For Key Facts Statement for Credit Card, please click here

For Repayment Calculator, please click here. You can use the Repayment Calculator to work out the number of months and total cost involved in paying a balance in full by making only minimum payment.

Spend and earn more!

  • Enjoy COMPASS Dollar rebate at all merchants and an exclusive 1% COMPASS Dollar rebate at designated merchants
  • Spend & earn up to 3% rebate at Taobao and Tmall
  • Enjoy HK express free baggage upgrade throughout the year
  • Enjoy Flexi Shopping 6/12-month interest-free instalment for any spending

Welcome Offer

Successfully apply DBS COMPASS VISA on or before 31 March 2020 and achieve spending requirement in the relevant spending period to enjoy one of following welcome offers.

HK$400 PARKnSHOP & Watsons “InstaRedeem” Amount

HK$400 PARKnSHOP/Watsons “InstaRedeem” Amount

New Customer
“InstaRedeem” amount will be pushed automatically to the eligible New Customer after the eligible New Customer has completed a spending transaction with amount in excess of HK$400.

Spending requirement: HK$4,800 or above within 3 months from the New Card issuance date

HK$300 all merchants “InstaRedeem” Amount

HK$300 all merchants “InstaRedeem” Amount

New Customer
“InstaRedeem” amount will be pushed automatically to the eligible New Customer after the eligible New Customer has completed a spending transaction with amount in excess of HK$300.

Spending requirement: HK$4,800 or above within 3 months from the New Card issuance date

Dyson Supersonic HD01 Iron/Fuchsia

  • My Favorite Hair Styling Brand of the Year - Dyson has won My Favorite Hair Styling Brand of the Year in Cosmopolitan Best of the Best Beauty Awards 2017.
  • Cosmopolitan Hero Product 2017 - Dyson Supersonic™ has won Cosmopolitan Hero Product 2017.
  • MING’S Beauty Best Awards 2017 - Dyson Supersonic™ has won Innovative Hair Device of the Year.
  • Controlled by just four buttons - 3 precise speed settings and 4 precise heat settings.
  • Helps prevent extreme heat damage to protect natural shine - Air temperature is measured 20 times every second, keeping the temperature under control.
  • Fast drying - Drying shouldn't take forever. For fast drying you need controlled, high velocity airflow.
  • Engineered for balance - We've turned convention on its head and put the motor in the handle. Completely rebalancing the dryer's weight and shape.
  • Cool to touch - Cool to touch. With Heat Shield technology, the surfaces of the attachments stay cool.
  • Magnetic attachments - Only the Dyson Supersonic™ hair dryer comes with rotating magnetic attachments. So you can quickly click them on and off during styling.
  • Dyson Smoothing nozzle - Dries hair gently using smooth, wide air, allowing you to dry and style at the same time.
  • Dyson diffuser - The Dyson diffuser disperses air evenly around your curls, helping to reduce frizz and improve definition.
  • Dyson Styling concentrator - Airflow precisely where you need it, you can shape your hair one section at a time – without worrying about disturbing the rest.
New Customer
Spending requirement: HK$4,800 or above within 3 months from the New Card issuance date
Redemption fee: Redeem by paying HK$2,700(HK$225 x 12 month instalment)
LE MAURICE ALUMETAL 26” Aluminum frame Suitcase

LE MAURICE® ALUMETAL 26” Aluminum frame Suitcase
  • The medium size suitcase is suitable to short and long vacations.
  • Reinforced aluminum corner increase the protection of suitcase.
  • APC shell with high strength aluminum frame provide strong body structure.
  • Our 360°rotating double wheels are durable and compatible on any kind of road conditions.
  • Interior zipper pockets and cross-straps for increased packing organization.
  • Two TSA approved locks ensures security while traveling.
  • 1 year factory warranty
  • 71cm(H) x 49cm(L) x 29.5cm(W)
Foldable Travel Bag Set
  • Goes from pocket-size to full size in seconds
  • Made of durable polyester
  • Exterior zipper compartment
  • Add-a-bag loop on the front for easy transport
  • Size: 47cm(L) * 34cm(H) * 12cm(W)
  • After folded: 20cm(L) * 17cm(H) * 3cm(W)
New Customer
Spending requirement: HK$6,800 or above within 3 months from the New Card issuance date
6 MCL movie ticket vouchers

  • Cardholders must download DBS Omni app, register and activate Omni account within 1 month of the New Card issuance date and meet the Spending Requirement in 3 months from the New Card issuance date to be eligible for Welcome Offer for free.
  • Applicable to following MCL cinemas, include: MCL MOVIE TOWN, Festival Grand Cinema, Grand Kornhill Cinema, Grand Windsor Cinema, STAR Cinema, MCL Metro City Cinema, MCL Telford Cinema, MCL South Horizons Cinema and MCL Green Code Cinema
  • Spending requirement: accumulate HK$4,800 or above within 3 months from the New Card issuance date
  • Spending requirement: accumulate HK$1,800 or above within 3 months from the New Card issuance date (Applicable to applicant uses the application form for tertiary student)
New Customer
6 MCL movie ticket vouchers
  Key Facts Statement for Credit Card  Repayment Calculator
Apply NowApply Now
Application form for tertiary student
Apply Now
Resume your applicationResume application
  1. Unless otherwise specified, the Welcome Offer is only applicable to applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by the Bank (“New Customers”).

