Apply DBS loans

You can apply for DBS loans through our website, branches, hotline or via DBS Loans App.

  1. Via DBS Website at

  2. By visiting any of our branches

  3. By calling our customer hotline on 2290 8118

  4. Via DBS Loans App (search "DBS Loans" at App Store or Google Play)

Required documents

  • HKID card

  • Income proof

  • Address proof (issue date within 2 months)

  • Practicing certificate issued by relevant association, if applicable

  • Direct Debit Authorization /Direct Credit Authorization Proof

Income requirement

The basic application criteria for DBS loans are that the applicant must be a Hong Kong resident aged 18 or above with a minimum annual income of HK$60,000 for Express Loan or HK$80,000 for Personal Instalment Loan and Cashline. For Debt Consolidation Loan, the applicant must be a Hong Kong permanent resident aged 21 or above with a minimum annual income of HK$100,000.

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