Refinancing Your Mortgage
For Key Facts Statement for Residential Mortgage Loan, please click here.
Refinancing can be a great financial move if it reduces your mortgage payment, shortens the term of your loan, or helps you tap into equity more quickly either because you have paid down your mortgage or your home value has spiked. We can offer you a holistic view on your financial position, not just a mortgage.
We support you along the way with our competitive mortgage offers to ensure that your experience is as pleasant and smooth as possible.
Have you ever thought that your mortgage approval can be completed in just 1 minute anytime, anywhere?
Preferential interest rate and cash rebate for DBS Treasures.
Free and Friendly Advice
Professional Home Advice Specialist giving you peace of mind throughout your application process.
Understand your financing needs and curate mortgage plan specific to you.
From Mortgage to Wealth Management Process. Only DBS.
Do a property valuation now to find out the value of a flat in Hong Kong
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Call 2961 2288 or make an appointment with our home advice specialist now
Additional Payment Arrangement for Property Transactions
To enhance customer protection and efficiency of payment, we provide you with an additional payment arrangement for property transactions ("PAPT") as an alternative to the existing arrangement. PAPT applies to refinancing transactions of residential properties in Hong Kong. PAPT is introduced with a view to going abreast with the digital payment age and enhancing customer protection by providing timely and direct electronic bank-to-bank transfer of mortgage loan funds and thus reducing the risks associated with the payment, such as a freeze of customers’ funds in unforeseeable circumstances.
The e-leaflet of Additional Payment Arrangement for Property Transactions provided by The Hong Kong Association of Banks
Useful Tools / Advices
Property ValuationWant to know your property valuation now?
Home AdviceConfused about home purchase? Here are some tips
Mortgage CalculatorWant to learn how much you can borrow or your affordability?
Home360 Mobile appOne-stop journey to Your New Home
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