* Customer must conduct spending according to designated condition and successfully register and activate DBS Omni account via website or DBS Omni mobile application within designated period to enjoy the welcome offer.
Welcome offer is bounded by the Welcome Offer Terms and Conditions

The online application will not be processed in real time and is not for urgent submission of information. Should you have any enquiry, please contact our 24-hour hotline at (852) 2290 8888.



I Love Coffee Offer

8% InstaRedeem Discount

Up to 3% rebate at Taobao and Tmall

ParknShop 8% discount promotion

Watsons 8% discount promotion

HK Express Free Baggage Upgrade

Free App Day

Tap to Win Lucky Draw (Ended)

Other Offer

Up to 1%COMPASS Dollar rebate

Redeem trendy gadgets at eSHOP with COMPASS Dollar

Flexi Shopping – Interest-Free Instalment

Flexi Travel – Up to 90 days repayment period for travel and overseas transactions (Ended)

iFlexi - Up to 90 days repayment period for online transactions (Ended)

Equipped with Visa payWave, Enjoy the ease of cashless payment

DBS Omni

Introducing the brand new DBS Omni mobile app, the perfect companion for your DBS Credit Cards. Download and experience four ‘first-in-market’ innovations that will revolutionalise the way you use your credit cards.

Register Omni

Your spending will be shown on your timeline automatically.

Track your personal finances effectively with Budget

Track your personal finances effectively with Budget

Instant Redemption and save on your transaction

Making payment to your DBS Credit Cards easier

Download DBS Omni:



Shopping ProtectionWhen you encounter situation(s) such as having received damaged or defective goods, or the goods or services being not matched with what was described, or not having received the goods or services ordered, you should contact the merchant which sold you the goods or services immediately and resolve any complaints about such goods or services directly with the merchant.  If you cannot resolve the matter with the merchant or are unable to contact the merchant because it has ceased business, you can contact us for assisting you to dispute the transaction through the chargeback mechanism provided by the relevant card association.

The chargeback mechanism is a form of customer protection provided by the relevant card association which allows cardholder to file a complaint regarding disputed transactions.  Once the cardholder files a dispute, the card issuing bank will conduct an investigation into the complaint by requesting the concerned merchant to submit proof through its bank (“card acquiring bank”).  Once the chargeback request is proven to be valid, the card acquiring bank will refund the disputed transaction amount to the cardholder via the card issuing bank. Cardholder may be charged with a processing fee by the relevant card association in certain circumstances.

Examples of chargeback:

  • Cardholder did not receive the goods or services he/she paid for due to closure of the merchant
  • Cardholder returned the purchased goods but did not get the refund from the merchant within the agreed timeframe
  • Cardholder cancelled the subscribed services but merchant continues to charge for recurrent payments

Cardholder should pay special attention to the chargeback time limit, and submit before expiry of the time limit the chargeback request together with the relevant supporting documents to the card issuing bank for processing. For more details, please refer to Help & Support > Dispute transaction.

Important Note:
The chargeback mechanism is not applicable to purchases with credit cards through the use of Card Interest-Free Instalment Loan offered by us.

Fraud Transaction ProtectionIf you find any doubtful or unauthorized transactions in your statement, call our DBS Credit Card 24-hour Customer Services Hotline at (852) 2290 8888 immediately. Upon receipt of your request; on a case-by-case basis subject to our approval, we may withhold your payment of the relevant transaction until an investigation is concluded . However, please note that if it is found to be a valid transaction after investigation, we shall re-impose the applicable finance charges for the period starting from the date when the relevant transaction should have been paid.

Important Notes:
  1. You should report the doubtful or unauthorized transaction(s) on any statements to us within 60 days after the relevant statement date , otherwise you shall be deemed to have accepted such transactions and any dispute requests subsequently raised may be declined.
  2. According to the rules of relevant card association, there is no dispute right for certain transactions.
  3. Use of your credit card shall always be subject to DBS Personal Credit Card Terms and Conditions, DBS$ / COMPASS CARD Reward Scheme Terms and Conditions and DBS$ / COMPASS Dollar Redemption Offer Terms and Conditions.
Superior Line of Credit

DBS COMPASS VISA offers you generous spending limits for maximum financial flexibility. You may also request for an instant temporary credit limit increase* anytime you want.

Please download and complete the Credit Card Line Increase/Reduction Request Form and return to us with copy of your current income proof via fax to (852) 2235 5901.

*Not applicable to cash advance and subject to final approval of DBS Bank (Hong Kong) Limited

VISA Plus Global ServiceYou can withdraw local currencies anywhere in the world through ATMs bearing the logo plus logo from your pre-registered DBS Bank HKD Savings or Current Account with your DBS COMPASS VISA*
*A HK$25 handling fee applies for each transaction made and details will be recorded in your passbook or bank statement.
Frequently Asked Questions
DBS Personal Credit Card Terms and Conditions
Key Facts StatementClick here for details
Fee Schedule
Others card features and benefitsClick here for details

How to Apply

  Key Facts Statement for Credit Card  Repayment Calculator
Apply NowApply Now
Application form for tertiary student
Apply Now
Resume your applicationResume application

Personal Information Collection (PIC)

DBS Bank (Hong Kong) Limited safeguards your data in accordance with applicable Hong Kong laws.

We only use the data we collect in accordance with our Data Policy which explains the data collection purposes, the persons to whom we may transfer data, your data access and correction rights and how you may contact our Data Protection Officer.

Reminders about Responsible Borrowing

  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
  • You should assess your repayment ability and avoid over-borrowing.
  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest.
  • To borrow or not to borrow?  Borrow only if you can repay!


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