Apply Flexi Shopping

You can apply an interest-free instalment up to 12 months for single retail transaction through DBS Omni.

Handling fee for single retail transaction

Single transaction amount

One-off handling fee

 

6 months instalment period

12 months instalment period

HK$1,000 to HK$5,000

HK$50

HK$150

Above HK$5,000 to HK$10,000

HK$100

HK$200

Above HK$10,000 to HK$20,000

HK$150

HK$300

Above HK$20,000 to HK$30,000

HK$250

HK$480

Above HK$30,000 to HK$40,000

HK$400

HK$750

Above HK$40,000 to HK$50,000

HK$500

HK$950

Above HK$50,000 to HK$60,000

HK$600

HK$1,150

Above HK$60,000 to HK$100,000

HK$900

HK$1,700

Above HK$100,000 to HK$150,000

HK$1,300

HK$2,450

Above HK$150,000 to HK$200,000

HK$1,900

HK$3,600

Above HK$200,000 to HK$250,000

HK$2,500

HK$4,700

Above HK$250,000 to HK$300,000

HK$3,000

HK$5,600

Apply Flexi Shopping through DBS Omni

You can apply Flexi Shopping with your DBS Credit Cards (except Private Label or Business Cards) through DBS Omni


  1. Log into DBS Omni on your phone

  2. Go to “Menu bar” at the upper left corner; click “Spending Instalment Plans”, then select “Flexi shopping”


  3. Scroll down and click “Apply Now”


  4. Select credit card and input contact number, then select repayment tenor and input transaction information


  5. Agree to the “Terms & Conditions”, then click “Next”


  6. Fill in your “First 4 digits of HKID” and “Date of Birth”, click “Confirm” to submit application



Apply Flexi Shopping through hotline

You can apply Flexi Shopping with your DBS Credit Cards (except Private Label or Business Cards) through hotline

  1. Call 22331888

  2. Click “3” for English language

  3. Follow the instructions and key in credit card number, transaction date and amount to apply Flexi Shopping


Note:

  • All Flexi Shopping application should be completed 6 working days before the payment due date printed on the monthly statement. Otherwise, you are required to first settle payment for the relevant Eligible Transaction in full before the payment due date. Once the application for the Programme is successful, the payment you made for the relevant Eligible Transaction will be credited to your Card Account and the relevant Eligible Transaction will be converted into a Flexi-Shopping Transaction and net-off the statement balance in the following month.

  • After the online application is successfully submitted, you will receive a confirmation letter.


To borrow or not to borrow? Borrow only if you can repay !

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