500
Cashline Revolving Loan
Shape your future with flexible revolving loan advantage!
Cashline Revolving Loan
For Key Facts Statement for Cashline Revolving Loan, please click here.
Cashline Revolving Loan
Whether you are planning a wedding, or just need some extra cash, bring your dreams to life with our Cashline Revolving Loan. With interest charged on a daily basis, you only need to pay for what you use. Your credit limit is automatically restored every time you make a repayment. Enjoy total flexibility with the ability to make withdrawals and repayments at any time, allowing you to satisfy short-term cash demands and manage your cash flow easily.
Benefits:
Apply successfully and enjoy
HK$400 cash coupons*.
*Terms and conditions apply. For details, please click here.
Act Now!
 DBS iBanking Customer | ||
 Non-iBanking User | ||
 Call us | Call Personal Loans Hotline at (852) 2290 8118 | |
 WhatsApp us | WhatsApp at (852) 6603 0001 | |
The online application will not be processed in real time and is not for urgent submission of information. Should you have any enquiry, please contact our 24-hour hotline at (852) 2290 8888.
Features
Preferential interest rates as low as
P-2.5%1,4
Loan amount up to 12x your monthly salary
or HK$800,000
(whichever is lower)
No handling fees
you can save money for things that matter
Daily interest charges only being calculated based on outstanding balance
Pay for what you use only
No fixed repayment period
No need to reapply for credit
you can focus on achieving your dreams
Document Upload
Please submit photocopies of documents in order to facilitate your application. Documents supplied, including this application, will not be returned.
Eligibility
Applicants must be a Hong Kong Resident aged 18 or above with a minimum annual income of HK$80,000
Interest Rate Table
| Revolving Loan Amount (HK$) | Annual Rate (Annualised Percentage Rate3) | |
|---|---|---|
| First 4 months1 | 5th month onward2 | |
| HK$10,000 - HK$19,999 | P-2.5% | P+6% |
| HK$20,000 - HK$49,999 | P+5% | |
| HK$50,000 - HK$99,999 | P+3% | |
| HK$100,000 - HK$299,999 | P+2% | |
| HK$300,000 or above | P+0.75% | |
The above information is for reference only, the final approved interest rate, loan amount and instalment period are subject to the financial condition of customers.
Repayment Schedule Calculator
Use the Repayment Schedule Calculator to calculate your repayment amount.
Register for eStatement service
Register for DBS iBanking account to use the eStatement service. DBS iBanking also allows you to access information of your Cashline account any time!
1. Not Yet Registered/Activated for DBS iBanking, please visit Service Demo for details.
2. Login to DBS iBanking
3. Select "eStatement" under "My Accounts", then select "Manage eStatement/eAdvice"
4. Choose to receive an e-Copy for your selected account
Remarks
- Promotion Period of the preferential interest rate ends on the statement date of the 4th monthly statement.
- In case of any late repayment, the interest rate will automatically be switched to the corresponding interest rate of the 5th month onwards plus 5% per annum surcharge commencing on the late repayment date.
- P is the Hong Kong Dollar Prime Rate (“Prime Rate”) quoted by DBS Bank (Hong Kong) Limited (the "Bank") from time to time. The prevailing Prime Rate can be found on the Bank’s website at www.dbs.com.hk/personal/loans/home-loans/home-advice/interestrate.html. The Annualised Percentage Rate ("APR") is calculated in accordance with the guidelines issued in respect of the Code of Banking Practice. The interest rate will vary whenever the Prime Rate of the Bank changes. Interest is calculated on the basis of a 365-day year.
- Preferential interest rate of P-2.5% for the first 4 months of revolving credit line is only eligible to new customer for Cashline Revolving Loan (“Cashline”). New customers are defined as persons who are not holders of Cashline account prior to the account opening date of the Cashline account. First 4 months offer period starts from the account open date of Cashline account and ends on the statement date 4 months after the start date.
- An annual fee will be levied for Cashline Account. The 1st year annual fee will be waived and from the 2nd year onwards, 1.5% of the credit limit (minimum HK$200) will be levied per annum.
- The approval of the final interest rate and loan amount is subject to the financial condition of customer. The Bank has the absolute discretion in approving the Cashline Account.
- Our staff would not obtain your personal information via WhatsApp channel, this channel is dedicated for enquiries on loan products only.
- If there is any inconsistency or conflict between the English and Chinese versions, the English version shall prevail.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Personal Information Collection (PIC)
DBS Bank (Hong Kong) Limited safeguards your data in accordance with applicable Hong Kong laws. We only use the data we collect in accordance with our Data Policy which explains the data collection purposes, the persons to whom we may transfer data, your data access and correction rights and how you may contact our Data Protection Officer.
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