Credit Card Terms and Conditions

Notice of Amendments of Fees and Rewards Related to Credit Card Services

Welcome Offer Terms and Conditions (valid for the period from 4 October to 3 January 2025)

Welcome Offer Terms and Conditions (valid for the period from 3 July to 3 Oct 2024)
(The terms and conditions relating to the promotion campaigns above are available for download at our website from now until 7 days after the end the last day of the promotional period. Customers may not be able to access or download such version of the information subsequent to the expiry of the specified timeframe. You are advised to download and store a copy for future reference. If you do not agree or have no online access to the terms and conditions, you may contact our Customer Services and request for a physical copy within the above-mentioned timeframe.)

DBS$ Reward Scheme Terms and Conditions and DBS$ Redemption Offer Terms and Conditions

Old version (This version is available at this website for viewing or downloading a copy for future reference until 31 July 2024)
New version (This version will be effective on 25 June 2024. This revised version aims to specify the spending reward arrangement for the “Credit Card Interest-free Merchant Instalment Plan” which will be launched in June of 2024. The revision have no impact on the existing right and benefit of the cardholders.)

DBS Credit Card Fee Schedule & Annualized Percentage Rate Table

Previous version (This version is available at this website for viewing or downloading a copy for future reference until 31 January 2025)
Current version (Effective now)
Revised version 1 (This version will be effective from 1 January 2025)

Card Interest-free Instalment Loan Terms and Conditions

DBS Live Fresh Card “iFlexi - up to 90-day Interest-free Repayment Period for Online Transaction” Promotion Terms and Conditions

DBS Live Fresh Card “Flexi Travel - up to 90-day Interest-free Repayment Period for Overseas and Travelling Transaction” Promotion Terms and Conditions

DBS Eminent Card

Notice of Amendments of Fees and Rewards Related to Credit Card Services

Welcome Offer Terms and Conditions (valid for the period from 4 October to 3 January 2025)

DBS$ Reward Scheme Terms and Conditions and DBS$ Redemption Offer Terms and Conditions

Old version (This version is available at this website for viewing or downloading a copy for future reference until 31 July 2024)
New version (This version will be effective on 25 June 2024. This revised version aims to specify the spending reward arrangement for the “Credit Card Interest-free Merchant Instalment Plan” which will be launched in June of 2024. The revision have no impact on the existing right and benefit of the cardholders.)

DBS Credit Card Fee Schedule & Annualized Percentage Rate Table

Previous version (This version is available at this website for viewing or downloading a copy for future reference until 31 January 2025)
Current version (Effective now)
Revised version 1 (This version will be effective from 1 January 2025)

Card Interest-free Instalment Loan Terms and Conditions

DBS Credit Card

Notice of Amendments of Fees and Rewards Related to Credit Card Services

Welcome Offer Terms and Conditions (valid for the period from 4 October to 3 January 2025)

DBS$ Reward Scheme Terms and Conditions and DBS$ Redemption Offer Terms and Conditions

Old version (This version is available at this website for viewing or downloading a copy for future reference until 31 July 2024)
New version (This version will be effective on 25 June 2024. This revised version aims to specify the spending reward arrangement for the “Credit Card Interest-free Merchant Instalment Plan” which will be launched in June of 2024. The revision have no impact on the existing right and benefit of the cardholders.)

DBS Credit Card Fee Schedule & Annualized Percentage Rate Table

Previous version (This version is available at this website for viewing or downloading a copy for future reference until 31 January 2025)
Current version (Effective now)
Revised version 1 (This version will be effective from 1 January 2025)

Card Interest-free Instalment Loan Terms and Conditions

DBS Black American Express^® Card

Notice of Amendments of Fees and Rewards Related to Credit Card Services

DBS Black Card DBS$ Conversion Rates

Welcome Offer Terms and Conditions (valid for the period from 23 May 2022 to 30 December 2022)
(The terms and conditions relating to the promotion campaigns above are available for download at our website from now until 7 days after the end the last day of the promotional period. Customers may not be able to access or download such version of the information subsequent to the expiry of the specified timeframe. You are advised to download and store a copy for future reference. If you do not agree or have no online access to the terms and conditions, you may contact our Customer Services and request for a physical copy within the above-mentioned timeframe.)

DBS$ Reward Scheme Terms and Conditions and DBS$ Redemption Offer Terms and Conditions

Old version (This version is available at this website for viewing or downloading a copy for future reference until 31 July 2024)
New version (This version will be effective on 25 June 2024. This revised version aims to specify the spending reward arrangement for the “Credit Card Interest-free Merchant Instalment Plan” which will be launched in June of 2024. The revision have no impact on the existing right and benefit of the cardholders.)

