Multi-currency Revolving Term Loan
For Key Facts Statement for MRTL, please click here.
Key Features
- Wealth Continuum Platform tailor made for DBS Treasures customers
- Credit Facility of up to HK$10 million in multi-currencies
- Revolving Credit Facility for a variety of loan purposes
- Flexible loan tenors
- $0 handling fee
Assets can be used as collaterals:
With pledged assets, the currencies below can be drawn from your MRTL Facility:
Interest Cost:
For full product details, please refer to the product documents.
Overview
Access cash from your financial assets held with the Bank via your ready-to-use Credit Facility.Assets can be used as collaterals:
- Bonds
- Investment Funds
- Cash Deposits
- Equities
- Structured Investment Products
- Paper Gold
With pledged assets, the currencies below can be drawn from your MRTL Facility:
![]() | HKD | ![]() | EUR |
![]() | USD | ![]() | GBP |
![]() | RMB | ![]() | JPY |
![]() | AUD | ![]() | NZD |
![]() | CAD | ![]() | SGD |
![]() | CHF |
Interest Cost:
- Cost of Funds (COF) + Margin
E.g. Assume COF for 1-month HKD loan on loan drawdown date is 1.1% p.a. and Margin is 1.2% p.a., the interest cost for the loan is 2.3% p.a.
For full product details, please refer to the product documents.
Features
Wealth Continuum Platform tailor made for DBS Treasures customers
MRTL facility serves DBS Treasures customers with WMA
Credit Facility of up to HK$10 million in multi-currencies
Customers can request for a limit which suits their financial needs (but it cannot exceed the maximum Credit Facility Limit of HK$10 million)
Revolving Credit Facility
Unlimited number of loan draws once approved
Flexible loan tenors
Customers can select the loan tenor of up to a maximum of 6-months
Others
$0 handling fee
Reminder:
More Points to note
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Reminder:
- You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
- You should assess your repayment ability and avoid over-borrowing.
- You should repay any outstanding balance on time to avoid temporary overdraft interest.