Apply Flexi Shopping
You can apply an interest-free instalment up to 12 months for single retail transaction through DBS Card+.
Handling fee for single retail transaction
Single transaction amount
One-off handling fee^
6 months instalment period
12 months instalment period
HK$500 to HK$5,000
Above HK$5,000 to HK$10,000
Above HK$10,000 to HK$20,000
Above HK$20,000 to HK$30,000
Above HK$30,000 to HK$40,000
Above HK$40,000 to HK$50,000
Above HK$50,000 to HK$60,000
Above HK$60,000 to HK$100,000
Above HK$100,000 to HK$150,000
Above HK$150,000 to HK$200,000
Above HK$200,000 to HK$250,000
Above HK$250,000 to HK$300,000
^ One-off handling fees will be included in the first instalment and debited from your Card Account.
You can apply Flexi Shopping with your DBS Credit Cards (except Private Label or Business Cards) through DBS Card+
Log into DBS Card+ on your phone
Method 1: Select transaction for instalment plan in the Spending section of DBS Card+ and click on "Flexi Shopping" icon
Choose for the Flexi Shopping and click on "Apply Now" button
Select Credit Card and Tenor (6 months) and confirm details to complete the application
Method 2: Choose for the Cards section of DBS Card+ and click on "Spending Instalment" icon
You can apply Flexi Shopping with your DBS Credit Cards (except Private Label or Business Cards) through hotline
Click “3” for English language
Follow the instructions and key in credit card number, transaction date and amount to apply Flexi Shopping
All Flexi Shopping application should be completed 6 working days before the payment due date printed on the monthly statement. Otherwise, you are required to first settle payment for the relevant Eligible Transaction in full before the payment due date. Once the application for the Programme is successful, the payment you made for the relevant Eligible Transaction will be credited to your Card Account and the relevant Eligible Transaction will be converted into a Flexi-Shopping Transaction and net-off the statement balance in the following month.
After the online application is successfully submitted, you will receive a confirmation letter.
To borrow or not to borrow? Borrow only if you can repay !
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