For Key Facts Statement for Credit Card, please click here

For Repayment Calculator, please click here. You can use the Repayment Calculator to work out the number of months and total cost involved in paying a balance in full by making only minimum payment.

We are all travel addicts. That's why we offer you 2X DBS$+ (HK$6 = 1 mile) on local spending and 3X DBS$+ (HK$4 = 1 mile) on overseas spending, plus a host of travel perks.

 

Welcome Offer

New customers^ who successfully apply DBS Black World Mastercard® by 30 April 2019 can enjoy the first year annual fee waiver and one of the following fabulous welcome gifts, upon spending with the new card in the first 2 months and activating DBS Omni account*:
80000 miles
  • Up to 80,000 miles
or
InstaRedeem HK$300 at any merchants
  • HK$300 “InstaRedeem” Amount (All Merchants)
or
InstaRedeem HK$400 at PARKnSHOP
  • HK$400 PARKnSHOP “InstaRedeem” Amount
  Key Facts Statement for Credit Card  Repayment Calculator
New CustomerApply now
Current DBS Cardholder (Only applicable to existing principal cardholders who have no change of mobile phone number, home address, nationality or other information)Apply now
Apply DBS Credit Cards in a faster and more convenience way through DBS Omni!Download & Apply Now
Resume your applicationResume application


Remarks:
+ For details of 2X and 3X DBS$, please refer to the web page of DBS$ Reward Scheme and DBS$ Reward Scheme Terms and Conditions. Please click here for details.
* New Customer must download DBS Omni, register and activate DBS Omni account within 2 months of the New Card issuance date in order to be eligible to the Welcome Gift.
^ New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or COMPASS VISA credit cards) issued by the Bank.
For details of “HK$400 “InstaRedeem” Amount” welcome gift, please click here.

Welcome Offer is subject to Welcome Offer Terms and Conditions. Please refer to application form for details.

 

Privileges

Mastercard Airport Experiences Provided by LoungeKeyDBS$ & Miles Conversion RatesExclusive 45% Off iGO Rewards Redemption
Complimentary Newspaper/Magazine Redemption at AirportPriceless Hong KongAirport Limousine Transfer Service
Card Features and Benefits  
 

Highlights

What's Hot

“Member-Get-Member” Referral Program
“Member-Get-Member” Referral Program
20% Off Cash Rebate Redemption
20% Off Cash Rebate Redemption
DBS$ Recharge
DBS$ Recharge
 

Travel Privileges

Up to 12% Off Hotel Booking Offer from Expedia.com.hk
Up to 12% Off Hotel Booking Offer from Expedia.com.hk
8% Off Hotel Booking from Hotels.com
8% Off Hotel Booking from Hotels.com
7% Off Hotel Booking Offer from Agoda.com
7% Off Hotel Booking Offer from Agoda.com
Up to 70% Off from KKday
Up to 70% Off from KKday
Up to 5% Off Travel Products from KLOOK
Up to 5% Off Travel Products from KLOOK
 
 

Other Privileges

Online Shopping Privileges
Online Shopping Privileges
e-Commerce Protection
e-Commerce Protection
 

DBS Omni

Introducing the brand new DBS Omni mobile app, the perfect companion for your DBS Credit Cards. Download and experience four ‘first-in-market’ innovations that will revolutionalise the way you use your credit cards.


Register Omni

Timeline
Your spending will be shown on your timeline automatically.

Insight
Track your personal finances effectively with Budget

Budget
Track your personal finances effectively with Budget

InstaRedeem
Instant Redemption and save on your transaction

EasyPayment
Making payment to your DBS Credit Cards easier
下載Omni

Download DBS Omni:

 

 

Rewards

Earn Rewards

DBS$ & Miles Conversion Rates
DBS$ & Miles Conversion Rates
  
 

Redeem Rewards

Exclusive 45% Off iGO Rewards Redemption iGO Rewards
Exclusive 45% Off iGO Rewards Redemption iGO Rewards

Redeem a variety of flying miles with handling fee waiver
Instant redemption with DBS$ at any merchants round the globe
Instant redemption with DBS$ at any merchants round the globe
InstaRedeem upgraded offers
InstaRedeem upgraded offers
Redeem a range of rewards with DBS$ earned
Redeem a range of rewards with DBS$ earned
 
 

Shopping ProtectionWhen you encounter situation(s) such as having received damaged or defective goods, or the goods or services being not matched with what was described, or not having received the goods or services ordered, you should contact the merchant which sold you the goods or services immediately and resolve any complaints about such goods or services directly with the merchant.  If you cannot resolve the matter with the merchant or are unable to contact the merchant because it has ceased business, you can contact us for assisting you to dispute the transaction through the chargeback mechanism provided by the relevant card association.

