experts recommend that no more than 40% of your monthly income should be used for paying your debts, including mortgage payments.

 

Min

Max

Express Loan

HK$10,000 or above

Up to 4 times of monthly gross salary or HK$200,000 (whichever is lower)

Personal Installment Loan

HK$10,000 or above

Up to 8 times of monthly gross salary or HK$800,000 (whichever is lower

Debt Consolidation Loan

HK$10,000 or above

Up to 18 times of monthly gross salary or HK$1,200,000 (whichever is lower)

Cashline Revolving Loan

HK$10,000 or above

Up to 8 times of monthly gross salary or HK$800,000 (whichever is lower)

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