For Key Facts Statement of "Flexi Shopping Programme" (“Flexi Shopping”), please click here.
Split your travel/foreign currency spending and get a rebate 50% of one-off handling fee!*
During the promotion period, you can enjoy a 50% rebate of the one-off handling fee* upon successful application for 3 or 6-month Flexi Shopping instalments @ via DBS Card+ app (“DBS Card+”) for a single transaction of HK$2,000 or above in the travel merchant spending^ or in foreign currency spending^^ with an applicable DBS Credit Card.
Example 1: Made a single payment of HK$8,000 at an airline and successfully applied for 6-month Flexi Shopping that charged one-off handling fee via DBS Card+ during the promotion period to enjoy HK$55 cash rebate, which is equivalent to 50% of the one-off handling fee payable for the eligible spending at Flexi Shopping.
Example 2: Made a foreign currency spending of HK$200,000 (posted to the account and converted to HKD) and successfully applied for 3-month Flexi Shopping that charged one-off handling fee via DBS Card+ during the promotion period to enjoy HK$220 rebate (The upper limit of rebate is HK$220).
Example 3: Made a single payment of HK$20,000 at a travel agency and a foreign currency spending of HK$30,000 (posted to the account and converted to HKD) and successfully applied for 6-month Flexi Shopping that charged one-off handling fee via DBS Card+ together during the promotion period. Both transactions can enjoy a rebate equivalent to 50% of the one-off handling fee payable for the eligible spending at Flexi Shopping, totalling HK$300 rebate (travel merchant spending & foreign currency spending are entitled to the offer once respectively with the one-off handling fee rebate being HK$110 and HK$190 respectively).
The customer then made a transaction of HK$10,000 at a travel agency again and successfully applied for 6-month Flexi Shopping that charged one-off handling fee via DBS Card+ during the promotion period. As the customer had already received a one-off handling fee cash rebate from the 1st successful application, no more fee rebate will be entitled.
*The maximum one-off handling fee rebate is HK$220 per transaction and is only applicable to the travel merchant spending category and foreign currency spending category which are entitled to the offer only once respectively.
^“Travel Merchant Spending Categories” refers to (i) consumption of Hotel, Airline or Travel Agencies only. The definition of Hotel, Airline and Travel Agencies is determined according to the merchant codes as defined by Visa International, Mastercard Asia/ Pacific (Hong Kong) Limited and American Express International, Inc. or a merchant's acquiring bank. In case of any dispute over the definition of Travel Merchant Spending Category, the relevant definition will be determined by the Bank at its sole discretion, and the Bank reserves the right of final decision. (ii) Any spending of Travel Merchant Spending Category made through the following channels is not considered Eligible Spending, including but not limited to the spending through Scan & Pay function of DBS Card+, "Faster Payment System" or e-wallets (including but not limited to Octopus Card on Mobile, AlipayHK, WeChat Pay HK and PayMe) (except for Apple Pay, Google Pay and Samsung Pay).
^^ “Foreign Currency Spending Category” refers to the posted transactions with official payment records and such transaction is conducted in a currency other than Hong Kong Dollars and is based on the currency codes issued by Visa International, Mastercard Asia/ Pacific (Hong Kong) Limited and American Express International, Inc. All foreign currency transactions must be posted before Flexi Shopping Programme application. The transaction amount will be determined based on the transaction currency amount converted to Hong Kong Dollars and posted in the credit card statement.
@Successful application for the Flexi Shopping means that the first instalment is posted to the Applicable Credit Card account during the Promotion Period.
One-off handling fee, please click here for details.
Apply for Flexi Shopping now How to apply Flexi Shopping Programme via DBS Card+ app
Promotion Period:
• 1/2/2024 – 30/4/2024
General Notes:
- Only applicable for spending amount of HK$500 – HK$300,000 (single application). If the application amount is more than HK$300,000, please select Flexi Shopping that charged monthly interest.
- All Flexi Shopping applications should be completed 6 working days before the payment due date printed on the monthly statement. Otherwise, you are required to first settle payment for the relevant Eligible Transaction in full before the payment due date. Once the application for the Programme is successful, the payment you made for the relevant Eligible Transaction will be credited to your Card Account and the relevant Eligible Transaction will be converted into a Flexi Shopping Transaction and net-off the statement balance in the following month.
- If the transactions that you have applied for Flexi Shopping cannot be successfully converted into instalment transactions before the monthly statement is issued, and you have arranged “Autopay” service for your credit card account, you can call our Customer Service Hotline 2290 8888 at least two business days before payment due date to enquire whether the payment instruction can be amended or not.
- If you apply for instalments for an eligible transaction made by DBS Black American Express® Card or eligible transaction of “iFlexi - up to 90-day Interest-free Repayment Period for Online Transaction”/ “Flexi Travel - up to 90-day Interest-free Repayment Period for Overseas and Travelling Transaction” promotion made by DBS Live Fresh Card via DBS Card+ app, you can only apply for Flexi Shopping for a single transaction only. If you apply for Flexi Shopping that charged one-off handling fee, that single transaction amount must be HK$500 or above. If you apply for Flexi Shopping that charged monthly interest, that single transaction amount must be HK$2,000 or above (Log in to DBS Card+ app > choose “Spending” page > select eligible transaction to start your application).
- Maximum 500 eligible transactions can be selected for a single application via DBS Card+ app.
- After the online application is successfully submitted, you will receive an email for your application. If there is any discrepancy between the information you submitted and the Bank's record, the Bank will contact you to follow up before the payment due date of the relevant transaction.
Terms and Conditions
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