For Key Facts Statement of "Flexi Shopping Programme", please click here.

New Flexi Shopping Customer# successfully apply for 6-month Flexi Shopping Programme ("Flexi Shopping”) via the DBS Card+ app and enjoy 3 free trials for Flexi Shopping during the promotion period! You can settle your local and overseas retail spending, online spending and tax payment easily by instalment!



Single Eligible Instalment Application Amount 

One-off Handling Fee for 6-month instalment period*

Handling Fee Cash Rebate@

Total Amount Payable including one- off handling fee and after netting-off cash rebate

1st application HK$300,000 HK$3,000 HK$3,000 HK$300,000
2nd application HK$60,000 HK$600 HK$600 HK$60,000
3rd application  HK$1,000 HK$50 HK$50 HK$1,000
    Total Handling Fee Cash Rebate HK$3,650  

# New Flexi Shopping Customer refer to the principal cardholders who have not successfully applied for Flexi Shopping Programme/ Fee Based Instalment Programme and/or did not have any Flexi Shopping Programme / Fee Based Instalment Programme instalment from 1 August 2021 to 31 July 2022.
One-off handling fee will be billed at the time the first instalment is charged to the credit card account.
Handling fee cash rebate is applicable to the first 3 successful applications of 6-month Flexi Shopping that charged one-off handling fee during the promotion period only.

Apply for Flexi Shopping now

Promotion Period:

  • 1 August – 31 December 2022

How to apply for Flexi Shopping that charged one-off handling fee:

DBS Card+ app
  • Select “Spending” page > Select Card
  • Select “Card” page > Select Card > Spending Instalment
  • Select “More” page > Spending Instalment

Application Hotline for one-off handling fee plan: 2233 1888

For applying 6/12-month Flexi Shopping and applicable to DBS COMPASS VISA and DBS Live Fresh Card only. Only applicable for Flexi Shopping that charged one-off handling fee and accept application with single transaction

Notes for 3 Free Trials for New Flexi Shopping Customer: 
  1. During the Promotion Period, New Flexi Shopping Customer who successfully apply for 6-month Flexi Shopping Programme that charged one-off handling fee via DBS Card+ mobile application can enjoy 3 free trials. The offer is applicable to the first three 6-month instalments and the full handling fee rebate of applications will be credited to the Applicable Credit Card account. Successfully applied for Flexi Shopping means the first Instalment is displayed on Timeline of DBS Card+ or showed in credit card statement during the Promotion Period.
  2. Offer is not applicable to DBS Live Fresh Card, Business Card and Private Label Card).
  3. The Promotion is bound by terms and conditions. For details, please click here.
Notes for Flexi Shopping Programme that charged one-off handling fee:
  1. Only applicable for spending amount of HK$500 – HK$300,000 (single application).
  2. All Flexi Shopping application should be completed 6 working days before the payment due date printed on the monthly statement. Otherwise, you are required to first settle payment for the relevant Eligible Transaction in full before the payment due date. Once the application for the Programme is successful, the payment you made for the relevant Eligible Transaction will be credited to your Card Account and the relevant Eligible Transaction will be converted into a Flexi Shopping Transaction and net-off the statement balance in the following month.
  3. Maximum 500 eligible transactions can be selected for single application via DBS Card+ app. 
  4. If you apply the eligible transaction made by DBS Black American Express® Card via DBS Card+ app, you can only apply Flexi Shopping with single transaction only and the single transaction amount must be HK$500 or above(apply for Flexi Shopping that charged with one-off handling fee) (Login DBS Card+ app > choose “Spending” page > select eligible transaction to start your application Journey).
  5. If the transactions that you have applied for Flexi Shopping cannot be successfully converted into instalment transactions before the monthly statement is issued, and you have arranged “Autopay” service for your credit card account, you can call the customer service hotline 2290 8888 before payment due date to enquiry whether payment instruction can be amended or not.
  6. After the online application is successfully submitted, you will receive an email for your application. If there is any discrepancy between the information you submitted and the bank's record, the bank will contact you to follow up before the payment due date of the relevant transaction.

Terms and Conditions

Useful Links

Reminders about Responsible Borrowing
  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
  • You should assess your repayment ability and avoid over-borrowing.
  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest.
  • To borrow or not to borrow? Borrow only if you can repay!

Thank you. Your feedback will help us serve you better.

Was this information useful ?

Thank you for your feedback
Let us know how this article helped:
We're sorry to hear that.
How can we do better?
Please enter only letters, numbers, @!$&-()',./