DBS cardholders apply HomeShield to enjoy:

Offer 1

Offer 2

25% Premium discount

Up to HK$200 InstaRedeem

Apply Now

Apply Online

By clicking the “Apply now” button, you will be leaving our website to access Chubb’s website where their terms of use and privacy policies will apply to you. Please ensure that you understand Chubb’s product features and terms before purchasing.

The promotional offers are subject to Terms and Conditions.


Key features

✓ Home contents coverage up to HK$1,000,000
✓ Replacement to window caused by accidents such as typhoon, flooding
✓ Worldwide protection of personal belongings coverage up to HK$100,000

HomeShield Coverage

Key Benefits

Plan I
(HKD)

Plan II
(HKD)

Home Contents

HK$500,000 per policy year

HK$1,000,000 per policy year

Any Unforeseen accidental loss of or damage to Home Contents, such as by fire, typhoon, explosion, burglary, flooding

 

 

Furniture or home appliances (e.g. leather sofa, hi-fi)

HK$50,000 per item / set / collection

HK$100,000 per item / set / collection

Valuable property (e.g. jewellery, watches)

HK$100,000 per policy year HK$15,000 per item

HK$200,000 per policy year HK$15,000 per item

Household Removal

HK$100,000 per policy year

HK$100,000 per policy year

Accidental damage to Home Contents during the course of removal by professional mover

 

 

Temporary Removal

HK$50,000 per policy year

HK$50,000 per policy year

Accidental damage to Home Contents while being kept in other premises due to renovation, cleaning, etc.

 

 

Alternative Accommodation

HK$50,000 per policy year

HK$50,000 per policy year

Cost of temporary accommodation when home is damaged and made uninhabitable by accident

HK$1,500 per day

HK$1,500 per day

Replacement of Door Locks, Windows and Keys

HK$2,500 per policy year

HK$2,500 per policy year

Replacement of locks and keys due to damage by burglary

 

 

Frozen Food & Drinks

HK$5,000 per policy year

HK$5,000 per policy year

If food & drinks in the freezer rot due to the freezer failure

 

 

Domestic Helper Personal Effect

HK$1,500 per year HK$500 per item

HK$1,500 per yearHK$500 per item

Any accidental loss of or damage to domestic helper’s Contents

 

 

Replacement of Glass

HK$2,000 per policy year

HK$2,000 per policy year

Accidental loss caused by fire, explosion, lightning, earthquake, typhoon, storm, flood, riot

 

 

Personal Liability

HK$5,000,000 per event

HK$5,000,000 per event

Protects you and your family members against any Legal Liability in the event of you or your family member's negligence causing third party Injury, or property damage

 

 

Worldwide Personal Belongings and Valuables

HK$50,000 per policy year

HK$100,000 per policy year

Personal belongings (e.g. watches or clothes)

HK$10,000 per event HK$5,000 per item HK$50,000 per year

HK$10,000 per event HK$5,000 per item HK$50,000 per year

Money

HK$2,500 per event

HK$2,500 per event

Unauthorised Use of Credit Cards

HK$10,000 per event

HK$10,000 per event

Personal Documents

HK$1,000 per year

HK$1,000 per year

Sports Equipment

HK$1,500 per year

HK$2,500 per year

24-Hour Home Assistance Service

Referral Service is provided

Referral Service is provided

24-Hour Home Assistance Service

 

 

Excess (for each and every claim)

 

 

Contents

HK$250

HK$250

Household Removal

HK$1,000

HK$1,000

Landslip and Subsidence

HK$10,000 or 10% of adjusted loss whichever is greater

HK$10,000 or 10% of adjusted loss whichever is greater

Worldwide Personal Belongings and Valuables

HK$250

HK$250

HomeShield Premium

Net Floor Area (Sq.ft)Plan I
Annual Premium (HKD)
Plan II
Annual Premium (HKD)
450 or below712.51,035
451 – 650712.51,260
651 – 8501,027.51,560
851 - 10001,297.51,935
1,001 – 1,5001,567.52,310
1,501 – 2,0001,837.52,760
2,001 or above2,107.52,985
The above premium is after 25% premium off

InstaRedeem Steps

How to Claim

To avoid delay and to ensure your claim is handled promptly and efficiently, please submit your claims within 30 days of the event taking place. You may submit your claims online at www.chubbclaims.com/dbs/hk-en. Alternatively, you may contact Chubb’s Customer Service Hotline at +852 3191 6618 (Monday to Friday, 9:00am to 6:00pm, excluding Public Holiday) or email to dbsahclaims.hk@chubb.com

 

Contact Us

For any enquiries related to the above insurance plan, please call DBS Chubb Insurance Service Hotline at (852) 3191 6618 (Office Hours: Mondays to Fridays, from 9:00am to 6:00pm, excluding public holidays)

 

Important Notes

  1. The above insurance plans are underwritten by Chubb Insurance Hong Kong Limited ("Chubb"). Chubb reserves the right of final approval. DBS Bank (Hong Kong) Limited (the "Bank") is an insurance agent authorised by Chubb.
  2. DBS Chubb Insurance Service Hotline is a dedicated enquiry hotline for DBS customers serviced by Chubb.
  3. This policy will be automatically renewed upon the policy expiry date of each subsequent policy year unless written cancellation notice has been given to Chubb.
  4. Major Exclusions apply: War, terrorism, scratching, corrosion, wear and tear, mechanical or electrical breakdown, home unoccupied for more than 30 consecutive days, malicious damage or vandalism by a person residing lawfully in the home, contact or corneal lens, mobile or portable telephone, etc.
  5. The above information are the highlights of plan’s coverage only. For the plan's details, please refer to the terms and conditions and exclusions of the policy. In the event of any discrepancy between English and Chinese version, the English version shall prevail.
  6. In the event of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre) arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank will enter into a Financial Dispute Resolution Scheme process with the customer; however any disputes over the contractual terms of the policy should be resolved directly between Chubb and the customer.

Under the “Insurance Ordinance”(Cap. 41), the Insurance Authority (IA) has started to collect the levy on insurance premiums from policyholders through insurance companies from 1 January 2018. For more details, please refer to: www.ia.org.hk/en/levy.

 

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