Wealth Management Connect
Seize opportunities in the Greater Bay Area

The newly announced Wealth Management Connect Pilot Scheme lets you tap into more potential for growth across the Mainland Greater Bay Area (“GBA”). Thanks to this new pilot scheme, you can invest in cross-boundary wealth management products offered by financial institutions in the GBA.

For Mainland GBA residents*
Eligible customers can open a dedicated investment account in Hong Kong and Macau banks and remit funds through a closed-loop system to purchase eligible investment products sold by Hong Kong and Macau banks. Each eligible Southbound investor can only open one Mainland Remittance Account and one Southbound Account at any time.

* The Greater Bay Area comprises the nine municipalities of Guangzhou, Shenzhen, Zhuhai, Foshan, Huizhou, Dongguan, Zhongshan, Jiangmen and Zhaoqing in Guangdong Province.

Southbound connect
  • 总额度
    Aggregate quota
    The aggregate quota for the Southbound Scheme is initially set at RMB 150 billion
  • 个人额度
    Individual investor quota
    The Individual investor quota for each investor is RMB 1 million
Individual investor quota calculation:
Usage of individual investor quota
under Southbound Connect
= Cumulative remittances
from the Mainland to HK and Macao
- Cumulative remittances
from HK and Macao back to the Mainland

Wealth management products under Southbound Connect include

  • Investment products (excluding products listed and traded on the Hong Kong Exchanges and Clearing Limited)
    Assessed as “non-complex” and “low” risk to “medium” risk products:
    (1) Funds domiciled in Hong Kong Fund search
    (2) Bonds
  • Deposits
    RMB, HKD and foreign currency deposits namely US dollar, Euro, UK Pound Sterling, Australian dollar, New Zealand dollar, Canadian dollar, Swiss Franc, Japanese Yen and Singapore dollar.

For Hong Kong and Macao residents

Eligible customers can open a dedicated investment account in Mainland China banks and remit funds through a closed-loop system to purchase eligible investment products sold by banks in Mainland China. The individual quota for each qualified investor is RMB 1 million.

Northbound connect

Why partner with DBS for your Wealth Management Connect journey

Best of Investment Choices
Intelligent Digital Journeys
Exceptional Customer Service

DBS, PSBC and SRCB​
Your partners for success in the Greater Bay Area

To bring you a first-rate experience, we’ve partnered with PSBC, SRCB and DBS China in the GBA WMC Southbound Scheme. These partnerships let us deliver seamless service to help you explore opportunities between the Mainland and Hong Kong.

You can choose either one of our Mainland partner banks to open the Wealth Management Connect Account

How Wealth Management Connect can benefit you

Diversify your portfolio and grow your wealth with DBS Hong Kong’s wide range of eligible Wealth Management Connect products with different risk ratings.