One-off handling fee or monthly interest payment options
With spending amount HK$500 or above, split your purchase with one-off handling fee as low as HK$20
Newly added 3 months tenor option, more flexible repayment period from 3 to 60 months
Select any number of transactions from any merchants
Split eligible purchases in 2 easy steps.
No document required with online express approval
New Flexi Shopping Customers can enjoy fabulous rewards by successfully applying for Flexi Shopping during 1 Oct 2023 to 31 Dec 2023 !
New Flexi Shopping customers who spend with applicable DBS Credit Cards and successfully apply for Flexi Shopping 3 or 6-month instalments@ (charging one-off handling fee) via DBS Card+ app (“Eligible Flexi Shopping”) during the Promotion Period, can enjoy a one-off handling fee rebate up to HK$220*!
New Flexi Shopping customers refer to the customers who have not successfully applied for Flexi Shopping Programme during 1 July 2022 to 30 September 2023, both dates inclusiveMerchant Transaction Amount (Single Application) | Instalment Period | Instalment Amount | One-off Handling Fee* | One-off Handling Fee Rebate* | Total Amount Payable including one-off handling fee and after netting-off the fee rebate |
HK$9,000 (Supermarket spending: HK$3,000; Home appliance spending: HK$6,000) | 6 months | HK$1,500 | HK$110 | HK$110 | HK$9,000 |
# Maximum one-off handling fee rebate is HK$220.
@ Successful application(s) for the Eligible Flexi Shopping Programme means that the first instalment is posted to the Applicable Credit Card account during the Promotion Period.
* For this promotion, only the first Eligible Flexi Shopping can be entitled the fee rebate, that is, the Cardholder can enjoy the fee rebate up to 1 time only. The Fee rebate will be credited to the relevant Applicable Credit Card account within 3 months after the end of Promotion Period and shown on the monthly statement.
Promotion bounded by terms and conditions, please click here for the details.
Promotion Period:
1/1/2023 – 31/12/2023
Promotion Period:
8/8/2023 – 31/10/2023 (Extended to 31/12/2023)
Promotion Period:
15/9/2023 – 15/1/2024
Promotion Period:
Please refer to promotion page
Promotion Period:
16/10/2023 – 15/1/2024
Promotion Period:
1/12/2023 – 31/1/2024
Promotion Period:
1/12/2023 – 29/2/2024
Pay only the one-off handling fee for 3/6/12-month instalments. No extra charges!
One-off handling fee effective from 21 November 2022, please click here for details.
You can enjoy extra flexibility on your credit card spending by splitting it from 6 to 60-month instalments. Application amounts as low as HK$2,000 for interest fee plan. Personalised preferential monthly rate as low as 0.13%*!
Assume repaying a credit card transaction of HK$10,000 by 24 months with a monthly flat rate of 0.13%, the daily interest is as low as HK$0.43*.
Monthly Instalment Amount | Monthly Interest Fee | Monthly Repayment Amount | ||
---|---|---|---|---|
HK$416.67 (HK$10,000 / 24) | + | HK$13 (HK$10,000 x 0.13%) | = | HK$429.67 |
* The above example is based on 365 days per year, a monthly flat rate at 0.13% while the daily interest is as low as HK$0.43 (HK$10,000 x 0.13% ÷ 30) and the Annualised Percentage Rate (APR) is 3.01%. The APR is calculated in accordance with the guidelines issued in respect of the Code of Banking Practice. The daily interest is rounded to the nearest 1 decimal place.
Assume repaying a credit card transaction of HK$10,000 by 24 months with a monthly flat rate of 0.18%, the daily interest is as low as HK$0.6*.
Monthly Instalment Amount | Monthly Interest Fee | Monthly Repayment Amount | ||
---|---|---|---|---|
HK$416.67 (HK$10,000 / 24) | + | HK$18 (HK$10,000 x 0.18%) | = | HK$434.67 |
* The above example is based on 365 days per year, a monthly flat rate at 0.18% while the daily interest is as low as HK$0.6 (HK$10,000 x 0.18% ÷ 30) and the Annualised Percentage Rate (APR) is 4.17%. The APR is calculated in accordance with the guidelines issued in respect of the Code of Banking Practice. The daily interest is rounded to the nearest 1 decimal place.
For applying 6/12-month Flexi Shopping and applicable for Flexi Shopping that charged one-off handling fee and accept application with single transaction only and single transaction amount must be HK$500 or above. Multiple transaction is not allowed for this channel.
For all DBS credit cardholders who applying 6-60-month Flexi Shopping that charged monthly interest
Transaction Amount | HK$500 to HK$300,000 |
Tenor | 3, 6, 12 |
Type of Flexi Shopping | For Flexi Shopping that charged one-off handling fee |
Application Channel | 1. DBS Card+ app ### 2. Application hotline 2233 1888 *** |
Remarks | ### If you apply the eligible transaction made by DBS Black American Express® Card or eligible transaction of “iFlexi - up to 90-day Interest-free Repayment Period for Online Transaction”/ “Flexi Travel - up to 90-day Interest-free Repayment Period for Overseas and Travelling Transaction” promotion made by DBS Live Fresh Card, you can only apply Flexi Shopping with single transaction only, multiple transaction selection is not allowed. ***Only applicable for Flexi Shopping 6 or 12-month instalments. This channel only accept application with single transaction only, multiple transaction selection is not allowed. |
Transaction Amount | HK$2,000 or above |
Tenor | 6 to 60 |
Type of Flexi Shopping | For Flexi Shopping that charged monthly interest |
Application Channel | 1. DBS Card+ app &@ 2. Application hotline 2290 8333 |
Remarks | & For transaction amount HK$300,000 or below: Only 18 to 60-months instalments is applicable. If cardholder would like to apply for 6 or 12-month instalments, please call application hotline at 2290 8333; For transaction amount HK$300,000 above: 6 to 60-month instalments is available. @ If you apply the eligible transaction made by DBS Black American Express® Card or eligible transaction of “iFlexi - up to 90-day Interest-free Repayment Period for Online Transaction”/ “Flexi Travel - up to 90-day Interest-free Repayment Period for Overseas and Travelling Transaction” promotion made by DBS Live Fresh Card, you can only apply Flexi Shopping with single transaction only, multiple transaction selection is not allowed. |
General Notes:
Notes for Flexi Shopping Programme that charged one-off handling fee
Notes for Flexi Shopping Programme that charged monthly interest
General Notes:
Notes for Flexi Shopping Programme that charged one-off handling fee
Notes for Flexi Shopping Programme that charged monthly interest