For Key Facts Statement for Top Up Loan, please click here.
Enjoy HK$200 “InstaRedeem” amount* upon successful application through DBS Card+ to offset your spending at any merchant around the globe via DBS Card+ #! Experience real instant cash now^.
*Terms and conditions apply. For details, please click here.
#For details of how to use InstaRedeem and register for DBS Card+ account, please click here.
^Only applicable to applicant who applies through DBS Card+ and chooses to receive the loan amount through Faster Payment System (“FPS”). The loan amount can be instantly transferred to the recipient bank. The actual time of crediting the fund to applicant’s bank account depends on the recipient bank’s arrangement. Approval of application or not depends on the applicant's financial condition and is solely determined by us.
If you are an existing Personal Loan customer, we can offer you exclusive access to our Top Up Loan. Whenever you need some extra cash, the Top Up Loan allows you to quickly and easily redraw money from your repaid principal (the portion of the loan you have already repaid).
The online application will not be processed in real time and is not for urgent submission of information. Should you have any enquiry, please contact our 24-hour hotline at (852) 2290 8888.
If a customer decides to early pay off the loan, customer should assess whether the Early Settlement Administrative Fee outweighs the interest saved. To facilitate the assessment, customer can refer to “Personal Loans FAQ” on the Bank’s website for illustration. For details of such administrative fee, please refer to the Personal Instalment Loan Terms and Conditions.
Reminders about Responsible Borrowing
Personal Information Collection (PIC)
DBS Bank (Hong Kong) Limited safeguards your data in accordance with applicable Hong Kong laws. We only use the data we collect in accordance with our Data Policy which explains the data collection purposes, the persons to whom we may transfer data, your data access and correction rights and how you may contact our Data Protection Officer.
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