The chargeback mechanism is a form of customer protection provided by the relevant card association which allows cardholder to file a complaint regarding disputed transactions.  Once the cardholder files a dispute, the card issuing bank will conduct an investigation into the complaint by requesting the concerned merchant to submit proof through its bank (“card acquiring bank”).  Once the chargeback request is proven to be valid, the card acquiring bank will refund the disputed transaction amount to the cardholder via the card issuing bank. Cardholder may be charged with a processing fee by the relevant card association in certain circumstances.

Examples of chargeback:

  • Cardholder did not receive the goods or services he/she paid for due to closure of the merchant
  • Cardholder returned the purchased goods but did not get the refund from the merchant within the agreed timeframe
  • Cardholder cancelled the subscribed services but merchant continues to charge for recurrent payments

Cardholder should pay special attention to the chargeback time limit, and submit before expiry of the time limit the chargeback request together with the relevant supporting documents to the card issuing bank for processing. For more details, please refer to Help & Support > Dispute transaction.

Important Note:
The chargeback mechanism is not applicable to purchases with credit cards through the use of Card Interest-Free Instalment Loan offered by us.

Fraud Transaction ProtectionIf you find any doubtful or unauthorized transactions in your statement, call our DBS Credit Card 24-hour Customer Services Hotline at (852) 2290 8888 immediately. Upon receipt of your request; on a case-by-case basis subject to our approval, we may withhold your payment of the relevant transaction until an investigation is concluded . However, please note that if it is found to be a valid transaction after investigation, we shall re-impose the applicable finance charges for the period starting from the date when the relevant transaction should have been paid.

Important Notes:
  1. You should report the doubtful or unauthorized transaction(s) on any statements to us within 60 days after the relevant statement date , otherwise you shall be deemed to have accepted such transactions and any dispute requests subsequently raised may be declined.
  2. According to the rules of relevant card association, there is no dispute right for certain transactions.
  3. Use of your credit card shall always be subject to DBS Personal Credit Card Terms and Conditions, DBS$ / COMPASS CARD Reward Scheme Terms and Conditions and DBS$ / COMPASS Dollar Redemption Offer Terms and Conditions.

24-hour Emergency Card Replacement

In the event that DBS Black Card is stolen, damaged or lost in Hong Kong, please call 24-hour Customer Service Hotline (852) 2290 8888 and we will provide a replacement card by the next business day within Hong Kong.
Remark: Related administration fee will be charged to cardholder.

DBS Black Card DBS$ Conversion Rates

Frequently Asked Questions
DBS Personal Credit Card Terms and Conditions
Key Facts StatementClick here for details
Fee Schedule
Others card features and benefitsClick here for details
Other ServicesClick here for details
 

How to Apply

Key Facts Statement for Credit Card Repayment Calculator
New CustomerApply Now
Current DBS Cardholder (Only applicable to existing principal cardholder who has no change of mobile phone number, home address, nationality or other information)Apply Now
Apply DBS Credit Cards in a faster and more convenience way through DBS Omni!Download & Apply Now
Resume your applicationResume application

Remarks:
^ New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or COMPASS VISA credit cards) issued by the Bank.
# Existing Customers shall mean applicants who are not New Customers.

Welcome Offer is subject to Welcome Offer Terms and Conditions. Please refer to application form for details.

DBS Omni Extra Offer Terms & Conditions

 

+ For details of 2X and 3X DBS$, please refer to the web page of DBS$ Reward Scheme and DBS$ Reward Scheme Terms and Conditions. Please click here for details.

Should there be any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.

Personal Information Collection (PIC)

DBS Bank (Hong Kong) Limited safeguards your data in accordance with applicable Hong Kong laws.

We only use the data we collect in accordance with our Data Policy which explains the data collection purposes, the persons to whom we may transfer data, your data access and correction rights and how you may contact our Data Protection Officer.

Reminder: To borrow or not to borrow? Borrow only if you can repay!

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