How to calculate credit card payment due date?
You may calculate your credit card payment due date by simple formula so that payment is always being made on time.
You may refer below to calculate your payment due date for reference. Please also be suggested to refer to credit card statement for the most accurate payment due date to avoid any late payment.
Payment Due Date = Statement Date (Statement date recurs on the same day of every month) + 29 Calendar Days.
If the calculated due date falls on Sat, Sun or Public Holiday, the actual payment due date will be advanced to the closest working day.
Examples:
Statement Date |
Calculated Due Date |
Actual Payment Due Date |
Remarks |
|---|---|---|---|
|
1 Jan |
30 Jan (Fri) |
30 Jan (Fri) |
|
|
2 Jan |
31 Jan (Sat) |
30 Jan (Fri) |
31 Jan is a non-working day. |
|
3 Jan |
1 Feb (Sun) |
30 Jan (Fri) |
1 Feb is a non-working day. |
|
4 Jan |
2 Feb (Mon) (Public Holiday) |
30 Jan (Fri) |
2 Feb is a non-working day. |
Payment due date will be reflected as "Immediate" if no minimum payment was made for the previous statement.
To borrow or not to borrow? Borrow only if you can repay !
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