DBS & KPay Business Account Opening Joint Promotion

Earn up to HK$10,888 Rewards by DBS and KPay

DBS Hong Kong and KPay join hands to present the brand new business account opening joint promotion! From now until 31 December 2025, new or existing KPay merchants who successfully open a new DBS Business Account via ‘DBS Online Account Opening for Business’ and complete the designated missions can enjoy exciting rewards of up to HK$10,888 provided by DBS and KPay.

Basic Misson

Set this new DBS Business Account as default settlement bank account with KPay or as the Beneficiary Account of "KPay Business Account"

DBS Rewards

•   Waiver of business account opening fee up to HK$1,200¹
•   Waiver of company search fee up to HK$150¹
•   Waiver of minimum deposit balance service fee for the first 3 Months (up to HK$750)¹
•   50 free local HKD FPS real-time payments per month and save up to HK$3,000 per year²
•   Additional HK$2,000 e-gift card upon successfully booking an appointment to meet with our insurance specialist and complete the Business Financial Need Analysis (BFNA) after opening a DBS Business Account³

Additional Missions with Upgraded Rewards by KPay

New or existing KPay merchants who maintain an average deposit balance of a specified amount in the DBS Business Account during the three calendar months following the month of the Business Account is opened will be eligible for upgraded rewards provided by KPay⁴.

Example:
•   Month of successful opening of Business Account: June 2025
•   Calculation period for average deposit balance: 1 July to 30 September 2025
•   Average deposit balance calculation formula: (Average deposit balance in July + Average deposit balance in August + Average deposit balance in September) ÷ 3
•   KPay Merchant Rewards will be offered starting from October 2025

Additional Missions	Maintain an average deposit balance of the following amount in the Business Account during the three calendar months following the month of the Business Account is opened:
Additional Missions	Average Deposit Balance: HK$50,000 or equivalent	Average Deposit Balance: HK$100,000 or equivalent	Average Deposit Balance: HK$200,000 or equivalent
KPay Merchant Rewards⁴	100% transaction fee rebate on the first HK$5,000 eligible offline transaction each month via KPay Smart POS Terminal (for 6 consecutive months, starting from the 5th month after the month of opening a new DBS Business account) Up to HK$500 KConnect cash vouchers Daily settlement fee waiver	100% transaction fee rebate on the first HK$10,000 eligible offline transaction each month via KPay Smart POS Terminal (for 6 consecutive months, starting from the 5th month after the month of opening a new DBS Business account) Up to HK$1,000 KConnect cash vouchers Daily settlement fee waiver	100% transaction fee rebate on the first HK$20,000 eligible offline transaction each month via KPay Smart POS Terminal (for 6 consecutive months, starting from the 5th month after the month of opening a new DBS Business account) Up to HK$2,000 KConnect cash vouchers Daily settlement fee waiver

Click here to learn more about the rewards from KPay!

By clicking the “Click here” button, you will be accessing KPay’s website where their terms of use and privacy policies will apply to you. Please ensure you are fully aware of the product description and relative terms and conditions of KPay before purchasing.

How to Join the Promotion?

I.    Click ‘Apply Now’ to start your application via ‘DBS Online Account Opening for Business’.
II.   On the “Review & Confirm” page, enter ‘KP & business development representative name’ in the field of “Campaign code (if applicable)”, for example KPmarytam. Then continue to submit your application. Please consult your KPay business development representative if you have enquiry about the campaign code.
III.  New DBS SME business customers who meet the eligibility criteria and fulfill the conditions are eligible to the rewards.

1. Terms and conditions of ‘DBS and KPay Business Account Opening Joint Promotion’ apply.

2. Terms and Conditions of ‘Monthly fee rebate on first 50 real-time Hong Kong Dollar FPS transaction’ apply. A maximum fee waiver for up to 50 transactions (Cash rebate of HKD250) per calendar month (A total maximum cash rebate of HKD3,000 per year, which will not be rebated in a lump sum at once). A maximum of HKD5 will be rebated for each real-time HKD FPS transaction, applicable to (1) HKD FPS transaction amounts below HKD1 million, where the original charge is HKD5 per transaction, and (2) HKD FPS transactions with a bank charge above HKD5. For details of the FPS charges, please visit DBS Hong Kong Corporate/SME Banking Site > Bottom of homepage > Rates/Fees > Bank Charges Schedule (Corporate Customers).

3. Terms and conditions of ‘DBS and KPay Business Account Opening Joint Promotion – IBG Bancassurance Appointment Gift – Trip.com e-Gift Card' apply.

4. Terms and conditions of 'KPay Terms and Conditions for DBS and KPay Business Account Opening Joint Promotion' apply. The rewards provided by KPay will be upgraded according to the amount of average deposit balance in the account, not cumulative rewards. For non-DBS services / products, please refer to the terms and conditions from third-party service providers (“KPay”). DBS is not responsible or liable for services / products provided by KPay.