- Loans
- Government-Assisted Schemes
- SME Loan Guarantee
SME Loan Guarantee
Grow your SME with an accessible loan guarantee
- Loans
- Government-Assisted Schemes
- SME Loan Guarantee
SME Loan Guarantee
Grow your SME with an accessible loan guarantee

No collaterals
Get a loan of up to HKD12 million, with no collaterals required

Guarantee
50% guarantee of the approved loan, up to a cap of HKD6 million

Flexible repayment period
A period of up to five years

Attractive rates
Preferential pricing and fees, plus special rates for trades-related products and services
Your business must be:
- Based in Hong Kong S.A.R.
- Registered in Hong Kong S.A.R. under the Business Registration Ordinance (Chapter 310)
- Classified as an SME under the Government of Hong Kong Special Administrative Region (the HKSAR)
Typically, eligible companies would be a manufacturing business with fewer than 100 employees in Hong Kong, or a non-manufacturing business with fewer than 50 employees in Hong Kong.
Simply call DBS BusinessCare at 2290 8068 or visit our SME Banking Centres with the documents listed below. The documents you will need to provide will depend on how long your company is established.
If your company has been established for 18 months or more, you will need to bring:
- Copy of the valid Business Registration Certificate
- Latest audited accounts for a limited company
- Latest financial statements for an unlimited company
If your company has been established for less than 18 months, you will need to bring:
- Copy of the valid Business Registration Certificate
- Documentary proof of the date of establishment and relevant financial records
How does this loan work? | |
The SME Loan Guarantee is a form of non-revolving loan or hire purchase agreement that should be repaid by instalments. |
Am I eligible for another loan if I have repaid the initial loan backed by the guarantee? | |
If you have fully paid up the previous loan, you are eligible for one more loan of up to HKD 12 million. |
To borrow or not to borrow? Borrow only if you can repay!
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