Our mission is to help you achieve greater prosperity. For a limited time, new DBS customers can enjoy these welcome offers. Existing Wealth Management Connect (WMC) customers can also enjoy multiple exclusive offers. Action Now!
Selected Customers Time Deposit Placement Offer – 1 January 2026 – 31 March 2026
Eligible Customers can enjoy the preferential rate in Table 1 below (“Preferential Interest Rate”) for placing a 3-month time deposit
Eligible Customers who successfully conducts any eligible transaction type as specified in Table 2 below with aggregate investment transaction amount of RMB300,000 or above (or equivalent in foreign currency) via the Eligible Customer’s WMA (“Eligible Investment Transaction”) before Time Deposit placement is eligible to receive an extra 0.50% per annum (“p.a.”) in addition to the Preferential Interest Rate (“Level-up Bonus Interest Rate”).
Table 1:
| Currency | Preferential Interest Rate (p.a.) |
Level-up Bonus Interest Rate (p.a.) |
|---|---|---|
| 3-month | ||
| RMB | 1.40% | 0.50% |
| USD | 3.30% | |
| HKD | 2.30% |
Table 2: Eligible transaction type to be successfully conducted prior to Time Deposit placement in order to receive the Level-up Bonus Interest Rate
| I. Bonds | Bond Purchase |
| II. Investment Funds | Lump sum subscription or switching of Investment Funds excluding Regular Fund Investment Plan |
| III. Structured Investment Product (“SIP”) | Place an order for SIP (with tenor at 1 month or above) |
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Investment Product Offer – 1 January 2026 to 31 March 2026
1) Investment Product Take Up Reward
New Customer who completes any one transaction in the Eligible Product Transaction Category within the Investment Reward Counting Period1 will be entitled to HKD500 Cash Rebate
| Eligible Product Transaction Category | |
|---|---|
| I. Eligible Bonds under WMC Southbound | Bond purchase in a single transaction amount of HK$500,000 or above (or equivalent) via WMC Southbound Account |
| II. Eligible Investment Funds under WMC Southbound | Lump sum subscription or switching (only for transaction with minimum subscription fee of 1.2% or switching fee of 1%) of Investment Funds in a single transaction amount of HK$10,000 or above (or equivalent) via WMC Southbound Account |
| III. Foreign Exchange (“FX”) | FX transactions (excluding USD to HKD exchange transactions and vice versa) in a single transaction amount of HK$200,000 or above (or equivalent) via WMC Southbound Account |
| IV. Fixed Rate Currency-Linked Structured Investment Product | Fixed Rate Currency-Linked Structured Investment Product transaction with a single transaction amount of HK$100,000 or above (or equivalent) via WMC Southbound Account |
2) Investment Product Balance Reward
New Customer who maintains the Designated Investment Product Balance2 on the last date of the Investment Reward Counting Period1 will be entitled to a Reward up to HKD4,500.
| Designated Investment Product Balance | Investment Product Balance Reward |
|---|---|
| HKD200,000 – HKD500,000 | HKD800 |
| HKD500,001 – HKD1,000,000 | HKD2,000 |
| HKD1,000,001 or above | HKD4,500 |
Remarks:
- Investment Reward Counting Period refers to the periods below:
Joining Date Investment Reward Counting Period 1-31 January 2026 January – March 2026 1-28 February 2026 February – April 2026 1-31 March 2026 March – May 2026 - The calculation of “Designated Investment Product Balance” includes eligible Investment Funds and Bonds under WMC Southbound.
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Fund Subscription Fee Offer - 1 January 2026 to 31 March 2026
Subscribe for funds and enjoy 0% subscription fee (applicable to subscription amounts up to HKD300,000)
The below fund category provides monthly dividend with annualized yield up to 8.3%:
| Investment Fund Category | Annualised Yield up to |
|---|---|
| China Asset Allocation Fund (with RMB, USD and HKD) | 8.3% |
| Asian Bond Fund (with RMB, USD and HKD, AUD, NZD and CAD) | 6.8% |
| Asian Asset Allocation Fund (with RMB, USD, HKD and AUD) | 6.7% |
| Asian Equity Fund (with RMB, USD, HKD, AUD, NZD, CAD and GBP) | 5.9% |
| Global Asset Allocation Fund (with RMB, USD, HKD, AUD, NZD, CAD, GBP, EUR and SGD) | 6.7% |
| Global Bond Fund (with RMB, USD and HKD) | 7.6% |
| There are also Equity funds for Greater China, Japan, Technology Sector, with a variety of currencies provided, 1-year return up to 56% | |
| The abovementioned annualized yield refers to the highest annualized yield of the fund under the respective Investment Fund Category. The above data is as of 31 December 2025, provided by Morningstar. Past performance information is not indicative of future performance. The Fund may in its discretion determine such distributions may be paid from capital including realized and unrealized capital gains. Any payments of distributions by the Fund may result in an immediate decrease in the net asset value per unit. Also, a positive distribution yield does not imply a positive return on the total investment. | |
Learn more about investment funds
Foreign exchange and investment involve risks. Terms and Conditions apply. Please contact us for details.
Foreign Exchange and 1-week Time Deposit Offer – 1 January – 31 January 2026
Preferential interest rate up to 16.0% p.a. for a 1-week time deposit
| Currency | 1-week Time Deposit Rate (p.a.) |
|---|---|
| USD | 10.0% |
| RMB | 10.0% |
| AUD | 16.0% |
| NZD | 16.0% |
| CAD | 16.0% |
| GBP | 10.0% |
| EUR | 10.0% |
A Customer who fulfils the following requirements is eligible for the preferential interest rate for a 1-week time deposit as listed in above table:
- successfully completes an eligible foreign currency exchange transaction (“Eligible FX”) with a single transaction of HKD300,000 to HKD8,000,000 (or equivalent in foreign currencies) through any branch of the Bank (Eligible FX means from HKD or any foreign currency to RMB, AUD, NZD, CAD, GBP or EUR; or from any foreign currency (HKD is not included) to USD);
- sets up a 1-week time deposit in the corresponding currency USD, RMB , AUD, NZD, CAD, GBP or EUR with the same amount of the Eligible FX via any branch of the Bank (using designated promotion code “FXTD”) at the same time; and
- Customer who has conducted any foreign currency exchange transaction from 1 July 2025 to 31 December 2025 is not eligible for the Promotion.
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