DBS offers various types of Structured Investment, allowing you to receive interest in each interest payment date and 100% of the Principal Amount in your investment currency on the Maturity Date.
By investing in the products, you can grow your wealth and receive a higher interest rate than the regular deposit rate while subject to a higher risk.
We offer different choices of Structured Notes for you to enjoy investment flexibility:
Different payoff feature
Underlying
Investment currencies
Tenor
Professional Investor(s) only?
Issuer has the right to but not the obligation to early redeem the Product (if applicable). You will receive 100% of the Principal Amount on the Maturity Date or Optional Redemption Date (if issuer early redeems the Product before its maturity) in the Settlement Currency.
You are exposed to the credit risk of the Issuer and Guarantor as applicable. You could lose all your investment if the Issuer becomes insolvent or defaults on their obligation.
Please refer to the product offering documents for detailed product terms, information and risks.
To understand more, please contact your DBS Treasures Relationship Manager or visit any of our branches.
Interest Rate Linked Investment includes structured products involving derivatives ("the Products”). The investment decision is yours but you should not invest in the Products unless DBS Bank (Hong Kong) Limited (星展銀行(香港)有限公司) (“the Bank”) who sells the Products to you has explained to you that the Product is suitable for you having regard to your financial situation, investment experience and investment objectives.
Investment involves risks. It does not constitute any offer or solicitation of offer to subscribe, transact or redeem any investment product. Past performances are not indicative of future performances. You should carefully read the product offering documentation, the account terms and conditions and the product terms and conditions for detailed product information and risk factors prior to making any investment. If you have any doubt on this material or any product offering documentation, you should seek independent professional advice.
The Product is unlisted and no early uplift, early withdrawal or early termination by investors is permitted. The investor has to maintain the Product with the Bank up to the Maturity Date. The investment is subject to the credit and insolvency risks of the issuer. Investing in the Product is not the same as investing in its reference assets.
Foreign exchange involves risks. Customers should note that foreign exchange may incur loss due to the fluctuation of exchange rate.
RMB currently may not be freely convertible and is subject to exchange controls and restrictions. There is no guarantee that RMB will not depreciate. If you convert Hong Kong Dollar or any other currency into RMB so as to invest in a RMB product and subsequently convert the RMB sale proceeds back into Hong Kong Dollar or any other currency, you may suffer a loss if RMB depreciates against Hong Kong Dollar or other currency.
The Product is not principal protected, customer could lose the entire principal amount in the worst case scenario. The Product carries risks not normally associated with ordinary bank deposits, and is NOT equivalent to a time deposit. You should therefore not treat the Product as a substitute for ordinary savings or time deposits. The Product is NOT a protected deposit and is NOT protected by the Deposit Protection Scheme in Hong Kong.
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