Business Financing Solutions

Financing options that empower
your business to be flexible and resilient

Business Financing Solutions

Financing options that empower
your business to be flexible and resilient

The essential SME financing solutions for your business to excel

Apply online now for DBS Business Financing Solutions and get your business loan amount up to HK$10 million. With as many as 10 flexible financing schemes, DBS – the 'Hong Kong's Best Bank'⁺ and 'World's Best SME Bank'⁺ of 2022 is here to empower your business success.

Business Financing Solutions At a Glance

Business Instalment Loan (90% Guarantee Product under SME Financing Scheme)*	Business Instalment Loan	Overdraft
Maximum Facility Amount & Latest Promotion
Loan amount up to HK$8 million Waive Up to 100% loan and account set up fees Up to 100% cash rebate of Guarantee Fee^#	Loan amount up to HK$10 million	Credit limit up to HK$10 million
Maximum Repayment Period
Repayment up to 5 years	Repayment up to 7 years	Flexible repayment schedules for the principal. Interest is charged on a monthly basis for the funds used.
Eligibility
Local SME^{^}	Collateral-free Business Instalment Loan amount up to HK$3 million. No financial reports required. Business Instalment Loan amount up to HK$10 million with collaterals, such as property, cash, life insurance etc. and submission of financial reports.	Collateral-free Overdraft credit limit up to HK$3 million. Overdraft credit limit up to HK$10 million with collaterals, such as property, cash, life insurance etc. Financial reports are required for secured or unsecured Overdraft facility.
Business Entity
Limited company, Sole proprietorship, Partnership
Apply Online	Apply Online	Apply Online

⁺ DBS Hong Kong received ‘Hong Kong’s Best Bank’ and ‘World’s Best SME Bank’ from Euromoney’s Awards for Excellence 2022, ‘Hong Kong’s Best International Bank’ from Asiamoney’s Best Bank Awards 2022, ‘Best International Bank in Hong Kong’ from FinanceAsia’s Country Awards 2022 as well as ‘Bank of the Year – Outstanding Performance’ from Bloomberg Businessweek’s Financial Institution Awards 2022.

^* All credit applications under SME Financing Guarantee Scheme are subject to the HKMCI's approval. Please refer to www.hkmc.com.hk for the terms and conditions set out by the HKMCI.

^# This Promotion Offer is applicable to 90% Loan Guarantee under SME Financing Scheme only and subject to the relevant Terms and Conditions. Please refer to the Terms and Conditions for details.

^{^} For details of 90% Guarantee Product under SME Financing Guarantee Scheme, please click here.

Business Instalment Loan (SFGS 90)

Flexible repayment period of up to 5 years

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Business Instalment Loan

No collateral or financial reports required with flexible repayment period of up to 7 years

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Overdraft

Immediate access to funds and pay only on amount used

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