DBS ec-Loan Program under SFGS – online application promotion
Apply via DBS Loan Application for Business platform to enjoy the following DBS offers
- Preliminary loan amount approval as fast as 3 working days#
- Cash Rebate of Guarantee Fee (“Cash Rebate”)*
- SFGS 90%: Up to 100% Cash Rebate
- SFGS 80%: Up to HK$50,000 Cash Rebate
- Annual Interest rate can be as low as DBS’s privilege interest rate (P) – 0.25%^
#The preliminary loan amount approval‘s 3 working days process time is calculated from the first working day after the loan application is submitted. The applicant will be notified individually of the indicative loan approval result in the next working day after preliminary loan amount approval completed. The preliminary approval time does not include the approval time from The Hong Kong Mortgage Corporate Limited. The preliminary approval amount of an indicative ec-Loan Program under SFGS is only applicable to successfully submission via online submission in DBS Online Loan application for Business platform and fulfillment of all documents and requirements requested by the Bank. Such indicative amount ec-Loan Program under SFGS is subject to the Bank’s further approval and final decision, the final decision may be different from the preliminary loan approval.
*For detail, please visit SME Financing Guarantee Scheme
^Applicable to DBS selective customers only
|Loan amount||Up to HKD 8 million|
|Loan tenor||Up to 5 years|
How do I know if I am eligible for the ec-Loan Programme?
This loan is available to all companies registered in Hong Kong with at least one year in operation.
What is the interest rate?
The interest rate will vary based on your company’s financial performance and the guarantors’ creditability.
To borrow or not to borrow? Borrow only if you can repay!