Our Leadership
In an environment that's as complex as Asia, you can always be assured that there's a complete team of experts here for you.
As a teenager, Tse Koon wanted to be a doctor. Until he discovered economics.
It opened his mind to a different way to make a meaningful difference to society, not just saving lives in a medical sense but enriching livelihoods in a purposeful and meaningful manner. That sense of purpose has led him to grow from strength to strength in his banking career.
Today, as Group Executive and Group Head of Consumer Banking Group and Wealth Management, this sense of purpose continues to be his North star. He firmly believes banking has a soul, that is, its fundamental purpose is noble, promotes the healthy functioning and development of economies, which in turn improve the lives of people.
In his last role as Country Head of DBS Singapore, he led the bank through the pandemic, helping SMEs, communities and families stay economically resilient with digital, credit and insurance initiatives. He has also helmed key management roles in Standard Chartered previously, including CEO of StanChart Indonesia, Head of Governance (Europe, Middle East, Africa & Americas), Chief Information Officer (Singapore), Head of Technology & Operations (Singapore) and Regional Head of Trade.
In 2021, Tse Koon was conferred the Institute of Banking & Finance (IBF) Distinguished Fellow Award (Corporate Banking). The following year, he received the Medal of Commendation (Star) by the National Trade Union Congress (NTUC) for his leadership in creating a future-ready workforce at DBS.
Currently on the Board of Directors of NETS Pte Ltd and the Chairman of the Association of Banks in Singapore’s (ABS) Culture and Conduct Steering Group, Tse Koon also sits on the Board of Governors for the Singapore International Foundation (SIF) and Nanyang Polytechnic. Tse Koon champions gender diversity and is a mentor with BoardAgender by Singapore Council of Women’s Organisation.
Besides banking, his other great love is swimming. He swears it is the secret to his energetic youthfulness.
As the Chief Investment Officer, Hou Wey Fook invests the way he golfs – every shot carefully calculated for risk and reward. It's a discipline he attributes to his training as an engineer, which means listening to the math even if it goes against human nature.
Wey Fook joined DBS in September 2017, and is responsible for investment strategies in DBS, which include global strategic and tactical asset allocations for our clients.
With over 30 years of fund management experience, Wey Fook was most recently at Bank of Singapore where he held various senior management roles, including Chief Investment Officer, and Head of Discretionary Portfolio Management (DPM) and Funds.
Starting his career at Government of Singapore Investment Corp (GIC), Wey Fook joined OCBC Asset Management, and subsequently ING Asia Private Bank (later renamed Bank of Singapore). He holds a B.E. from the National University of Singapore, and is also a CFA charter holder.
Managing Director and Group Head of DBS Private Bank, Joseph Poon starts his day at 4am, training for marathons. He sees the parallel between running a race and running the Private Bank business in the consistency and discipline needed for both.
Joseph is also Head of DBS Treasures Private Client in Singapore and Hong Kong, a responsibility he took up to after his role as Region Head of Southeast Asia.
He brings to DBS over 20 years of banking experience, most recently from his role in UBS. As Southeast Asia Head of the Ultra High Net Worth segment and Head of Global Family Office, Southeast Asia, he drove the strategic growth for UBS' highest valued clients by delivering bespoke solutions across the bank's Investment Banking, Asset Management and Wealth Management segments.
At Julius Baer, he was the Head of Co-Investments & Private Equity and a member of the Asia Management Committee. Before that, Joseph was the Asia Head of Macquarie's Private Wealth business, which he had established. Prior to that, he led JPMorgan Private Bank, Southeast Asia.
Joseph holds a B.C.A. and a B.A. from Victoria University of Wellington, New Zealand. He is a CFA charter holder and a board member of the CFA Association Singapore for 16 years.
Since starting her career as an analyst, Carol has long believed that data and insights are the keys to understanding how things work, which leads to addressing issues creatively and effectively. This belief has been one of her guiding principles in different roles from investment advisory, client servicing and business management.
Today, Carol is Head of Private Bank in North Asia. She is responsible for managing and developing the private banking business in Hong Kong, Macau, Mainland China and Taiwan, leading the teams to deliver best-in-class wealth management services.
Carol has been with DBS since 2007 and most recently held the position of CEO of Vickers Hong Kong and Head of Research – Hong Kong at DBS Bank Hong Kong, a position that played to her leadership abilities and her strengths in research and analysis. Under her stewardship, DBS consistently ranked among the top-3 banks for analysis covering real estate, small-caps, mid-caps and telecommunication services in the Asiamoney Broker Poll for six consecutive years (2015 - 2021).
Before joining DBS, Carol worked as a strategist for LaSalle Investment Management, advising the real estate funds on pan-Asian acquisitions.
Carol holds a bachelor’s degree in International Relations from National Taiwan University and a Master of Business Administration from The University of Texas in Austin.
Clarity of thought and perfection in execution defines Ari’s style.
In the complex operations of a multi-market and highly-regulated world, this clarity and discipline in Wealth Management practices ensures our operations work smoothly and seamlessly for our clients. As Chief Operating Officer, he most recently led the acquisition and integration of Société Générale private banking business in Singapore and Hong Kong, and ANZ’s wealth and retail banking across 5 countries.
Beginning his career with DBS Bank in 1998 advising on Treasury and Markets solutions, Ari quickly progressed to a leadership role in DBS Private Bank in Hong Kong, before returning to Singapore as Head of Regional Investment and Treasury Products.
Ari holds a BA in Business Administration from National University of Singapore and an MBA from London Business School.
As the Head of Treasures Private Client North Asia, Flora oversees the Treasures Private Client business through various strategic initiatives, and leads an amazing team to provide top-notch wealth management solutions.
Flora started her journey with DBS as a Management Associate and has since accumulated over 15 years of extensive wealth management experience in the Greater China. She has taken on various frontline and middle office leadership roles in Hong Kong, Mainland China and Taiwan, leveraging her unique insights and management skills to draw up business strategies. Prior to her current role, she was Head of the Strategic Business Planning Team of Private Banking and Treasures Private Client at DBS Hong Kong.
Flora believes the true path to excellence lies not in conformity, but in the courageous embrace of our distinctive strengths. She obtained an MBA from The Hong Kong University of Science and Technology.
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