Commercial General Insurance | Company Insurance | DBS SME Banking Hong Kong

Business Package

Designed to offer wide standard coverage
with optional additionals

Business Package

Designed to offer wide standard coverage
with optional additionals

At a Glance

Chubb understands that SMEs are usually more vulnerable to fluctuating economic conditions and business interruptions due to smaller cash flows. That is why we have designed Enterprise Guard Plus, a package policy that covers you against unexpected expenses in running your business.

Key Coverage

Section 1 – Material Damage	Covers accidental physical loss of or damage to content and stock contained in the business premises
Section 2 – Business Continuity	Covers additional expenditure incurred within 12 months after an insured loss in order to restore normal conduct of business
Section 3 – Money	Covers the loss of cash, cheques, order and stamps due to burglary
Section 4 – Liability	Covers legal liability for bodily injury and/or property damage arising out of your business within the policy territory
Section 5 – Employee Dishonesty	Covers direct pecuniary loss due to fraud or dishonest act committed by any of the employed
Section 6 – Personal Assault	Covers bodily injury or death of an insured person resulting solely from robbery or attempted theft
Section 7 – Employees’ Compensation (Optional)	Covers employer’s legal liability for bodily injury to employees arising out of and in the course of employment
Section 8 — Privacy Liability (Optional)	Covers legal liability for Privacy Claim first made resulting from the handling of personal data

Preferred Industries

Target Business

Office & Service Business

Management consultants, accountants and IT consultants, software designers, architects, estate and letting agents, financial or investment advisers, insurance brokers and agents, health and safety consultants and marketing companies.

Retailers

Grocery stores and retailers of all types of goods including but not limited to pharmacies, electronics, cosmetics, fashion, clothing, liquor, toy games, home appliances and furniture.

Food & Beverage (F&B)

Restaurants, dining places, food courts, food court stalls, coffee, desserts or ice cream shops, take away shops and canteen operations.

Education

Pre-school education centers, tuition centers, commercial schools, children enrichment classes, music dance and ballet schools, art or fashion schools, adult education centers and language schools.

Medical, Vet & Dental Centers

Psychiatry and general practice medical clinics, chiropractic and acupuncture services, specialist medical centers, aesthetics and cosmetic services, dental services, vet and more.

Health, Beauty and Spa

Beauty and hair salons, spa and foot reflexology clinics, weight loss and slimming centers, manicure and pedicure parlors, makeover services and more.

How to Apply

Simply call our DBS Chubb Insurance Service Hotline at 3191 6618 or contact your Relationship Manager for more information.

Important notes:

The above insurance plan is underwritten by Chubb Insurance Hong Kong Limited ("Chubb"). Chubb reserves the right of final approval. DBS Bank (Hong Kong) Limited ("the Bank", which expression includes its successors and assigns) is an insurance agent authorised by Chubb.
DBS Chubb Insurance Service Hotline is a dedicated enquiry hotline for DBS customers serviced by Chubb.
The Bank may receive commissions and incentives from Chubb as remuneration for marketing or promoting Chubb’s products.

Collection of Levy on Insurance Premium
The Insurance Authority (IA) has announced the collection of levy on insurance premium in accordance with relevant laws and regulations. Effective from 1 January 2018, all premiums shown in this webpage are subject to levy. Find out more at www.ia.org.hk/en/levy

The above information are the highlights of plan’s coverage only. For the plan's details, please refer to the terms and conditions and exclusions of the policy. In the event of any discrepancy between English and Chinese version, the English version shall prevail.