Flexi Shopping Offers – Apple Store

For Key Facts Statement of "Flexi Shopping Programme”, please click here.

Enjoy fabulous offers by successfully applying for Flexi Shopping Programme ("Flexi Shopping”) after spending at Apple Store during the promotion period!

Enjoy up to HK$110 one-off handling fee or interest fee rebate of Flexi Shopping 6 to 60-month instalments ^#

Customers who successfully apply for 6 or 12-month Flexi Shopping that charges one-off handling fee, or 18 to 60-month Flexi Shopping that charges monthly interest fee via DBS Card+ app for a single transaction HK$500 or above with an applicable DBS Credit Card at Apple Store in Hong Kong, Apple Store Online (https://www.apple.com/hk/) or Apple Store App (“ Apple Store ”) can enjoy up to HK$110 one-off handling fee or interest fee rebate^* for the highest single Eligible Transaction amount of the first successful application!

Example 1: With a one-off handling fee of HK$0, you can split your Apple Store spending of HK$9,000 into 6-month instalments and the monthly instalment amount is only HK$1,500.

Made a single transaction of HK$9,000 at Apple Store and successfully applied for Flexi Shopping that charged one-off handling fee with 6-month instalments via DBS Card+ app to enjoy HK$110 one-off handling fee rebate.

Example 2: Made a single transaction of HK$12,000 at Apple Store and successfully applied for Flexi Shopping that charged monthly interest with 18-month instalments via DBS Card+ app to enjoy HK$110 interest fee rebate (Maximum interest fee rebate is HK$110).

For Flexi Shopping One-off handling fee, please click here for details.

^#Maximum one-off handling fee or interest fee rebate is HK$110 and only applicable for Apple Store spending.

* One-off handling fee or interest fee rebate is only applicable to the highest single Eligible Transaction amount of the first successful application during the Promotion Period. Fee rebate will be credited to the relevant credit card account on or before 31 Mar 2027 and shown on the monthly statement.
+ The above example is based on 18-month instalments with a monthly flat rate of 0.13% and the Annualised Percentage Rate (APR) is 2.98%. The APR is calculated in accordance with the guidelines issued in respect of the Code of Banking Practice.

Flexi Shopping Lucky Draw - Apple Store

Stand a chance to win up to100% Spending Cash Rebate, capped at HK$5,000! Enter our Lucky Draw automatically upon successful application for Flexi Shopping (regardless of the number of instalments and the application channel) for an Apple Store spending with an applicable DBS Credit Card.

Flexi Shopping Apple Store Lucky Draw Prizes

Prize	Quota
Up to HK$5,000 cash rebate	5 winners

No registration is required. Increase your chances of winning with more applications!

^@Each winner will receive a full cash rebate of the highest Eligible Transaction amount among the Eligible Transactions involved in all successful applications for Flexi Shopping during the Promotion Period, subject to a maximum of HK$5,000. Only one Eligible Transaction is eligible for the Prize of the Lucky Draw for each winner.

Apply for Flexi Shopping Now

How to apply for Flexi Shopping Programme via DBS Card+ app

Promotion Period:

1/9/2026 – 15/1/2027

Notes

General Notes:

All Flexi Shopping applications should be completed 6 working days before the payment due date printed on the monthly statement. Otherwise, you are required to first settle payment for the relevant Eligible Transaction in full before the payment due date. Once the application for the Programme is successful, the payment you made for the relevant Eligible Transaction will be credited to your Card Account and the relevant Eligible Transaction will be converted into a Flexi Shopping Transaction and net-off the statement balance in the following month.
If the transactions that you have applied for Flexi Shopping cannot be successfully converted into instalment transactions before the monthly statement is issued, and you have arranged “Autopay” service for your credit card account, you can call the customer service hotline 2290 8888 at least two business days before payment due date to enquiry whether payment instruction can be amended or not.
If you apply the eligible transaction made by DBS Black American Express® Card or eligible transaction of “iFlexi - up to 90-day Interest-free Repayment Period for Online Transaction”/ “Flexi Travel - up to 90-day Interest-free Repayment Period for Overseas and Travelling Transaction” promotion made by DBS Live Fresh Card via DBS Card+ app, you can only apply Flexi Shopping with single transaction only. If you apply for Flexi Shopping that charged one-off handling fee, that single transaction amount must be HK$500 or above. If you apply for Flexi Shopping that charged monthly interest, that single transaction amount must be HK$2,000 or above (Login DBS Card+ app > choose “Spending” page > select eligible transaction to start your application Journey).
Maximum 500 eligible transactions can be selected for single application via DBS Card+ app.
After the online application is successfully submitted, you will receive an email for your application. If there is any discrepancy between the information you submitted and the bank's record, the Bank will contact you to follow up before the payment due date of the relevant transaction.

