Permanently increase credit limit

If you want to increase your credit limit permanently, you may apply via DBS Card+, our website or download form directly.

Via DBS Card+

You may apply credit limit increase permanently via DBS Card+.

Documents Required

Fixed Income Earner

• Latest 1 month’s computer generated Payroll Advices; or

• Latest 1 month’s bank statement / passbook showing your name, account number and salary entries; or

• Full set of latest Salaries Tax Demand Not

Non Fixed Income Earner

• Latest 1 month’s computer generated Payroll Advices (basic salary entries have to be shown on Payroll Advices, otherwise, please provide the latest 3 months’ record); or

• Latest 3 month’s bank statement / passbook showing your name, account number and salary entries

Self-employed Group

• Business Registration Certificate; and

• Full set of latest Profits Tax Demand Note; and

• Latest 3 months’ bank statement/passbook showing your company name, account number and transaction entries

Non-Working Group

• Latest Fixed Deposit Advice issued by bank; or

• Latest Investment Statement issued by bank

Note: The Bank reserves the right to request additional documents for application approval.


File Size & Format

• File size up to 5MB for each document.

• Submit in jpeg, png, PDF, tif , gif, doc, ppt, mdi or bmp format.


How to apply increase in credit limit

Method 1*

  1. Log in to Card+ mobile app on your phone.

  2. Tap "Card" at the bottom menu bar.

  3. Tap "Manage Card", then select "Increase Credit Limit" for application;

    or

    tap "Available credit limit" at the bottom, then select "Increase Credit Limit" for application.

  4. Tap "INCREASE NOW". We will process your application right away and the approval result will be displayed instantly*.

* In response to individual circumstances, customers may not be able to instantly increase their credit limit without submitting documents. In this case, customers may submit an application with the required documents to DBS Bank (Hong Kong) Co., Ltd. ("the Bank") through DBS Card+ Mobile Application or designated website for increasing the credit limit. The Bank reserves the right to approve the application for permanent increase in combined credit limit.


Method 2#

  1. Log in to Card+ mobile app on your phone.

  2. Tap "Cards" at the bottom menu bar.

  3. Tap "Manage Card", then select "Increase Credit Limit" for application;

    or

    tap "Available credit limit" at the bottom, then select "Increase Credit Limit" for application.

  4. Tap "UPLOAD NOW". Input the information and submit your latest salary proof. You will be notified of the approval result after 5 working days after submission of all the required documents#.

# For customers who have already completed credit limit increase application but not yet uploaded income proof.


Online application

You may click here to submit your application via our website.


Download form

Please click here to download "Credit Card – Combined Credit Limit Adjustment Request Form", complete and return back to any of our branches or send us by mail.


To borrow or not to borrow? Borrow only if you can repay !

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