First Get your Card in just a few minutes


DBS Card+ DBS Card+ has upgraded with a first-in-market credit card issuance in minutes#. You can enjoy a more convenient and faster shopping experience backed by enhanced functions and exclusive offers! From now on, you can enjoy spending anytime, anywhere!

Apply DBS Credit Card via Card+ to enjoy welcome offer. Seize the moment and enjoy more!


Download DBS Card+ to Apply Now

Key Facts Statement   Credit Cards Repayment Calculator

Welcome Offers

DBS Live Fresh Card DBS Black World Mastercard® DBS COMPASS VISA
DBS Live Fresh Card DBS Black Card DBS COMPASS VISA
Up to HK$1,000 Cash Rebate
HK$1,000 Klook Rewards
Netflix Basic Plan 12 months Monthly Fee “InstaRedeem” Amount
Up to 50,000 miles (as low as HK$0.5 = 1 mile)
Up to DBS$300 Rebate
HK$400 PARKnSHOP/Watsons “InstaRedeem” amount
HK$300 all merchants “InstaRedeem” amount
Details Details Details


How to Get Your Card?

Step 1 1. Download DBS Card+, scan HKID card and fill in related information to get instant approval of your Card!
Step 2 2. Use your DBS Credit Card via Apple Pay or Google Pay upon card approval.


Not yet a DBS Credit Card customer?

Download DBS Card+ to Apply Now

Key Facts Statement   Credit Cards Repayment Calculator


Travel perks? Cash rebate? Shopping offers? Get them all with DBS Credit Card:

DBS Live Fresh Card DBS Black World Mastercard pic DBS Eminent Card pic DBS COMPASS VISA pic
Reward of Your Choice - 5% Cash Rebate on your favourite spending category, 1% Unlimited Cash Rebates on online spending in foreign currencies plus other rewards!
As low as HK$4 = 1 mile all year round plus a host of travel perks.
Unlimited cash rebates. Unlimited purchases. No designated spending amount requirement!
8% instant discount over 6 spending categories and 4 of Hong Kong’s top retailers!


# Credit card application may not be approved instantly through DBS Card+ for some individual reasons. The Bank may request other documents from you, like address proof and income proof, for application approval. The credit card application is subject to the Bank’s final approval.


  1. New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank.
  2. Upon successful card approval, please turn on "InstaRedeem" under "Push Notification" in DBS Card+ setting in order to enjoy the extra Welcome Offer.
  3. For details of DBS Black World Mastercard's other welcome offers and related terms and conditions, please click here.
  4. For details of DBS COMPASS VISA's other welcome offers and related terms and conditions, please click here.
  5. For details of DBS Live Fresh Card's other welcome offers and related terms and conditions, please click here.



To apply DBS Credit Card via DBS Card+, you are required to take photo of your HKID card via the app. Please:

Take HKID card photo pic

Before you take the photo:

  • Allow the app for using camera
  • Place the HKID card on flat surface

When you take the photo:

  • Place the HKID card image within the photo frame
  • The app will automatically focus and take 2 photos with flash
    (If the app fails to take photos in 20 seconds, it will be switched to manual mode)
  • Be aware of light reflection for better image recognition


Please note: Cropped, blurred or glared picture is not acceptable

Photo taking tips pic Photo taking tips pic Photo taking tips pic
Crop Blur Glare

Useful Link


Photos are for reference only. Apple, Apple Pay and Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and Google Pay are service mark of Google Inc.


Reminders about Responsible Borrowing

  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
  • You should assess your repayment ability and avoid over-borrowing.
  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest.
  • To borrow or not to borrow?  Borrow only if you can repay!

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