DBS Credit Cards Instant Cash offers you an instant Credit Limit Increase^~ and a convenient and quick way to get cash online with one click anytime, anywhere. Instant cash in any bank account^* with no documents required^~.
Instant Cash offers two flexible financing options – Cash Instalment Loan (that's "Call-a-loan" service) and Revolving Loan (that's "Funds Transfer" service) – to allow you to get cash with DBS online express approval.

Cash Instalment Loan (that is “Call-a-loan” service)

During the promotion period, apply for Cash Instalment Loan (that is “Call-a-loan” service) online with credit limit increase simultaneously to get more cash with instant approval^~. Enjoy personalised preferential interest rate** and up to HK$6,750 cash rebate upon successful application for both at the same time.

Offer 1: Apply for Cash Instalment Loan (that is “Call-a-loan” service) via online to enjoy up to HK$6,000 cash rebate^#

Example:

Cash Rebate^#
Cash out amount of the loan approved	Number of Instalments	Number of Instalments	Number of Instalments	Number of Instalments
	12 months or below	18-30 months	36-48 months	54-60 months
≥ HK$300,000	HK$1,000	HK$2,500	HK$3,500	HK$6,000
HK$150,000 – HK$299,999	HK$500	HK$1,000	HK$2,500	HK$3,500
HK$80,000 – HK$149,999	HK$300	HK$600	HK$1,500	HK$2,000
HK$50,000 – HK$79,999	HK$150	HK$300	HK$600	HK$800
HK$30,000 – HK$49,999	HK$100	HK$200	HK$400	HK$600

Offer 2: New DBS credit card customers^## / New Instant Cash Instalment Loan customers can enjoy a cash rebate of 6 months interest^#upon successful application for the first Cash Instalment Loan (that is “Call-a-loan” service) via DBS Card+!

First-to-market - get your credit card in a few minutes^### and instant cash out

Download DBS Card+ app now and follow the instructions below to apply:

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Offer 3: Online permanent increase in combined credit limit and cash out to get up to HK$750 cash rebate⁺

Running out of credit limit to draw cash? Apply for Instant Cash online with credit limit increase simultaneously to get more cash with instant approval^~. Enjoy cash rebate of up to HK$750⁺ upon successful application for both at the same time during the Promotion Period!

Example:

Cash out amount of the loan approved	Cash Rebate ⁺ (Only applicable to 12 – 60 months instalments)
≥HK$100,000 + permanent increase in combined credit limit	HK$750
HK$50,000 – HK$99,999 + permanent increase in combined credit limit	HK$350

“Call-a-loan” service is the product provided under Cash Instalment Loan plan.

Apply Now

Revolving Loan (that is “Funds Transfer” service)

During the Promotion Period, apply for Revolving Loan (that is “Funds Transfer” service) online with credit limit increase simultaneously to get more cash with instant approval^~. Enjoy cash rebate of up to HK$3,250 upon successful application for both at the same time.

Offer 1: Apply for Revolving Loan (that is “Funds Transfer” service) via online to enjoy up to HK$2,500 ^{^}upon successful application.

Example:

Total "Funds Transfer“ Loan Amount	Cash rebate ^{^}
≥ HK$300,000	Up to HK$2,500
HK$150,000 – HK$299,999	Up to HK$1,500
HK$80,000 – HK$149,999	Up to HK$1,000
HK$50,000 – HK$79,999	Up to HK$500
HK$20,000 – HK$49,999	Up to HK$200

Offer 2: Online permanent increase in combined credit limit and cash out to get HK$750 cash rebate⁺

Running out of credit limit to draw cash? Apply for Instant Cash online with credit limit increase simultaneously to get more cash with instant approval^~. Enjoy cash rebate of up to HK$750⁺ upon successful application for both at the same time during the Promotion Period.

