ec-Loan Programme

Collateral-free funding of up to HKD2.5 million

At a Glance
Raise up to HKD2.5 million without pledging collaterals!

Competitive rates

Loan amount of up to HKD2.5 million with competitive rates


Flexible repayment period

Stretch your repayment period of up to 3 years


Convenient to apply

Save time and apply online today!

Loan amount Up to HK$2,500,000
Loan tenor Up to 3 years
Collateral Nill
Loan Calculator
How to Apply

Simply call ec-Loan hotline at 3668 4399 or visit our SME Banking Centres and our Relationship Manager will be glad to assist you.

How do I know if I am eligible for the ec-Loan Programme?

This loan is available to all companies registered in Hong Kong with at least one year in operation.

What is the interest rate?

The interest rate will vary based on your company’s financial performance and the guarantors’ creditability.

Do you charge any fees?

Yes. There is an arrangement fee when the loan is approved. 


To borrow or not to borrow? Borrow only if you can repay!