For Key Facts Statement of Instant Cash, please click here.

Instant Cash

Instant Cash offers two plans – Cash Instalment Loan and Revolving Loan – to allow you to get cash with DBS online express approval.

 

Instant Cash

Cash Instalment Loan Offer

  • Automatically consolidate existing DBS credit card cash Instalment loan to cash out more#
    • During promotion period, enjoy up to extra $200 cash rebate for application with consolidation of existing DBS credit card cash Instalment loan**
  • Personalised preferential interest rate1 as low as APR 2.50%2
  • Repayment periods of 6 to 60 months
  • Apply without documents and online express approval3 for instant cash in*

Cash Instalment Loan Special Offer

Apply Cash Instalment Loan online to enjoy up to HK$5,000 cash rebate**! Here are some illustrative examples:

  1. Apply Cash Instalment Loan with Cash out HK$300,000 and 60-month instalments to enjoy HK$5,000 rebate!
  2. Apply Cash Instalment Loan with Cash out HK$150,000 and 48-month instalments to enjoy HK$2,000 rebate!
  3. Apply Cash Instalment Loan with Cash out HK$80,000 and 36-month instalments to enjoy HK$1,000 rebate!

Promotion period: 01/12/2019 – 31/12/2019

"Call-a-loan" Service is the product provided under Cash Instalment Loan plan.

To get started, get ready of

To get started, get ready of credit card, mobile phone and bank account information
 

Instant Cash

Revolving Loan Offer

  • Personalised preferential interest ratea as low as 5.8%b
  • Flexible repayments as low as the minimum payment of credit card monthly statement
  • Apply without documents and online express approvalc for instant cash in*

Revolving Loan Special Offer

Apply Revolving Loan online to enjoy up to $2,000 cash rebate^! Here are some illustrative examples:

  1. Apply Revolving Loan of HK$300,000 and enjoy up to $2,000 cash rebate
  2. Apply Revolving Loan of HK$150,000 and enjoy up to $1,000 cash rebate
  3. Apply Revolving Loan of HK$80,000 and enjoy up to $800 cash rebate

Promotion period: 01/12/2019 – 31/12/2019

"Funds Transfer Program" is the product provided under Revolving Loan plan.

To get started, get ready of

To get started, get ready of credit card, mobile phone and bank account information
 

How to Apply

  • Apply Online
  • Application Hotline: 2290 8333
 

Notes

#System will automatically consolidate existing DBS Credit card cash Instalment loan according to the status of individual DBS credit card.

*Applicable to the banks participating in Faster Payment System only. The loan amount will be instantly transferred to the recipient bank. The crediting to the recipient account will be subject to the recipient bank’s handling.

"Call-a-loan" service is the product provided under Cash Instalment Loan plan

Notes for "Call-a-loan" service:

  1. "Call-a-loan" service and the personalised preferential interest rate is only applicable to selected customers. Personalised preferential interest rate is for reference only. DBS Bank (Hong Kong) Limited reserves the right at its absolute discretion on the acceptance of application, approval of the service and determining the preferential interest rate from time to time according to different promotions. Please logon via "Apply Now" or call Application Hotline 2290 8333 to enquire for the personalised preferential interest rate and the related fee.
  2. Personalised preferential monthly flat rate as low as 0.11%, is only applicable to selected customers; Monthly flat rate of 0.11%, its annualised percentage rate is 2.50%. The Annualised Percentage Rate (APR) is calculated in accordance with the guidelines issued by the Hong Kong Monetary Authority in respect of the Code of Banking Practice.
  3. Cash will be transferred to your designated bank account immediately* for successful application. If cash transfer / application not successful, the bank will contact you within 2 working days. The Bank reserves the right to request additional documents for application approval.
  4. The application of "Call-a-loan" service should be bound by related terms and conditions. For details, please refer to the Terms and Conditions of "Call-a-loan" service or call Application Hotline 2290 8333.

Note: Early repayment of "Call-a-loan"

If you choose to pay off the "Call-a-loan" early, you are not able to save any interest because interest payable for the remaining term of the "Call-a-loan", which is embedded in the monthly instalment amount shall still be payable.

** Cash rebate entitled by the customer depends on the Cash out amount of the loan approved, Preferential APR and / or tenor of "Call-a-loan" Online Instalment Cash Service. The following terms and conditions apply to the promotion offer, please refer to the followings for details:

  • Terms and Conditions for "Call-a-loan" Online Instalment Cash Service get up to HK$5,000 "Cash Rebate" promotion
  • Terms and Conditions for "Call-a-loan" Online Instalment Cash Service and consolidate existing DBS credit card cash Instalment loan to get extra up to HK$200 “Cash Rebate” Promotion
  • Terms and Conditions for general promotional offer of "Call-a-loan”

 

"Funds Transfer Program" is the product provided under Revolving Loan plan

Notes for "Funds Transfer" service:

  1. "Funds Transfer" service and the personalised preferential interest rate is only applicable to selected customers. Personalised preferential interest rate is for reference only. DBS Bank (Hong Kong) Limited reserves the right at its absolute discretion on the acceptance of applications, approval of the service and determining the preferential interest rate from time to time according to different promotions. Please logon via "Apply Now" or call Application Hotline 2290 8333 to enquire for the personalised preferential interest rate and the related fee.
  2. Annual interest rate of 5.8%, its annualised percentage rate is 5.96%. The Annualised Percentage Rate (APR) is calculated in accordance with the guidelines issued by the Hong Kong Monetary Authority in respect of the Code of Banking Practice.
  3. Cash will be transferred to your designated bank account immediately* for successful application. If cash transfer / application not successful, the bank will contact you within 2 working days. The Bank reserves the right to request additional documents for application approval.
  4. The application of "Funds Transfer" service should be bound by related terms and conditions. For details, please refer to the Terms and Conditions of "Funds Transfer" service or call our Application Hotline on 2290 8333.

^ Cash rebate entitled by the customer depends on the approved loan amount (Transfer Amount), Annualized Percentage Rate (APR) and monthly statement’s Finance Charges of “Funds Transfer" Online Cash Service. The following terms and conditions apply to the promotion offer, please refer to the followings for details:

  • Terms and Conditions for "Funds Transfer" Online Cash Service get “Cash Rebate” promotion (up to HK$2,000)
  • Terms and Conditions for general promotional offer of “Funds Transfer”

Reminders about Responsible Borrowing

  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
  • You should assess your repayment ability and avoid over-borrowing.
  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest.
  • To borrow or not to borrow? Borrow only if you can repay!

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