Funds Transfer Cut-off Time and Fee
Local Funds Transfer Cut-Off Time
For Funds Transfer to My DBS Account & Other DBS Accounts
|Currency||Submission Time of Instruction||To be processed by|
|Between Wealth Management Accounts||Same Currency||Mon - Sun||24 hours+||Real time|
|Between Wealth Management Accounts & Banking Accounts#||Same Currency||Mon - Fri||00:00 – 08:59||After 9:00am on the same day|
|09:00 - 21:00||Real time*|
|21:01 - 23:59||Next bank business day|
|Sat - Sun & Public Holidays||00:00 - 23:59||Next bank business day|
|Currency Exchange||Mon – Fri||09:00 – 21:00||Real time*|
|Between Banking Accounts#||Same Currency||Mon - Sun||24 hours||Real time|
# “Banking Accounts” are Savings Account, Current Account, Save & Cheque Account, Multi-Currency Savings Account.
^ Every day between 4:55 am and 7:00 am, currency exchange service Between Wealth Management Accounts & Between Banking Accounts is unavailable for regular system maintenance.
* An instruction placed before the relevant cut-off time will be processed instantly in general. However, the crediting of funds may vary depending on the cut-off time and local public holiday.
+ Please note that for all same-day settled (T) FX transactions conducted between Wealth Management Accounts on Sunday to Friday after 10:00 pm and on Saturday after 6:30 pm, the relevant transaction amount will be credited to your account after 00:00 am the next day.
For Funds Transfer to Other Local Bank Account
|Submission Time of Instruction||To be processed by||Funds to be received|
|Transfer Now (via Faster Payment System)||Mon - Sun||24 hours||Real time*||Real time*|
* The exact timing of crediting funds to recipient's account will be subject to the operation of recipient bank.
For details of our general system maintenance, please click here.
Funds Transfer Fee
|Transfer to your own or other DBS accounts||Transfer to other local banks|
|DBS iBanking||Free||Free (via Faster Payment System)|
|Branches||Free||HK$200 per transaction|
(HKD/USD/RMB via Real Time Gross Settlement “RTGS”)