Request annual fee waiver

You can request annual fee waiver through our hotline.

To apply annual fee waiver, you can

  • Call our hotline 22908888
  • Calling by registered mobile phone:
      • In the Personalized Menu, press 2>1>1
  • Calling by other phones:
      • For Cantonese, press: 1>1>1
      • For Putonghua, press: 2>1>1
      • For English, press: 3>1>1

Please follow the instruction to request annual fee waiver.


  • You can only request to waive annual fee after the annual fee has been posted on the statement.

  • If you are supplementary cardholder, you can request to waive annual fee by using your own card number through our hotline shown as above.

  • The method above is only applicable for the cardholder who applied credit card with HKID. If you register credit card with other identity document, please contact us directly.

To borrow or not to borrow? Borrow only if you can repay !

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