General enquiries of personal loans

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How long should I choose to repay the loan?

The repayment period should depend on the loan amount. The money left of your monthly income after loan repayment should be sufficient for standard living and money saving.

What is the difference between an installment loan and a revolving loan?

An installment loan allows you to have a fixed installment within a planned time frame, while a revolving loan has no fixed repayment schedule and interest is charged on a daily basis on the amount drawn.

To borrow or not to borrow? Borrow only if you can repay !

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