For Key Facts Statement for Residential Mortgage Loan, please click here.
Refinancing can be a great financial move if it reduces your mortgage payment, shortens the term of your loan, or helps you tap into equity more quickly either because you have paid down your mortgage or your home value has spiked. We can offer you a holistic view on your financial position, not just a mortgage.
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Lay back for your mortgage drawdown after submission of documents.It takes 1 week the fastest to get money ready.
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To enhance customer protection and efficiency of payments, we offer you PAPT as an alternative to the existing arrangement. PAPT applies to the sale and purchase (S&P) of secondary market residential properties in Hong Kong, as well as related refinancing transactions. For S&P properties, buyers and sellers interested in using PAPT should ask their estate agents to include the necessary clauses in the provisional S&P agreement. PAPT is introduced with a view to going abreast with the digital payment age and enhancing customer protection by providing timely and direct electronic bank-to-bank transfer of mortgage loan funds and thus reducing the risks associated with payments, such as the freeze of customers’ funds in unforeseeable circumstances.
For details of S&P transactions, please view PAPT S&P in secondary market residential properties leaflet
For details of refinancing transactions, please view PAPT Refinancing leaflet
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