HomeShield DBS Credit Cardholders exclusive offer

Home Contents

HK$500,000 per policy year

HK$1,000,000 per policy year

Any Unforeseen accidental loss of or damage to Home Contents, such as by fire, typhoon, explosion, burglary, flooding

Furniture or home appliances (e.g. leather sofa, hi-fi)

HK$50,000 per item / set / collection

HK$100,000 per item / set / collection

Valuable property (e.g. jewellery, watches)

HK$100,000 per policy year HK$15,000 per item

HK$200,000 per policy year HK$15,000 per item

Household Removal

HK$100,000 per policy year

HK$100,000 per policy year

Accidental damage to Home Contents during the course of removal by professional mover

Temporary Removal

HK$50,000 per policy year

HK$50,000 per policy year

Accidental damage to Home Contents while being kept in other premises due to renovation, cleaning, etc.

Alternative Accommodation

HK$50,000 per policy year

HK$50,000 per policy year

Cost of temporary accommodation when home is damaged and made uninhabitable by accident

HK$1,500 per day

HK$1,500 per day

Replacement of Door Locks, Windows and Keys

HK$2,500 per policy year

HK$2,500 per policy year

Replacement of locks and keys due to damage by burglary

Frozen Food & Drinks

HK$5,000 per policy year

HK$5,000 per policy year

If food & drinks in the freezer rot due to the freezer failure

Domestic Helper Personal Effect

HK$1,500 per year HK$500 per item

HK$1,500 per yearHK$500 per item

Any accidental loss of or damage to domestic helper’s Contents

Replacement of Glass

HK$2,000 per policy year

HK$2,000 per policy year

Accidental loss caused by fire, explosion, lightning, earthquake, typhoon, storm, flood, riot

Personal Liability

HK$5,000,000 per event

HK$5,000,000 per event

Protects you and your family members against any Legal Liability in the event of you or your family member's negligence causing third party Injury, or property damage

Worldwide Personal Belongings and Valuables

HK$50,000 per policy year

HK$100,000 per policy year

Personal belongings (e.g. watches or clothes)

HK$10,000 per event HK$5,000 per item HK$50,000 per year

HK$10,000 per event HK$5,000 per item HK$50,000 per year

Money

HK$2,500 per event

HK$2,500 per event

Unauthorised Use of Credit Cards

HK$10,000 per event

HK$10,000 per event

Personal Documents

HK$1,000 per year

HK$1,000 per year

Sports Equipment

HK$1,500 per year

HK$2,500 per year

24-Hour Home Assistance Service

Referral Service is provided

Referral Service is provided

24-Hour Home Assistance Service

Excess (for each and every claim)

Contents

HK$250

HK$250

Household Removal

HK$1,000

HK$1,000

Landslip and Subsidence

HK$10,000 or 10% of adjusted loss whichever is greater

HK$10,000 or 10% of adjusted loss whichever is greater

Worldwide Personal Belongings and Valuables

HK$250

HK$250