Example:

Cash out amount of the loan approved	Cash Rebate ⁺
≥HK$100,000 + permanent increase in combined credit limit	HK$750
HK$50,000 – HK$99,999 + permanent increase in combined credit limit	HK$350

“Funds Transfer” service is the product provided under Revolving Loan plan.

Apply Now

CREDIT LIMIT INCREASE APPLICATION HAS NEVER BEEN EASIER

Please log in to DBS Card+ app. Tap “Borrow” and choose “Instant Cash” and follow below instructions to increase the combined credit limit:

Terms and Conditions

Cash Instalment Loan (that is “Call-a-loan” service)

Revolving Loan (that is “Funds Transfer” service)

Terms and Conditions for Online Permanent Increase in Combined Credit Limit and Cash Out to get up to HK$750 Promotion

"Call-a-loan" service is the product provided under Cash Instalment Loan plan.

^~In response to individual circumstances, customers may not be able to instantly increase their credit limit without submitting documents. In this case, customers may submit an application with the required documents to DBS Bank (Hong Kong) Co., Ltd. ("the Bank") through the designated website for increasing the credit limit. The Bank reserves the right to approve the application for permanent increase in combined credit limit.

^*Only applicable to customers who use Faster Payment System to receive the loan payment. The loan payment will be instantly transferred to the recipient bank. The crediting to the recipient account will be subject to the recipient bank’s handling.

^**The personalised preferential interest rate that customers can enjoy depends on the financial situation of individual customers. DBS Bank (Hong Kong) Co., Ltd. ("the Bank") reserves the right to determine the customer's personalized preferential interest rate. Please apply online or call Application Hotline 2290 8333 to enquire for the personalized preferential interest rate and the related fee. Personalized preferential monthly flat rate as low as 0.19% (Annualized Percentage Rate (“APR”) is 4.35%), is only applicable to selected customers and for reference only; The APR is calculated in accordance with the guidelines issued by the Hong Kong Monetary Authority in respect of the Code of Banking Practice.

^#Cash rebate entitled by the customer depends on the cash out amount of the loan approved and tenor of "Call-a-loan" Online Instalment Cash Service. If customers are eligible for both the “Apply for Cash Instalment Loan (that is “Call-a-loan” Service) via online to enjoy up to HK$6,000 cash rebate” and the “New DBS Credit Card Customer / New Instant Cash Instalment Loan user can enjoy a cash rebate of 6 months interest” simultaneously, the eligible customer will be entitled to the offer with higher cash rebate once from the 2 promotions. The following terms & conditions apply to the promotion offer:

^##New DBS Credit Card customers shall mean applicants who, during the new card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the new card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by DBS Bank (Hong Kong) Co., Ltd. ("the Bank").

^###Credit card application may not be approved instantly through DBS Card+ for some individual reasons. The Bank may request other documents from you, like address proof and income proof, for application approval. The credit card application is subject to the Bank’s final approval.

"Funds Transfer Program" is the product provided under Revolving Loan plan.
^{^}Cash rebate entitled by the customer depends on the approved loan amount (transfer amount) and monthly statement’s Finance Charges of “Funds Transfer" Online Cash Service. The following terms & conditions apply to the promotion offer:

⁺The offer is subject to Terms & Conditions, please click here for details.

Promotion Period

01/03/2023 – 31/03/2023

Download DBS Card+ Now

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Reminders about Responsible Borrowing

You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
You should assess your repayment ability and avoid over-borrowing.
You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest.
To borrow or not to borrow? Borrow only if you can repay!

Cash Instalment Loan (that is “Call-a-loan” service)

Download DBS Card+ Now

Or click the link below to download

Revolving Loan (that is “Funds Transfer” service)

CREDIT LIMIT INCREASE APPLICATION HAS NEVER BEEN EASIER

Terms and Conditions

Cash Instalment Loan (that is “Call-a-loan” service)

Revolving Loan (that is “Funds Transfer” service)

Promotion Period

Download DBS Card+ Now

Or click the link below to download

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