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DBS Pay Less VISA

DBS Pay Less VISA lets you enjoy a cash rebate of up to 2% for every purchase.

Key Features and Benefits

  • Cash Rebate Program
  • Low Balance Transfer Rate

Cash Rebate Program

  • Enjoy a cash rebate of up to 2% for every purchase. The more you spend, the more cash rebate you earn.
  • Rewarded with 0.5% on every purchase after the cumulative cash rebate reaches HK$2,000.
  • Cash rebate is calculated monthly based on the actual posting date and posted transaction amount. Total cash rebate will be credited to your credit card account 2 months after card anniversary. The cumulative spending used to determine the cash rebate tier will be set to zero every 12 months.

    Cumulative Spending Amount

    Cash Rebate %

    HK$25,000 or below

    0.5%

    HK$25,001 - $55,000

    1%

    HK$55,001 or above

    2%

  • Example for the calculation of cash rebate.
  • Spending Month

    Monthly Spending Amount

    Cumulative Spending AmountCash Rebate %^

    Cash Rebate Amount*

    Cumulative Cash Rebate Amount

    Jan

    HK$10,000HK$10,000

    0.5%

    HK$50

    HK$50

    Mar

    HK$15,000HK$25,000

    0.5%

    HK$75

    HK$125

    Jul

    HK$30,000HK$55,000

    1%

    HK$300

    HK$425

    Aug

    HK$78,750HK$133,750

    2%

    HK$1,575

    HK$2,000

    Oct

    HK$45,000HK$178,750

    0.5%

    HK$225

    HK$2,225

    ^Based on Cumulative Spending Amount
    *Calculated on Monthly Spending Amount

    Terms and Conditions for Reward Scheme

Low Balance Transfer Rate

  • Transfer your outstanding balance from other credit cards or revolving loan account to your DBS Pay Less VISA and enjoy a low annual interest rate at 17% (APR 18.39%).
  • Pay other credit card bills via JETCO ATM (with JET Payment signage) in Hong Kong.

Personal Information Collection (PIC)

DBS Bank (Hong Kong) Limited safeguards your data in accordance with applicable Hong Kong laws.

We only use the data we collect in accordance with our Data Policy which explains the data collection purposes, the persons to whom we may transfer data, your data access and correction rights and how you may contact our Data Protection Officer.