Deal with credit balance on my credit card

You may use the credit balance to offset the coming outstanding balance of that credit card account.

You may use the credit balance to offset the coming outstanding balance of that credit card account. Otherwise, you need to fill in “Credit Card / Cashline Revolving Loan – Services Request Form” and fax to 2572 6922 for arranging the refund in accordance with your instruction by:

  1. Transfer the credit balance to your other DBS credit card accounts for setting off repayments OR

  2. Transfer the credit balance to your DBS banking account OR

  3. Withdraw the credit balance by Cashier’s Order (HK$100 per cashier’s order) (in accordance with the Fee Schedule amended from time to time)

  4. Processing time: around 7 business days

To borrow or not to borrow? Borrow only if you can repay !

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