"Top Up Loan" is only applicable to existing Personal Loan customers.
Customers are eligible to apply for "Top Up Loan" if a minimum of one instalment is repaid and the repaid principal amount is over HK$5,000 with a punctual repayment record maintained.
If your application is approved, DBS Bank (Hong Kong) Limited (the "Bank") will grant you a new personal loan. The newly approved loan amount will first be used to settle the total outstanding balance of your existing loan account. The Bank will waive the repayment handling fee. The remaining balance will be credited to your direct debit account.
The final approved loan amount, interest rate and instalment period is subject to the financial condition of the customer. The Bank has the absolute discretion in approving the application.
The Bank reserves the right to vary these terms and conditions. In the event of dispute, the decision of the Bank shall be final and conclusive.
If there is any inconsistency or conflict between the English and Chinese versions, the English version shall prevail.
Personal Information Collection (PIC) DBS Bank (Hong Kong) Limited safeguards your data in accordance with applicable Hong Kong laws. We only use the data we collect in accordance with our Data Policy which explains the data collection purposes, the persons to whom we may transfer data, your data access and correction rights and how you may contact our Data Protection Officer.
Reminder: To borrow or not to borrow? Borrow only if you can repay!