DBS Credit Card Fee Schedule & Annualized Percentage Rate Table

Card Interest-free Instalment Loan Terms and Conditions

DBS Black World Mastercard^®

Notice of Amendments of Fees and Rewards Related to Credit Card Services

Welcome Offer Terms and Conditions (valid for the period from 4 October to 3 January 2025)

Welcome Offer Terms and Conditions (valid for the period from 3 July to 3 Oct 2024)

DBS Promoter Exclusive Limited Time Welcome Offer For New Customers Terms and Conditions (valid for the period from 4 October to 3 January 2025)

DBS Promoter Exclusive Limited Time Welcome Offer For New Customers Terms and Conditions (valid for the period from 3 July to 3 October 2024)
(The terms and conditions relating to the promotion campaigns above are available for download at our website from now until 7 days after the end the last day of the promotional period. Customers may not be able to access or download such version of the information subsequent to the expiry of the specified timeframe. You are advised to download and store a copy for future reference. If you do not agree or have no online access to the terms and conditions, you may contact our Customer Services and request for a physical copy within the above-mentioned timeframe.)

DBS Black Card DBS$ Conversion Rates

DBS$ Reward Scheme Terms and Conditions and DBS$ Redemption Offer Terms and Conditions

Old version (This version is available at this website for viewing or downloading a copy for future reference until 31 July 2024)
New version (This version will be effective on 25 June 2024. This revised version aims to specify the spending reward arrangement for the “Credit Card Interest-free Merchant Instalment Plan” which will be launched in June of 2024. The revision have no impact on the existing right and benefit of the cardholders.)

DBS Credit Card Fee Schedule & Annualized Percentage Rate Table

Previous version (This version is available at this website for viewing or downloading a copy for future reference until 31 January 2025)
Current version (Effective now)
Revised version 1 (This version will be effective from 1 January 2025)

Card Interest-free Instalment Loan Terms and Conditions

COMPASS Card Application Terms and Conditions

COMPASS VISA

Notice of Amendments of Fees and Rewards Related to Credit Card Services

Welcome Offer Terms and Conditions (valid for the period from 4 October to 3 January 2025)

COMPASS Card Reward Scheme Terms and Conditions and COMPASS Dollar Redemption Offer Terms and Conditions

Old version (This version is available at this website for viewing or downloading a copy for future reference until 31 July 2024)
New version (This version will be effective on 25 June 2024. This revised version aims to specify the spending reward arrangement for the “Credit Card Interest-free Merchant Instalment Plan” which will be launched in June of 2024. The revision have no impact on the existing right and benefit of the cardholders.)

DBS Credit Card Fee Schedule & Annualized Percentage Rate Table

Previous version (This version is available at this website for viewing or downloading a copy for future reference until 31 January 2025)
Current version (Effective now)
Revised version 1 (This version will be effective from 1 January 2025)

Card Interest-free Instalment Loan Terms and Conditions

Personal Instalment Loan Promotion - DBS COMPASS VISA Welcome Offer Terms & Conditions

DBS Business Card Application Terms and Conditions

DBS Business Card

Notice of Amendments of Fees and Rewards Related to Credit Card Services

DBS Business Card Terms and Conditions

Card Interest-free Instalment Loan Terms and Conditions

DBS Business Card Fee Schedule & Annualized Percentage Rate Table

Previous version (This version is available at this website for viewing or downloading a copy for future reference until 30 September 2024)
Current version (Effective now)

Manulife Credit Card Application Terms and Conditions

Manulife Credit Card

Notice of Amendments of Fees and Rewards Related to Credit Card Services

Welcome Offer Terms and Conditions (valid for the period until 31 December 2024)

Welcome Offer Terms and Conditions (valid for the period until 2 January 2024)
(The terms and conditions relating to the promotion campaigns above are available for download at our website from now until 7 days after the end the last day of the promotional period. Customers may not be able to access or download such version of the information subsequent to the expiry of the specified timeframe. You are advised to download and store a copy for future reference. If you do not agree or have no online access to the terms and conditions, you may contact our Customer Services and request for a physical copy within the above-mentioned timeframe.)

DBS$ Reward Scheme Terms and Conditions and DBS$ Redemption Offer Terms and Conditions

DBS Credit Card Fee Schedule & Annualized Percentage Rate Table

Previous version (This version is available at this website for viewing or downloading a copy for future reference until 31 January 2025)
Current version (Effective now)
Revised version 1 (This version will be effective from 1 January 2025)

Card Interest-free Instalment Loan Terms and Conditions

DBS / COMPASS Supplementary Card Application Terms and Conditions

Supplementary Card

Notice of Amendments of Fees and Rewards Related to Credit Card Services

DBS Black Card DBS$ Conversion Rates

DBS$ Reward Scheme Terms and Conditions and DBS$ Redemption Offer Terms and Conditions

Old version (This version is available at this website for viewing or downloading a copy for future reference until 31 July 2024)
New version (This version will be effective on 25 June 2024. This revised version aims to specify the spending reward arrangement for the “Credit Card Interest-free Merchant Instalment Plan” which will be launched in June of 2024. The revision have no impact on the existing right and benefit of the cardholders.)

COMPASS Card Reward Scheme Terms and Conditions and COMPASS Dollar Redemption Offer Terms and Conditions

Old version (This version is available at this website for viewing or downloading a copy for future reference until 31 July 2024)
New version (This version will be effective on 25 June 2024. This revised version aims to specify the spending reward arrangement for the “Credit Card Interest-free Merchant Instalment Plan” which will be launched in June of 2024. The revision have no impact on the existing right and benefit of the cardholders.)