Annual income requirement for principal credit card application

You need to meet the annual income requirement to apply a principal credit card.

For principal credit card application, you need to fulfill the requirements as below:

  • Meet minimum annual income requirement of each credit card

  • Prepare the required application document

  • There is no limit on the number of cards you may apply for. For each credit card, you may apply for up to 6 supplementary cards.

Annual Income Requirements

You may find the annual income requirement of DBS credit cards in the table below:


Minimum Annual Income Required

DBS Eminent VISA Signature Card

HK$ 360,000*

DBS Eminent VISA Platinum Card

HK$ 150,000

DBS Black World Mastercard®

HK$ 240,000

DBS Black American Express® Card

HK$ 240,000

DBS Live Fresh Card

HK$ 150,000


HK$ 100,000

Manulife Credit Card

HK$ 60,000

* Your application will be treated as DBS Eminent Visa Platinum Card if you are unable to meet the annual income requirement.


To borrow or not to borrow? Borrow only if you can repay !

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