For Key Facts Statement for Credit Card, please click here

For Repayment Calculator, please click here. You can use the Repayment Calculator to work out the number of months and total cost involved in paying a balance in full by making only minimum payment.

Successfully apply DBS Eminent Card to enjoy "DBS Eminent Card Unlimited Rebate" Program and the first year annual fee waiver.

Welcome Offer

New Customers^ who successfully apply DBS Eminent Card by 30 June 2022 can enjoy the following fabulous welcome offer, upon spending with the new card in the first 3 months and activating DBS Card+ account in the first month*:

10% Cash Rebate (Up to HK$600 Cash Rebate) 

New Customer
The eligible New Customers must conduct HK2,800 or above of the posted retail transaction with the New Card within 3 months from the New Card issuance date.

Double Rewards

New Customer^ apply for DBS Credit Card can also enjoy the following double welcome offer:

3-Times Free Trial for Flexi Shopping
3 Free Trials for Flexi Shopping
3 months Interest Cash Rebate for Instant Cash Instalment Loan
3 months Interest Cash Rebate for Instant Cash Instalment Loan

DBS Eminent Visa Signature Card

DBS Eminent Visa Signature Card
Minimum annual income: HK$360,000
  • Visa Signature Exclusive Privileges
  • 1% Rebate on Local Spending, 2% Rebate on Spending in Foreign Currencies (no upper limit)   Details
  • Year-round Privileges   Details
  • All-new exciting privileges: Up to 5% Rebate Program will be launched on 1 July 2022  Details

How to Apply

DBS Eminent Visa Platinum Card

DBS Eminent Visa Platinum Card
Minimum annual income: HK$150,000
  • 1% Rebate on Local Spending, 2% Rebate on Spending in Foreign Currencies (no upper limit)   Details
  • Year-round Privileges  Details
  • All-new exciting privileges: Up to 5% Rebate Program will be launched on 1 July 2022  Details

How to Apply

- Starting from 1 October 2018, all newly issued, renewed or replaced Visa cards will be equipped with Visa payWave function.
^ New Customers shall mean applicants who, during the new card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the new card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by us.
* New Customers must download DBS Card+, register and activate DBS Card+ account within 1 month from the new card issuance date in order to be eligible for the welcome gift.
**Credit card application may not be approved instantly through DBS Card+ for respective reasons. The Bank may request other documents from you, like address proof and income proof, for application approval. The credit card application is subject to the Bank’s final approval.

Welcome gift is subject to Welcome Offer Terms and Conditions.
For other related Credit Card Terms & Conditions, please refer to the Bank’s website

The online application will not be processed in real time and is not for urgent submission of information. Should you have any enquiry, please contact our 24-hour hotline at (852) 2290 8888.


What's Hot

“DBS Eminent Card Unlimited Rebate” Program

24-hour Manned Hotline

"Discover Japan" Shopping Spree

"Visit Korea" Shopping Spree

"InstaRedeem" Stamps Promotion

Eminent Visa Signature Card Exclusive

Up to 2% Rebate on Local Dining Spending (Treasures Private Client/Treasures Client Exclusive)

DBS Card+

Introducing the brand new DBS Card+ mobile app, the perfect companion for your DBS Credit Cards. Download and experience four ‘first-in-market’ innovations that will revolutionalise the way you use your credit cards.

Register Card+

Your spending will be shown on your timeline automatically.

Track your personal finances effectively with Budget

Track your personal finances effectively with Budget

Instant Redemption and save on your transaction

Making payment to your DBS Credit Cards easier

Download DBS Card+:



Shopping Protection When you encounter situation(s) such as having received damaged or defective goods, or the goods or services being not matched with what was described, or not having received the goods or services ordered, you should contact the merchant which sold you the goods or services immediately and resolve any complaints about such goods or services directly with the merchant.  If you cannot resolve the matter with the merchant or are unable to contact the merchant because it has ceased business, you can contact us for assisting you to dispute the transaction through the chargeback mechanism provided by the relevant card association.

The chargeback mechanism is a form of customer protection provided by the relevant card association which allows cardholder to file a complaint regarding disputed transactions.  Once the cardholder files a dispute, the card issuing bank will conduct an investigation into the complaint by requesting the concerned merchant to submit proof through its bank (“card acquiring bank”).  Once the chargeback request is proven to be valid, the card acquiring bank will refund the disputed transaction amount to the cardholder via the card issuing bank. Cardholder may be charged with a processing fee by the relevant card association in certain circumstances.

Examples of chargeback:

  • Cardholder did not receive the goods or services he/she paid for due to closure of the merchant
  • Cardholder returned the purchased goods but did not get the refund from the merchant within the agreed timeframe
  • Cardholder cancelled the subscribed services but merchant continues to charge for recurrent payments

Cardholder should pay special attention to the chargeback time limit, and submit before expiry of the time limit the chargeback request together with the relevant supporting documents to the card issuing bank for processing. For more details, please refer to Help & Support > Dispute transaction.

Important Note:
The chargeback mechanism is not applicable to purchases with credit cards through the use of Card Interest-Free Instalment Loan offered by us.

Fraud Transaction Protection If you find any doubtful or unauthorized transactions in your statement, call our DBS Credit Card 24-hour Customer Services Hotline at (852) 2290 8888 immediately. Upon receipt of your request; on a case-by-case basis subject to our approval, we may withhold your payment of the relevant transaction until an investigation is concluded . However, please note that if it is found to be a valid transaction after investigation, we shall re-impose the applicable finance charges for the period starting from the date when the relevant transaction should have been paid.

Important Notes:
  1. You should report the doubtful or unauthorized transaction(s) on any statements to us within 60 days after the relevant statement date , otherwise you shall be deemed to have accepted such transactions and any dispute requests subsequently raised may be declined.
  2. According to the rules of relevant card association, there is no dispute right for certain transactions.
  3. Use of your credit card shall always be subject to DBS Personal Credit Card Terms and Conditions, DBS$ / COMPASS CARD Reward Scheme Terms and Conditions and DBS$ / COMPASS Dollar Redemption Offer Terms and Conditions.
Superior Line of Credit

DBS Eminent Card offers you generous spending limits for maximum financial flexibility. You may also request for an instant temporary credit limit increase* anytime you want.

Please download and complete the Credit Card Line Increase/Reduction Request Form and return to us with copy of your current income proof via fax to (852) 2235 5901.

*Not applicable to cash advance and subject to final approval of DBS Bank (Hong Kong) Limited

VISA Plus Global Service You can withdraw local currencies anywhere in the world through ATMs bearing the logo from your pre-registered DBS Bank HKD Savings or Current Account with your DBS Eminent Card*
*Only applicable for VISA cardholders. A HK$25 handling fee applies for each transaction made and details will be recorded in your passbook or bank statement.
Frequently Asked Questions
DBS Personal Credit Card Terms and Conditions
Key Facts Statement Click here for details
Fee Schedule
Others card features and benefits Click here for details

Personal Information Collection (PIC)

DBS Bank (Hong Kong) Limited safeguards your data in accordance with applicable Hong Kong laws.

We only use the data we collect in accordance with our Data Policy which explains the data collection purposes, the persons to whom we may transfer data, your data access and correction rights and how you may contact our Data Protection Officer.

Reminders about Responsible Borrowing

  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
  • You should assess your repayment ability and avoid over-borrowing.
  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest.
  • To borrow or not to borrow?  Borrow only if you can repay!


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