FAQ for the Reward and Annual Fee Arrangement for the DBS Black World Mastercard® and/or DBS Eminent Visa Platinum Card converted from Manulife Credit Card

Why will the rewards for insurance payment be discontinued?

As a business decision, the 1x DBS$ rebate on insurance payment (excluding insurance payment via online banking) will be discontinued on 1 January 2026. There will be no rewards for insurance payment.




Why will the extra rewards for overseas spending be discontinued (applicable to DBS Eminent Visa Platinum Card)?

As a business decision, the extra rewards for overseas spending will be discontinued on 1 January 2026. Overseas spending rewards will be adjusted to 1XDBS$.




No annual fee is charged in 2025, why will the annual fee be charged in 2026?

As mentioned in our previous notification for the card conversion of Manulife Credit Card, the annual fee will be waived for 2025, Upon the end of waiver period, the annual fee will be charged from 2026 as below:

Item	Fee
DBS Black World Mastercard
Principal Card Supplementary Card	HK$3,600 per card HK$1,800 per card
VISA Platinum
Principal Card Supplementary Card	HK$3,600 per card HK$1,800 per card

To borrow or not to borrow? Borrow only if you can repay !