Notes for Flexi Shopping Programme that charged one-off handling fee

Only applicable for single or combined spending amount of HK$500 – HK$300,000 (single application). If the application amount is more than HK$300,000, please select Flexi Shopping that charged monthly interest.

Notes for Auto Flexi Shopping

Auto Flexi Shopping Instruction can be cancelled any time after setting up.
After setting up Auto Flexi Shopping Instruction, when you spend with the credit card based on your instruction and the amount of a single spending falls within the Transaction Amount Range in your instruction, we will automatically submit an application for Flexi Shopping Programme for you to convert the relevant transaction to Flexi Shopping instalments based on your chosen tenor.
Auto Flexi Shopping Instruction shall be of continuing nature before the expiry date which you assigned in the instruction (unless cancelled by you or suspended by us when there are changes to the prevailing terms and conditions and/or fees and charges which will be accepted by you later).
The approval of your Flexi Shopping Programme application is subject to the available credit limit and status of your credit card account and our final decision. A confirmation letter will be issued for your records after we have processed the Flexi Shopping Programme application.

Notes for Flexi Shopping Programme that charged monthly interest

Not applicable for single or combined spending amount of HK$300,000 or below for 6 or 12-month of Flexi Shopping that charged monthly interest for application through DBS Card+ app. Please select Flexi Shopping that charged one-off handling fee.
If you choose to pay off the “Monthly Interest Fee Plan” early, you are not able to save any interest because interest payable for the remaining term of the “Monthly Interest Fee Plan” which is embedded in the monthly instalment amount shall still be payable.
The personalised interest rate offer that customers can enjoy depends on the financial situation of individual customers. The Bank reserves the right to determine the customer's personalised interest rate offer. The monthly flat rate displayed to the customer on the DBS Card+ app application page is the customer's personalised interest rate offer. Please visit DBS Card+ or call the Application Hotline 2290 8333 for your applicable personalised interest rate offer and terms and conditions.

Terms and Conditions

“Flexi Shopping Offers – Apple Store ” Terms and Conditions

The terms and conditions relating to this promotion campaign are available for download at our website from now until 7 days after the end of the promotional period. Customers may not be able to access or download such version of the information subsequent to the expiry of the specified timeframe. You are advised to download and store a copy for future reference. If you do not agree or have no online access to the terms and conditions, you may contact our Customer Services and request a physical copy within the above-mentioned timeframe.

Additional offer

Apply for MobileShield with premium as low as HK$79.2 per month to enjoy 10% off! Protect your new mobile phone against accidental damage or burglary!

More Details

Remark: The above insurance plans are underwritten by Chubb Insurance Hong Kong Limited ("Chubb"). Chubb reserves the right of final approval. DBS Bank (Hong Kong) Limited is an insurance agent (licence number FA3000) authorised by Chubb. For the plan’s details, please refer to policy wordings. The above promotion offers are subject to eligibility requirements. Relevant terms and conditions apply.

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Photos are for reference only. Apple, Apple Pay and Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and Google Pay are service mark of Google Inc.

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You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
You should assess your repayment ability and avoid over-borrowing.
You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest.
To borrow or not to borrow? Borrow only if you can repay!

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