Enjoy greater flexibility with immediate access to funding

At a Glance
Allows you flexible usage of fund as you can loan up to an approved credit limit anytime

Boost Cashflow

Immediate access to funds



Pay interest only on the amount you use

Convenient to apply

Save time and apply online today!

Online Banking Platform

Manage your finances easily with DBS IDEAL, our online banking platform

How to Apply

Simply call DBS BusinessCare at 2290 8068 or visit our SME Banking Centres and our Relationship Manager will be glad to assist you. You will need to submit the following documents:

You will need to submit the following documents:

  • Company registration documents and business profile
  • Latest financial reports
  • Latest bank statements from major Banks
  • Business owners information
How does the overdraft facility work?

The overdraft facility allows you flexible usage as you can loan up to an approved credit limit anytime. Interest is only charged on the amount used so you can better manage your funds.

How is my overdraft secured?

Your overdraft may be secured or unsecured. Eligible securities that may be considered include properties and fixed deposits.

How quickly do I have to pay it back?

There is no fixed repayment schedule as this is a revolving line of credit.

Do I need to have an account with DBS in order to use my overdraft facility?

Yes, you will need a DBS Business Account. Please refer to our DBS Business Account page for more details.

How will I know if my application has been approved?

A Relationship Manager will be assigned to you and will contact you to arrange for the necessary documents required to facilitate the term loan.

Please call us at 2290 8068 for more information and if you need assistance.


To borrow or not to borrow? Borrow only if you can repay!