C1

Security of capital is important to you. You are only prepared to accept minimal risk of capital loss. Therefore, you are willing to accept minimal or very low returns.

C2

Your priority is to protect your accumulated wealth. You can accept the risk of a small capital loss and tolerate small fluctuations in capital in order to increase your potential income and returns.

C3

You are investing for potentially moderate income and/or growth of capital over the medium term. There may be moderate capital loss at some points of time during your planned investment horizon, but you can tolerate moderate fluctuations of capital in order to achieve the potential for a moderate average return over your investment horizon.

C4

You are investing for high capital growth over the medium to long term. There may be high capital loss at some points of time during your planned investment horizon, but you can tolerate large fluctuations of capital in order to pursue a high average return over your investment horizon.

C5

You want to accumulate a significant amount of wealth. You aim to maximize capital appreciation over a long term. Minimizing risks is not your primary concern. You can tolerate the risk of significant fluctuation in your capital in order to pursue a substantially high average return over your investment horizon.

C1

P1

C2

P2 or below

C3

P3 or below

C4

P4 or below

C5

P5 or below (P5 as the highest risk class)