Working Capital

ec-Loan Programme

Raise up to HKD 2.5 million easily without any collateral

Access additional funding and free up working capital without pledging any collateral with the ec-Loan Programme. You can borrow up to HKD 2.5 million for as long as three years, depending on your needs.

Why choose DBS ec-Loan Programme?

  • Choose from a flexible range of tenures up to three years
  • Secure your funds without the need to put up collaterals
  • Save money with preferential interest rates and low arrangement fees
  • Apply for the ec-Loan Programme quickly and easily with our simple assessment process


How do I know if I am eligible for the ec-Loan Programme?

This loan is available to all companies registered in Hong Kong with at least three years in operation.

What is the interest rate?

The interest rate will vary based on your loan amount. The higher the loan amount, the lower the interest rate.

Do you charge any fees?

Yes. There is an arrangement fee when the loan is approved. However, there will be no annual review fee thereafter.


How do I apply?

Simply call ec-Loan hotline at 3668 4399 or visit our SME Banking Branches and our Relationship Manager will be glad to assist you.

To borrow or not to borrow? Borrow only if you can repay!

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