For Key Facts Statement for Residential Mortgage Loan, please click here.

Refinancing can be a great financial move if it reduces your mortgage payment, shortens the term of your loan, or helps you tap into equity more quickly either because you have paid down your mortgage or your home value has spiked. We can offer you a holistic view on your financial position, not just a mortgage.



We support you along the way with our competitive mortgage offers to ensure that your experience is as pleasant and smooth as possible.

1-Minute Approval
Have you ever thought that your mortgage approval can be completed in just 1 minute anytime, anywhere?
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Preferential Offer
Preferential interest rate and cash rebate for DBS Treasures.

Free and Friendly Advice
Professional Home Advice Specialist giving you peace of mind throughout your application process.

Custom-fit Plan
Understand your financing needs and curate mortgage plan specific to you.


From Mortgage to Wealth Management Process. Only DBS.


Do a property valuation now to find out the value of a flat in Hong Kong



Submit your online mortgage application to know a result within 1 minute

Apply Now


Lay back for your mortgage drawdown after submission of documents.
It takes 1 week the fastest to get money ready.


Happy with your mortgage. Time to plan for wealth growth with us.

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Want to Apply or just find someone to talk?

Want to get your mortgage approval result within 1 minute? Learn more

Apply now   Key Facts Statement

Call 2961 2288 or make an appointment with our home advice specialist now



Additional Payment Arrangement for Property Transactions

To enhance customer protection and efficiency of payment, we provide you with an additional payment arrangement for property transactions ("PAPT") as an alternative to the existing arrangement. PAPT applies to refinancing transactions of residential properties in Hong Kong.  PAPT is introduced with a view to going abreast with the digital payment age and enhancing customer protection by providing timely and direct electronic bank-to-bank transfer of mortgage loan funds and thus reducing the risks associated with the payment, such as a freeze of customers’ funds in unforeseeable circumstances.

Useful Links

The e-leaflet of Additional Payment Arrangement for Property Transactions provided by The Hong Kong Association of Banks


Useful Tools / Advices

Property Valuation

Property Valuation

Want to know your property valuation now?
Learn more
Home Advice

Home Advice

Confused about home purchase? Here are some tips
Learn more
Mortgage Calculator

Mortgage Calculator

Want to learn how much you can borrow or your affordability?
Learn more
Home360 Mobile app

Home360 Mobile app

One-stop journey to Your New Home
Learn more

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